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Best Personal Loan Rates in Patch Grove, Wisconsin (WI) - May 2026

Current personal loan options available to borrowers in Patch Grove, Wisconsin include: Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.06% offering Spring Fling Loan Special at 3.99% APR, Oakdale Credit UnionOakdale Credit UnionA+5.0 ★Texas Ratio: 0.42% offering Recreational Loan at 3.99% APR, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering Collateral Loans at 3.99% APR, Wolf River Community BankWolf River Community BankA+5.0 ★Texas Ratio: 1.13% offering Flood Relief Loan at 4.00% APR, and Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 7.02% offering Loans with Collateral at 4.24% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.

Patch Grove borrowers have access to 48 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from Premier Financial Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Patch Grove, Wisconsin.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Patch Grove, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Spring Fling Loan Special
3.99%
APR3.99%
Last UpdatedMay 23, 2026
Details

As Low As

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational Loan
3.99%
APR3.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
3.99%
APR3.99%
Last UpdatedMay 23, 2026
Details

Credit Score 735+

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational - Used Loan
3.99%
APR3.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Flood Relief Loan
4.00%
APR4.00%
Last UpdatedMay 23, 2026
Details

No payments for 90 days; No origination fee; Fast approval to get funds in your hands quickly

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.24%
APR4.24%
Last UpdatedMay 23, 2026
Details

Credit Score 735+

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Loans with Collateral
4.24%
APR4.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.24%
APR4.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
New Motorcyle Loans
4.29%
APR4.29%
Last UpdatedMay 23, 2026
Details

As Low As; The lowest rates around for your new Cycle!

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.39%
APR4.39%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
0 - 36 months Loan
4.49%
APR4.49%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.49%
APR4.49%
Last UpdatedMay 23, 2026
Details

As Low As

Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Month Construction Loan
4.49%
APR4.49%
Last UpdatedMay 23, 2026
Details

12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 23, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.54%
APR4.54%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
37 - 48 months Loan
4.54%
APR4.54%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.54%
APR4.54%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
49 - 60 months Loan
4.64%
APR4.64%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.64%
APR4.64%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
4.64%
APR4.64%
Last UpdatedMay 23, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.64%
APR4.64%
Last UpdatedMay 23, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 23, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.69%
APR4.69%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
61 - 72 months Loan
4.74%
APR4.74%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
4.74%
APR4.74%
Last UpdatedMay 23, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 23, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.84%
APR4.84%
Last UpdatedMay 23, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
4.89%
APR4.89%
Last UpdatedMay 23, 2026
Details

No additional details available.

The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
Construction Loans
4.94%
APR4.94%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
4.94%
APR4.94%
Last UpdatedMay 23, 2026
Details

As Low As

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

Credit Score 636-734

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Construction Loan
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

As Low As

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Residential Lot Loan
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
5 Year Balloon Loan
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
4.99%
APR4.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedMay 23, 2026
Details

No additional details available.

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Kwik Cash Loan
5.00%
APR5.00%
Last UpdatedMay 23, 2026
Details

As Low As; over the index. Index is the prime lending rate as published in the Wall Street Journal

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
5.04%
APR5.04%
Last UpdatedMay 23, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.09%
APR5.09%
Last UpdatedMay 23, 2026
Details

No additional details available.

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 3-year note
5.10%
APR5.10%
Last UpdatedMay 23, 2026
Details

***Balloons note amortized up to 10 years

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 5-year note
5.15%
APR5.15%
Last UpdatedMay 23, 2026
Details

***Balloons note amortized up to 10 years

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
10 Year Balloon Loan
5.19%
APR5.19%
Last UpdatedMay 23, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 7-year note
5.20%
APR5.20%
Last UpdatedMay 23, 2026
Details

***Balloons note amortized up to 10 years

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
5.24%
APR5.24%
Last UpdatedMay 23, 2026
Details

Credit Score 735+

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Loans with Collateral
5.24%
APR5.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 Loan
5.24%
APR5.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance) 10-year note
5.25%
APR5.25%
Last UpdatedMay 23, 2026
Details

***Balloons note amortized up to 10 years

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.29%
APR5.29%
Last UpdatedMay 23, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
5.44%
APR5.44%
Last UpdatedMay 23, 2026
Details

No additional details available.

