Missouri Personal Loan Rate Trends
Track current and weekly average personal loan rates in Missouri, view interactive rate trend charts, and compare local MO aprs against the national average.
Current Missouri Personal Loan Rate Trends
Personal Loan rates in Missouri fell 0.030 this week to 10.595%, down from 10.626% last week.
At 10.595%, Missouri’s average sits 0.425 below the current national average of 11.020%. MO borrowers may have a competitive advantage relative to the national market.
The Missouri personal loan rate averages on this page are calculated from 195 verified personal loan rate quotes collected across 74 banks and credit unions actively operating in Missouri. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Missouri Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Missouri personal loan rate averages compiled from 195 current rate quotes across 74 banks and credit unions operating in MO, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Missouri
Quarterly average personal loan rates at credit unions headquartered in Missouri, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Missouri (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
