Best Personal Loan Rates in Dover, Ohio (OH) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Dover, Ohio include: First Federal Community Bank N.A.First Federal Community Bank N.A.141 W Ohio Ave, Dover, OH, 44622A+5.0 ★Texas Ratio: 1.04% offering Loan of at 7.98% APR, DOVER PHILADOVER PHILA119 Fillmore Ave, Dover, OH, 44622 2061A+5.0 ★Texas Ratio: 2.18% offering Personal at 10.00% APR, USXUSXA+5.0 ★Texas Ratio: 1.67% offering Second Lien Position Loans to $49,999 at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, and Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit UnionA5.0 ★Texas Ratio: 9.45% offering New & Used 2019-2026 Loan at 4.84% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Dover has 2 local institutions in our database, with personal loan rates as low as 7.98% APR from First Federal Community Bank N.A. at 141 W Ohio Ave, Dover, OH, 44622. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dover, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dover, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
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$10,000
$50,000
$10,000
$50,000
$10,000
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$10,000
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As Low As; When you contact them, make sure we are the lien holder on the vehicle
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Over $30; Term Limits: Up to 84 Months
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Under $30; Term Limits: Up to 72 Months
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Beacon Score: 725+
Term Limits: Up to 72 Months
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As Low As; With rates as low as 5.99% APR, you can finance the getaway you've been dreaming about and pay it back with affordable monthly payments.
As Low As; When you contact them, make sure we are the lien holder on the vehicle
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Beacon Score: 725+
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Up to 75 % approved stocks
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Maximum $2000
Beacon Score: 675 - 724
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Up to 30 Months $5,000 limit
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Beacon Score: 675 - 724
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As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
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$1000 minimum; -Proof of expenses required, may be used for pet care and funeral expenses as well
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$10,000; As Low As
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Beacon Score: 625 - 674
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For general purpose loans of $1000 and greater
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
second mortgage only
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No additional details available.
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Beacon Score: 625 - 674
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Up to 40 Months $10,000 limit
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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As Low As; APR - 9.392%
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For general purpose loans of $1000 and greater
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As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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As Low As; Pay Off Those High Interest Credit Cards!
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Up to 30 Months $5,000 limit
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$10,000; As Low As
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Dover, OH Personal Loan Rate Trends
Compare local Dover, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates rose 0.180 points over the past 7 days to 11.198% APR.
Ohio signature loan rates fell 0.156 points over the past 7 days to 10.812% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Dover, Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Dover, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Dover, Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Dover, Ohio?
What are the best personal loan rates in Dover, Ohio?
- First Federal Community Bank N.A.: 7.98% (Loan of)
- DOVER PHILA: 10.00% (Personal)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters And Company Federal Credit Union: 4.84% (New & Used 2019-2026 Loan)
Personal Loan Calculators