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Lot Loans
5.46%
APR5.46%
Last UpdatedMay 23, 2026
Details

2-year ARM minimum $25K (APR based on $100K). 15-year amortization. $1,600 closing cost. Maximum 90% LTV on purchases and maximum 80% on refinance.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
73 - 84 months Loan
5.49%
APR5.49%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
5.49%
APR5.49%
Last UpdatedMay 23, 2026
Details

As Low As

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Unsecured Loan
5.74%
APR5.74%
Last UpdatedMay 23, 2026
Details

No additional details available.

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Unsecured Installation Loan
5.74%
APR5.74%
Last UpdatedMay 23, 2026
Details

Monthly interest payments based on the amount outstanding

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2017-2019 Loan
5.74%
APR5.74%
Last UpdatedMay 23, 2026
Details

No additional details available.

Golden Rule Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Off Road Recreation Loan
5.75%
APR5.75%
Last UpdatedMay 23, 2026
Details

As Low As

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
10 Year Lock It Loan
5.82%
APR5.82%
Last UpdatedMay 23, 2026
Details

As Low As; up to 30 year amortization

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
5.5 YEAR BALLOON Loan
5.87%
APR5.87%
Last UpdatedMay 23, 2026
Details

Amortizing

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
New Construction Loan 12 Month Note
5.95%
APR5.95%
Last UpdatedMay 23, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Construction Loan 12 Month
5.98%
APR5.98%
Last UpdatedMay 23, 2026
Details

No additional details available.

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
New Driver Flex-Rate Program Loan
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 YEAR DEMAND LOAN
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

As Low As

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

Credit Score 635 or less

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
7 YEAR BALLOON Loan
6.13%
APR6.13%
Last UpdatedMay 23, 2026
Details

Amortizing

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
10 Year Loan
6.17%
APR6.17%
Last UpdatedMay 23, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
6.19%
APR6.19%
Last UpdatedMay 23, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
6.24%
APR6.24%
Last UpdatedMay 23, 2026
Details

Credit Score 636-734

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Unsecured Loan
6.24%
APR6.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3 Year Lock Loan
6.25%
APR6.25%
Last UpdatedMay 23, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Real Estate Equity Advance Plan Loan
6.30%
APR6.30%
Last UpdatedMay 23, 2026
Details

As Low As; LTV 80% or Less

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
CONSTRUCTION Loan
6.38%
APR6.38%
Last UpdatedMay 23, 2026
Details

No additional details available.

ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 YEAR DEMAND LOAN
6.38%
APR6.38%
Last UpdatedMay 23, 2026
Details

No additional details available.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Equity Edge Loan: 100% Max LTV
6.44%
APR6.44%
Last UpdatedMay 23, 2026
Details

No additional details available.

DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
61 Month Balloon Loan
6.48%
APR6.48%
Last UpdatedMay 23, 2026
Details

No additional details available.

Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Lot/Land Loans
6.49%
APR6.49%
Last UpdatedMay 23, 2026
Details

Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Vacation Loan
6.49%
APR6.49%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Other Collateral Loan
6.50%
APR6.50%
Last UpdatedMay 23, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
5 Year Lock Loan
6.50%
APR6.50%
Last UpdatedMay 23, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
FHA Loans
6.61%
APR6.61%
Last UpdatedMay 23, 2026
Details

No additional details available.

ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 YEAR DEMAND LOAN
6.63%
APR6.63%
Last UpdatedMay 23, 2026
Details

No additional details available.

Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
5-Year Balloon Loan
6.63%
APR6.63%
Last UpdatedMay 23, 2026
Details

up to 30-year amortization

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
120-month Power Equity Loan
6.72%
APR6.72%
Last UpdatedMay 23, 2026
Details

No additional details available.

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Construction Loan
6.72%
APR6.72%
Last UpdatedMay 23, 2026
Details

As Low As; during construction phase.

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
6.74%
APR6.74%
Last UpdatedMay 23, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Recreational Loans
6.74%
APR6.74%
Last UpdatedMay 23, 2026
Details

As Low As

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Unsecured Loan
6.74%
APR6.74%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
85 -108 months Loan
6.74%
APR6.74%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
6.74%
APR6.74%
Last UpdatedMay 23, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
7 Year Lock Loan
6.75%
APR6.75%
Last UpdatedMay 23, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Real Estate Equity Advance Plan Loan
6.80%
APR6.80%
Last UpdatedMay 23, 2026
Details

As Low As; LTV over 80% up to 90%

ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 YEAR DEMAND LOAN
6.88%
APR6.88%
Last UpdatedMay 23, 2026
Details

No additional details available.

