Missouri Personal Loan Rate Trends
Track current and weekly average personal loan rates in Missouri, view interactive rate trend charts, and compare local MO aprs against the national average.
Current Missouri Personal Loan Rate Trends
Personal Loan rates in Missouri rose 0.027 this week, pushing the Personal Loan average to 12.606%, up from 12.579% last week.
At 12.606%, Missouri’s average sits 1.895 above the current national average of 10.711%. This above-average spread may reflect local market conditions or regional lender competition in MO.
The Missouri personal loan rate averages on this page are calculated from 129 verified personal loan rate quotes collected across 46 banks and credit unions actively operating in Missouri. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Missouri Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Missouri personal loan rate averages compiled from 129 current rate quotes across 46 banks and credit unions operating in MO — updated daily.
As of May 1, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Missouri
Quarterly average personal loan rates at credit unions headquartered in Missouri, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Missouri (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
