Best Personal Loan Rates in Warrensburg, Missouri (MO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Warrensburg, Missouri include: Legacy Credit UnionLegacy Credit UnionA+5.0 ★Texas Ratio: 2.90% offering Storm Shelter Loans at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR, and Foundation Credit UnionFoundation Credit UnionA+5.0 ★Texas Ratio: 3.69% offering Consumer Loans on New & Used Equipment at 5.24% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Warrensburg borrowers have access to 55 lenders serving the Missouri area, with personal loan rates as low as 4.25% APR from Legacy Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Warrensburg, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Warrensburg, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As; 36 months max term
No additional details available.
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As Low As
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
No additional details available.
As Low As
As Low As; 48 months max term
with credit score 650 or >
with credit score 650 or >
Rate with Maximum Discount*: 5.75%
As Low As; 60 months max term
No additional details available.
As Low As
This promo 'runs away' July 31, 2026.
No additional details available.
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No additional details available.
No additional details available.
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
No additional details available.
$1,001
$3,001
$500
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up to $250,000; As Low As; 10 year fixed
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As Low As
No additional details available.
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As Low As; Competitive interest rates starting at 8.90% (APRs starting at 9.05%)*
As Low As
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
As Low As
As Low As; VISA Platinum and Lifestyle Loan
As Low As
As Low As; Up to $15,000
As Low As
No additional details available.
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No additional details available.
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No additional details available.
No additional details available.
As Low As; Max. loan $20,000
5-year payback
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As Low As
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As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
No additional details available.
As Low As
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As Low As; Max. loan $5,000
As Low As
As Low As; Up to 36 months
with credit score of less than 650
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As Low As; Maximum $15,000 - Up to 60 months
As Low As
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
No additional details available.
As Low As; $15,000 -$25,000
As Low As
As Low As
As Low As
As Low As
with credit score of less than 650
Rate with Maximum Discount*: 10.75%
As Low As
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
No additional details available.
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As; Up to 60 months
As Low As; Up to 36 mo.
As Low As
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As; 60 months max term; $12,000 limit per household
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As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
Up to $5,000
Up to $5,000
No additional details available.
No additional details available.
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No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Up to $1,500.00
No additional details available.
No additional details available.
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As Low As
No additional details available.
As Low As; 12 months maximum term
No additional details available.
$10,000 max* Credit Score of 651 &above $ 5,000 max* Credit Score of 650 & below
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
Qualifications Required: Must be an ongoing Holy Rosary Credit Union Member in good standing; Must be enrolled in HRCU's Mobile or Online Banking; Must be 18 years or older; Must have regular deposits to your account; Must have been a member for at least 90 days; $20.00 application fee (denied or approved).
As Low As
No additional details available.
No additional details available.
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
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As Low As
As Low As; Up to $15,000
As Low As
No additional details available.
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No additional details available.
As Low As
No additional details available.
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As Low As; Up to 36 months
As Low As; $15,000 -$25,000
No additional details available.
As Low As
As Low As
As Low As; Up to 48 months
No additional details available.
As Low As; Up to 60 months
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
No additional details available.
As Low As
As Low As
5-year payback
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Including Debt Consolidation
No additional details available.
As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As
As Low As; Up to 36 months
As Low As
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As; Maximum $15,000 - Up to 60 months
As Low As
As Low As
As Low As
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
As Low As; Up to 36 mo.
As Low As; Up to 60 months
No additional details available.
As Low As
As Low As; 60 months max term; $12,000 limit per household
No additional details available.
Up to $5,000
Up to $5,000
No additional details available.
No additional details available.
As Low As
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As Low As
No additional details available.
As Low As; Up to $1,500.00
No additional details available.
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Warrensburg, MO Personal Loan Rate Trends
Compare local Warrensburg, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 0.032 points over the past 7 days to 12.926% APR.
Missouri signature loan rates rose 0.019 points over the past 7 days to 10.416% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Warrensburg, Missouri?
What are the best personal loan rates in Warrensburg, Missouri?
- Legacy Credit Union: 4.25% (Storm Shelter Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- County Credit Union: 4.99% (Signature (Personal))
- Foundation Credit Union: 5.24% (Consumer Loans on New & Used Equipment)
Personal Loan Calculators
