Wisconsin Personal Loan Rate Trends
Track current and weekly average personal loan rates in Wisconsin, view interactive rate trend charts, and compare local WI aprs against the national average.
Current Wisconsin Personal Loan Rate Trends
Personal Loan rates in Wisconsin fell 0.111 this week to 11.007%, down from 11.118% last week.
At 11.007%, Wisconsin’s average sits 0.335 above the current national average of 10.672%. This above-average spread may reflect local market conditions or regional lender competition in WI.
The Wisconsin personal loan rate averages on this page are calculated from 141 verified personal loan rate quotes collected across 45 banks and credit unions actively operating in Wisconsin. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Wisconsin Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Wisconsin personal loan rate averages compiled from 141 current rate quotes across 45 banks and credit unions operating in WI — updated daily.
As of May 3, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Wisconsin
Quarterly average personal loan rates at credit unions headquartered in Wisconsin, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Wisconsin (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
