Best Personal Loan Rates in Mount Sterling, Wisconsin (WI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Mount Sterling, Wisconsin include: Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Spring Fling Loan Special at 3.99% APR, N.E.W. Credit UnionN.E.W. Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Recreational Loans at 4.25% APR, Focus Credit UnionFocus Credit UnionA+5.0 ★Texas Ratio: 3.44% offering New Motorcyle Loans at 4.29% APR, Mound City BankMound City BankA+5.0 ★Texas Ratio: 0.03% offering 12 Month Construction Loan at 4.49% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Mount Sterling borrowers have access to 51 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from Premier Financial Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mount Sterling, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mount Sterling, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
As Low As
As Low As
As Low As; The lowest rates around for your new Cycle!
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Installation-Up to 18 Months; Monthly interest payments based on the amount outstanding
No additional details available.
As Low As; 120 months
As Low As
Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As; 180 months
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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As Low As
No additional details available.
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
No additional details available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
No additional details available.
As Low As; Rates effective as of 04-27-2026
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
No additional details available.
As Low As; Rates effective as of 04/21/2026. Rates subject to change without notice.
As Low As
As Low As
As Low As
As Low As
$500; As Low As
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
No additional details available.
As Low As
As Low As
with Direct Deposit & Autopay: 9.20%
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
$500; As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
Maximum loan amount, rates determined by credit score.
No additional details available.
No additional details available.
As Low As
with Direct Deposit & Autopay: 9.45%
As Low As
As Low As
No additional details available.
As Low As; Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded.
No additional details available.
As Low As
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As; MAX. limit <2000$
No additional details available.
No additional details available.
As Low As
with Direct Deposit & Autopay: 9.70%
As Low As
As Low As
Maximum loan amount, rates determined by credit score.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
$500; As Low As
No additional details available.
with Direct Deposit & Autopay: 9.95%
As Low As
As Low As
As Low As; Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded.
As Low As
No additional details available.
$500; As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Annual Percentage Rate (APR) is based on creditworthiness and loan terms. The advertised APR includes a one-time $25 processing fee. Loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
$10,000
As Low As
No additional details available.
$1000.00; Rate above includes a .25% deduction for automatic payments.
No additional details available.
$5,000
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Go on vacation, pay some bills, have some fun!
No additional details available.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded.
As Low As
As Low As
As Low As
Up to $5,000; As Low As
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As; Up to $5000
No additional details available.
No additional details available.
As Low As; MAX. limit @ $2001 to $5000
Under $1000.00; Rate above includes a .25% deduction for automatic payments.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
As Low As
As Low As
with Direct Deposit & Autopay: 9.20%
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As
with Direct Deposit & Autopay: 9.45%
No additional details available.
As Low As
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
No additional details available.
with Direct Deposit & Autopay: 9.70%
Maximum loan amount, rates determined by credit score.
No additional details available.
with Direct Deposit & Autopay: 9.95%
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
$5,000
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; Rates effective as of 04/21/2026. Rates subject to change without notice.
No additional details available.
As Low As
No additional details available.
As Low As
Maximum loan amount, rates determined by credit score.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As
As Low As
Maximum loan amount, rates determined by credit score.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Go on vacation, pay some bills, have some fun!
No additional details available.
No additional details available.
Up to $5,000; As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Mount Sterling, WI Personal Loan Rate Trends
Compare local Mount Sterling, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates fell 0.111 points over the past 7 days to 11.007% APR.
Wisconsin signature loan rates rose 0.370 points over the past 7 days to 10.822% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Mount Sterling, Wisconsin?
What are the best personal loan rates in Mount Sterling, Wisconsin?
- Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
- N.E.W. Credit Union: 4.25% (Recreational Loans)
- Focus Credit Union: 4.29% (New Motorcyle Loans)
- Mound City Bank: 4.49% (12 Month Construction Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
