Best Personal Loan Rates in Pinopolis, South Carolina (SC) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to South Carolina borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pinopolis, South Carolina include: Mid Carolina Credit UnionMid Carolina Credit UnionA+5.0 ★Texas Ratio: 2.10% offering Share Loans at 4.00% APR, Columbia Post Office Credit UnionColumbia Post Office Credit UnionA+5.0 ★Texas Ratio: 0.49% offering Signature Loans at 5.00% APR, Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.75% APR, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering Holiday Loan at 5.99% APR, and REVREVA+5.0 ★Texas Ratio: 0.30% offering Other Collateralized Loans Less than at 7.75% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Pinopolis borrowers have access to 25 lenders serving the South Carolina area, with personal loan rates as low as 4.00% APR from Mid Carolina Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pinopolis, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pinopolis, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR4.00%
Last UpdatedMay 3, 2026
Details
Up to 90% of the Account Balance
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 750
APR5.75%
Last UpdatedMay 3, 2026
Details
up to 180 months
APR5.75%
Last UpdatedMay 3, 2026
Details
up to 240 months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.75%
Last UpdatedMay 3, 2026
Details
$14,999
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
Up to 60 months*
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature & Revolving Credit
8.95%
▼
APR8.95%
Last UpdatedMay 3, 2026
Details
As Low As
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Co-Maker Loan (Closed End Maximum)
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
$5,000.00; As Low As
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Vacation Loans (1 per Household per Cal. Year)
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As
APR9.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 3, 2026
Details
$15,000 -$25,000
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loans (Closed End)
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
Terms vary; Rate Range 9.90% to 18.00%
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As low as
APR9.99%
Last UpdatedMay 3, 2026
Details
Rates range from 9.99% to 18.00% APR*
APR10.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
Credit Score 0f 675 - 749
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan) to $20,000
10.25%
▼
APR10.25%
Last UpdatedMay 3, 2026
Details
$250; As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Custom Loan
10.45%
▼
APR10.45%
Last UpdatedMay 3, 2026
Details
Rates subject to change. Please call for quote. Additional discounts may be available.
APR10.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
All-Purpose Loan
10.74%
▼
APR10.74%
Last UpdatedMay 3, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan) to $20,000
10.75%
▼
APR10.75%
Last UpdatedMay 3, 2026
Details
$1,250; As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
Rates starting at
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
As Low As; Fixed Rates
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Personal Loans
11.20%
▼
APR11.20%
Last UpdatedMay 3, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan) to $20,000
11.25%
▼
APR11.25%
Last UpdatedMay 3, 2026
Details
$3,500; As Low As
Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMay 3, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 3, 2026
Details
up to 48 months
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedMay 3, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan) to $20,000
11.75%
▼
APR11.75%
Last UpdatedMay 3, 2026
Details
$7,000; As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Note
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedMay 3, 2026
Details
up to 48 months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
Personal Loans
12.79%
▼
APR12.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Credit Builder Loan
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
13.25%
▼
APR13.25%
Last UpdatedMay 3, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Co-Makers Loans
15.00%
▼
APR15.00%
Last UpdatedMay 3, 2026
Details
Must have 10 Co-Makers
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 630 - 674
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 580 - 629
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Short Term, Small Amount Loans (STS Loans)
28.00%
▼
APR28.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
Up to 60 months*
APR9.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loans (Closed End)
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
Terms vary; Rate Range 9.90% to 18.00%
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As low as
APR9.99%
Last UpdatedMay 3, 2026
Details
Rates range from 9.99% to 18.00% APR*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
Rates starting at
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
As Low As; Fixed Rates
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Personal Loans
11.20%
▼
APR11.20%
Last UpdatedMay 3, 2026
Details
As Low As
Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMay 3, 2026
Details
No additional details available.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedMay 3, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
Personal Loans
12.79%
▼
APR12.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
13.25%
▼
APR13.25%
Last UpdatedMay 3, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 750
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature & Revolving Credit
8.95%
▼
APR8.95%
Last UpdatedMay 3, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
Credit Score 0f 675 - 749
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 3, 2026
Details
up to 48 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedMay 3, 2026
Details
up to 48 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 630 - 674
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
Credit Score of 580 - 629
Powered by
MonitorBankRates
No home improvement personal loan rates found in Pinopolis, SC currently.
Pinopolis, SC Personal Loan Rate Trends
Compare local Pinopolis, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — SC Avg
10.743%
▼ 0.755 vs 7 days ago
South Carolina personal loan rates fell 0.755 points over the past 7 days to 10.743% APR.
Signature Loan — SC Avg
11.733%
▲ 0.528 vs 7 days ago
South Carolina signature loan rates rose 0.528 points over the past 7 days to 11.733% APR.
As of May 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
Most lenders in Pinopolis, South Carolina require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in South Carolina often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pinopolis, South Carolina require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in South Carolina?
Yes. Debt consolidation is one of the most common uses of personal loans in Pinopolis, South Carolina. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pinopolis, South Carolina?
Credit unions in Pinopolis, South Carolina often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pinopolis, South Carolina?
- Mid Carolina Credit Union: 4.00% (Share Loans)
- Columbia Post Office Credit Union: 5.00% (Signature Loans)
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- Market USA Federal Credit Union: 5.99% (Holiday Loan)
- REV: 7.75% (Other Collateralized Loans Less than)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pinopolis, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026.
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