Best Personal Loan Rates in Mason, Ohio (OH) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Mason, Ohio include: Greater Cincinnati School Credit UnionGreater Cincinnati School Credit Union7948 S Mason Montgomery Rd, Mason, OH, 45040 8249A+5.0 ★Texas Ratio: 3.70% offering Personal Loan at 7.50% APR, Sharefax Credit UnionSharefax Credit Union7443 S MASON MONTGOMERY RD, MASON, OH, 45040A+5.0 ★Texas Ratio: 4.03% offering Signature Loan at 8.75% APR, General Electric Credit UnionGeneral Electric Credit Union6960 Tylersville Rd, Mason, OH, 45040 2990A5.0 ★Texas Ratio: 6.82% offering Signature Loans at 9.75% APR, USXUSXA+5.0 ★Texas Ratio: 1.67% offering Second Lien Position Loans to $49,999 at 4.00% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Mason has 3 local institutions in our database, with personal loan rates as low as 7.50% APR from Greater Cincinnati School Credit Union at 7948 S Mason Montgomery Rd, Mason, OH, 45040 8249. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mason, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mason, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Mason Personal Loan Rates
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
No additional details available.
$10,000
$50,000
$10,000
$50,000
$10,000
No additional details available.
$10,000
As Low As
As Low As
As Low As; *Free CARFAX available
As Low As
As Low As
As Low As; When you contact them, make sure we are the lien holder on the vehicle
As Low As; *Free CARFAX available
No additional details available.
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No additional details available.
As Low As; Bright Auto Loans
As Low As
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Under $30; Term Limits: Up to 72 Months
Over $30; Term Limits: Up to 84 Months
As Low As
As Low As
As Low As
As Low As
As Low As; *Free CARFAX available
As Low As
As Low As
Beacon Score: 725+
Term Limits: Up to 72 Months
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As Low As
Up to 60 Months. Copy of purchase order required. Loan limited to purchase price or NADA value. $50,000 limit
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As Low As; Bright Auto Loans
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As Low As
No additional details available.
No additional details available.
As Low As; When you contact them, make sure we are the lien holder on the vehicle
As Low As
No additional details available.
As Low As
As Low As
Beacon Score: 725+
As Low As
As Low As
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As Low As
Up to 72 months. Copy of purchase order required. Loan limited to purchase price or NADA value. Minimum loan $30,000/Maximum $50,000 limit
As Low As
No additional details available.
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Up to 75 % approved stocks
As Low As
As Low As
As Low As
As Low As; When you contact them, make sure we are the lien holder on the vehicle
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As Low As
No additional details available.
As Low As; Up to 84 months
As Low As; Up to 84 months
No additional details available.
Beacon Score: 675 - 724
As Low As
Maximum $2000
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As Low As
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Up to 30 Months $5,000 limit
under $10,000; A++ 750+
As Low As
As Low As; When you contact them, make sure we are the lien holder on the vehicle
As Low As
As Low As
No additional details available.
As Low As
As Low As; *Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.; Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, ATVs and snowmobiles.
As Low As
Variable Rate; 1.5% of amount borrowed per month. Cannot exceed 80% of loan to value $100,000 maximum - 1st lien pledged only. $50,000 maximum- 2nd lien pledged
Beacon Score: 675 - 724
under $10,000; A+ 720-749
As Low As
As Low As
As Low As
As Low As
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
As Low As
No additional details available.
$1000 minimum; -Proof of expenses required, may be used for pet care and funeral expenses as well
As Low As
As Low As
As Low As
As Low As
under $10,000; A++ 750+
No additional details available.
As Low As
As Low As
under $10,000; A+ 720-749
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
As Low As
$10,000; As Low As
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As Low As
No additional details available.
As Low As
As Low As
As Low As; When you contact them, make sure we are the lien holder on the vehicle
under $10,000; A++ 750+
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As Low As
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As Low As
under $10,000; A 650-719
Beacon Score: 625 - 674
As Low As; up to 84 months
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As Low As
As Low As
As Low As
No additional details available.
No additional details available.
For general purpose loans of $1000 and greater
As Low As
As Low As
As Low As; Contact us for details.
As Low As
Mason Personal Loan Rates
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
No additional details available.
As Low As
As Low As
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
As Low As
As Low As
As Low As
Mason Debt Consolidation Loan Rates
As Low As
As Low As; Pay Off Those High Interest Credit Cards!
As Low As
Mason Signature Loan Rates
As Low As
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Up to 30 Months $5,000 limit
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As Low As
As Low As
$10,000; As Low As
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As Low As
For general purpose loans of $1000 and greater
As Low As
As Low As
Mason, OH Personal Loan Rate Trends
Compare local Mason, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates rose 0.004 points over the past 7 days to 11.153% APR.
Ohio signature loan rates fell 0.103 points over the past 7 days to 10.865% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mason, Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Mason, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Mason, Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Mason, Ohio?
What are the best personal loan rates in Mason, Ohio?
- Greater Cincinnati School Credit Union: 7.50% (Personal Loan)
- Sharefax Credit Union: 8.75% (Signature Loan)
- General Electric Credit Union: 9.75% (Signature Loans)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
