Best Personal Loan Rates in Ontario, Wisconsin (WI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Ontario, Wisconsin include: Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Spring Fling Loan Special at 3.99% APR, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.63% offering Collateral Loans 48 Months at 4.24% APR, N.E.W. Credit UnionN.E.W. Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Recreational Loans at 4.25% APR, Focus Credit UnionFocus Credit UnionA+5.0 ★Texas Ratio: 3.44% offering New Motorcyle Loans at 4.29% APR, and Mound City BankMound City BankA+5.0 ★Texas Ratio: 0.03% offering 12 Month Construction Loan at 4.49% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Ontario borrowers have access to 53 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from Premier Financial Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ontario, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ontario, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As
Credit Score 735+
As Low As
As Low As; The lowest rates around for your new Cycle!
Credit Score 735+
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
No additional details available.
As Low As
As Low As
As Low As
+ 1% Credit Score 636-734
+ 1% Credit Score 636-734
Credit Score 735+
No additional details available.
As Low As; Installation-Up to 18 Months; Monthly interest payments based on the amount outstanding
No additional details available.
No additional details available.
No additional details available.
+ 2% Credit Score 635 or less
As Low As; 120 months
+ 2% Credit Score 635 or less
+ 1% Credit Score 636-734
As Low As
Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
No additional details available.
As Low As; during construction phase.
As Low As; 180 months
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
No additional details available.
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
No additional details available.
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
As Low As
Based on $10,000 loan amount
+ 2% Credit Score 635 or less
As Low As
No additional details available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Based on $10,000 loan amount
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
No additional details available.
No additional details available.
Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
No additional details available.
As Low As
No additional details available.
Based on $10,000 loan amount
Only 5% Down; Zero origination fees; Interest-only payments during construction
Based on $10,000 loan amount
Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
As Low As
above 24 months
As Low As
As Low As
As Low As
No additional details available.
$500; As Low As
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
As Low As
No additional details available.
Self-general projects are subject to a 1% origination fee
with Direct Deposit & Autopay: 9.20%
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
$500; As Low As
As Low As
No additional details available.
No additional details available.
with Direct Deposit & Autopay: 9.45%
As Low As; Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As; MAX. limit <2000$ Terms @ 12months
No additional details available.
No additional details available.
As Low As
with Direct Deposit & Autopay: 9.70%
As Low As
As Low As
Maximum loan amount, rates determined by credit score.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
$500; As Low As
No additional details available.
with Direct Deposit & Autopay: 9.95%
As Low As; Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded.
As Low As
No additional details available.
As Low As
As Low As
$500; As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; A+ Rate
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As; Annual Percentage Rate (APR) is based on creditworthiness and loan terms. The advertised APR includes a one-time $25 processing fee. Loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
$10,000
As Low As
Credit Score 735+
No additional details available.
No additional details available.
$1000.00; Rate above includes a .25% deduction for automatic payments.
As Low As; A Rate
No additional details available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
No additional details available.
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
No additional details available.
As Low As
above 24 months
As Low As
No additional details available.
As Low As
As Low As
with Direct Deposit & Autopay: 9.20%
No additional details available.
As Low As
Maximum loan amount, rates determined by credit score.
with Direct Deposit & Autopay: 9.45%
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
No additional details available.
with Direct Deposit & Autopay: 9.70%
Maximum loan amount, rates determined by credit score.
No additional details available.
with Direct Deposit & Autopay: 9.95%
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Maximum loan amount, rates determined by credit score.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
Maximum loan amount, rates determined by credit score.
As Low As
As Low As
Maximum loan amount, rates determined by credit score.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
Credit Score 735+
No additional details available.
Ontario, WI Personal Loan Rate Trends
Compare local Ontario, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates fell 0.002 points over the past 7 days to 11.147% APR.
Wisconsin signature loan rates currently average 10.675% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Ontario, Wisconsin?
What are the best personal loan rates in Ontario, Wisconsin?
- Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
- PCM Credit Union: 4.24% (Collateral Loans 48 Months)
- N.E.W. Credit Union: 4.25% (Recreational Loans)
- Focus Credit Union: 4.29% (New Motorcyle Loans)
- Mound City Bank: 4.49% (12 Month Construction Loan)
Personal Loan Calculators
