Best Personal Loan Rates in Kenosha, Wisconsin (WI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Kenosha, Wisconsin include: Baxter Credit UnionBaxter Credit Union7114 118th Ave, Kenosha, WI, 53142 8423A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Blackhawk Community Credit UnionBlackhawk Community Credit Union7180 75th St, Kenosha, WI, 53142 8131A+5.0 ★Texas Ratio: 3.18% offering Kwik Cash Loan at 5.00% APR, Educators Credit UnionEducators Credit Union4215 Green Bay Rd, Kenosha, WI, 53144A+5.0 ★Texas Ratio: 4.41% offering Lot Loans at 5.46% APR, TruStone Financial Credit UnionTruStone Financial Credit Union6715 Green Bay Rd, Kenosha, WI, 53142 1425A+5.0 ★Texas Ratio: 5.11% offering Adoption Loan at 8.49% APR, and Southern Lakes Credit UnionSouthern Lakes Credit Union3000 80th St, Kenosha, WI, 53142A+5.0 ★Texas Ratio: 5.14% offering Lifestyle Unsecured Loans at 9.99% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Kenosha has 5 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 7114 118th Ave, Kenosha, WI, 53142 8423. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kenosha, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kenosha, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Kenosha Personal Loan Rates
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As Low As; over the index. Index is the prime lending rate as published in the Wall Street Journal
2-year ARM minimum $25K (APR based on $100K). 15-year amortization. $1,600 closing cost. Maximum 90% LTV on purchases and maximum 80% on refinance.
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$2,000; As Low As
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Credit Score 735+
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No payments for 90 days; No origination fee; Fast approval to get funds in your hands quickly
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Credit Score 735+
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As Low As; The lowest rates around for your new Cycle!
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12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
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Credit Score 636-734
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***Balloons note amortized up to 10 years
***Balloons note amortized up to 10 years
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***Balloons note amortized up to 10 years
Credit Score 735+
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***Balloons note amortized up to 10 years
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Monthly interest payments based on the amount outstanding
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As Low As; up to 30 year amortization
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Credit Score 635 or less
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Credit Score 636-734
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As Low As; LTV 80% or Less
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Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
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up to 30-year amortization
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Credit Score 635 or less
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Kenosha Personal Loan Rates
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Kenosha Debt Consolidation Loan Rates
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Kenosha Signature Loan Rates
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Kenosha, WI Personal Loan Rate Trends
Compare local Kenosha, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates fell 0.167 points over the past 7 days to 11.011% APR.
Wisconsin signature loan rates currently average 10.683% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kenosha, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Kenosha, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Kenosha, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Kenosha, Wisconsin?
What are the best personal loan rates in Kenosha, Wisconsin?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Blackhawk Community Credit Union: 5.00% (Kwik Cash Loan)
- Educators Credit Union: 5.46% (Lot Loans)
- TruStone Financial Credit Union: 8.49% (Adoption Loan)
- Southern Lakes Credit Union: 9.99% (Lifestyle Unsecured Loans)
Personal Loan Calculators
