Colorado Personal Loan Rate Trends
Track current and weekly average personal loan rates in Colorado, view interactive rate trend charts, and compare local CO aprs against the national average.
Current Colorado Personal Loan Rate Trends
Personal Loan rates in Colorado fell 0.859 this week to 10.593%, down from 11.452% last week.
At 10.593%, Colorado’s average sits 0.087 below the current national average of 10.681%. CO borrowers may have a competitive advantage relative to the national market.
The Colorado personal loan rate averages on this page are calculated from 70 verified personal loan rate quotes collected across 29 banks and credit unions actively operating in Colorado. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Colorado Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Colorado personal loan rate averages compiled from 70 current rate quotes across 29 banks and credit unions operating in CO — updated daily.
As of Jun 17, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Colorado
Quarterly average personal loan rates at credit unions headquartered in Colorado, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Colorado (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
