Best Personal Loan Rates in Apopka, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Apopka, Florida include: TrustCo BankTrustCo Bank1134 Rock Springs Rd, Apopka, FL, 32712A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Self-Help Credit UnionSelf-Help Credit Union667 W Orange Blossom Trl, Apopka, FL, 32712A5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.50% APR, Fairwinds Credit UnionFairwinds Credit Union1621 S Orange Blossom Trl, Apopka, FL, 32703 7755A+5.0 ★Texas Ratio: 1.48% offering 5-Year Loan at 5.80% APR, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL, 32703A+5.0 ★Texas Ratio: 4.12% offering 5 Year Lot Loan at 7.75% APR, and Insight Credit UnionInsight Credit Union2143 E Semoran Blvd, Apopka, FL, 32703A+5.0 ★Texas Ratio: 5.93% offering Any Season Any Reason Loan at 10.00% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Apopka has 7 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 1134 Rock Springs Rd, Apopka, FL, 32712. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Apopka, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Apopka, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
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up to 180 months
up to 240 months
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
No additional details available.
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
No additional details available.
Refinance
No additional details available.
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
No additional details available.
Receive up to $8,000 at 10.0% APR for up to 48 months with payments of $25.36 per each $1,000 borrowed.
As Low As; Unsecured
As Low As; Regular APR: to 17.99%
up to 48 months
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As Low As; Regular APR: to 17.99%
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up to 48 months
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This APR will vary with the market based on the dividend rate.
Fixed at 5.00% up to 5 years
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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Fixed at 5.99% up to 5 years
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As Low As; Up to 60 Months
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As; Loan available for up to and including $500,000, fixed interest rate for up to 60 months, fully amortizing with principal payments. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required. Limited time offer. Updated October 2025.
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up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Up to 120 Months
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As Low As; Up to 180 Months
As Low As; Variable Introductory APR as low as
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Loan to Value %: 70%
As Low As; Up to 240 Months
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As Low As; Variable Introductory APR
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Borrow between $500 - $5,000 to rebuild credit - see loan page for details.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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Interest rate of 7.72% with Auto-Pay
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Interest rate of 8.00% with Auto-Pay
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to 12 months
up to 24 months
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As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As; Loan Amount $500-$40,000
As Low As
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As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
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up to $7.500.00
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Available for Battery-Only loans!; Interest rate of 7.47% with Auto-Pay
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As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; *Annual Percentage Rate based on creditworthiness
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As Low As; Agreement available here. Addendum available here.
(Perfect for enhancing your lifestyle)
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Fixed rates
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As Low As; Unsecured
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As; Loan Amount $500-$40,000
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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up to $7.500.00
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; *Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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Qualifications Required: direct deposit of net pay; a checking account; As Low As; Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
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up to 48 months
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up to 48 months
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Apopka, FL Personal Loan Rate Trends
Compare local Apopka, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.459 points over the past 7 days to 10.614% APR.
Florida signature loan rates fell 0.079 points over the past 7 days to 11.028% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Apopka, Florida?
What are the best personal loan rates in Apopka, Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Self-Help Credit Union: 5.50% (Energy Saver Loans)
- Fairwinds Credit Union: 5.80% (5-Year Loan)
- Addition Financial Credit Union: 7.75% (5 Year Lot Loan)
- Insight Credit Union: 10.00% (Any Season Any Reason Loan)
Personal Loan Calculators
