Ohio Personal Loan Rate Trends
Track current and weekly average personal loan rates in Ohio, view interactive rate trend charts, and compare local OH aprs against the national average.
Current Ohio Personal Loan Rate Trends
Personal Loan rates in Ohio rose 0.130 this week, pushing the Personal Loan average to 10.899%, up from 10.769% last week.
At 10.899%, Ohio’s average sits 0.145 below the current national average of 11.044%. OH borrowers may have a competitive advantage relative to the national market.
The Ohio personal loan rate averages on this page are calculated from 362 verified personal loan rate quotes collected across 146 banks and credit unions actively operating in Ohio. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Ohio Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Ohio personal loan rate averages compiled from 362 current rate quotes across 146 banks and credit unions operating in OH, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Ohio
Quarterly average personal loan rates at credit unions headquartered in Ohio, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Ohio (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