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2022-2023 Loan
6.94%
APR6.94%
Last UpdatedMay 23, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
VA Loans
6.96%
APR6.96%
Last UpdatedMay 23, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Rec Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
120 months Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Personal Loans
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Debt Consolidation Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Recreational Loans
7.00%
APR7.00%
Last UpdatedMay 23, 2026
Details

As Low As

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
7.09%
APR7.09%
Last UpdatedMay 23, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2020-2027 Loan
7.19%
APR7.19%
Last UpdatedMay 23, 2026
Details

Under $25,000; As Low As

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
7.24%
APR7.24%
Last UpdatedMay 23, 2026
Details

Credit Score 635 or less

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
7.24%
APR7.24%
Last UpdatedMay 23, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2006-2016 Loan
7.24%
APR7.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
0 - 36 months Loan
7.24%
APR7.24%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Non-Titled Recreational Loans
7.24%
APR7.24%
Last UpdatedMay 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
7.25%
APR7.25%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
37 - 48 months Loan
7.29%
APR7.29%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Non-Titled Recreational Loans
7.29%
APR7.29%
Last UpdatedMay 23, 2026
Details

As Low As

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Vacant Land Loans
7.30%
APR7.30%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
49 - 60 months Loan
7.39%
APR7.39%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Non-Titled Recreational Loans
7.39%
APR7.39%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
180 months Loan
7.49%
APR7.49%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
61 - 72 months Loan
7.49%
APR7.49%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Non-Titled Recreational Loans
7.49%
APR7.49%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Titled Collateral Loans
7.49%
APR7.49%
Last UpdatedMay 23, 2026
Details

As Low As

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
7.59%
APR7.59%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2025- 2026 Models Loan
7.64%
APR7.64%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Never Titled Loan
7.64%
APR7.64%
Last UpdatedMay 23, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2020-2027 Loan
7.69%
APR7.69%
Last UpdatedMay 23, 2026
Details

Over $25,000; As Low As

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
LendKey Consolidation Loan
7.75%
APR7.75%
Last UpdatedMay 23, 2026
Details

As Low As

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
LendKey In-School Loan
7.75%
APR7.75%
Last UpdatedMay 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.99%
APR7.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Solar Loan
7.99%
APR7.99%
Last UpdatedMay 23, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
APR7.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Flash Cash Loans
8.00%
APR8.00%
Last UpdatedMay 23, 2026
Details

As Low As; Up to $15,000

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
New Loan
8.15%
APR8.15%
Last UpdatedMay 23, 2026
Details

As Low As

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2020-2021 Loan
8.19%
APR8.19%
Last UpdatedMay 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
8.24%
APR8.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
Classics (50 years old minimum) Loan
8.24%
APR8.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
73 - 84 months Loan
8.24%
APR8.24%
Last UpdatedMay 23, 2026
Details

As Low As

Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
Non-Titled Recreational Loans
8.24%
APR8.24%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2025 - 2026 Models Loan
8.44%
APR8.44%
Last UpdatedMay 23, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Never Titled Loan
8.44%
APR8.44%
Last UpdatedMay 23, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Adoption Loan
8.49%
APR8.49%
Last UpdatedMay 23, 2026
Details

As Low As

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
APR8.50%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.74%
APR8.74%
Last UpdatedMay 23, 2026
Details

As Low As

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Unsecured Loan
8.74%
APR8.74%
Last UpdatedMay 23, 2026
Details

No additional details available.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Unsecured Signature Loan 12 Months
8.75%
APR8.75%
Last UpdatedMay 23, 2026
Details

As Low As

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Personal Loans
8.95%
APR8.95%
Last UpdatedMay 23, 2026
Details

As Low As

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 23, 2026
Details

As Low As

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
U Choose Loan
8.99%
APR8.99%
Last UpdatedMay 23, 2026
Details

As Low As

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2015-2019 Loan
8.99%
APR8.99%
Last UpdatedMay 23, 2026
Details

As Low As

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2018-2012 Loan
8.99%
APR8.99%
Last UpdatedMay 23, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
APR5.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Personal Loans
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
APR7.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Personal Loans
8.95%
APR8.95%
Last UpdatedMay 23, 2026
Details

As Low As

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 23, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Debt Consolidation Loan
6.99%
APR6.99%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 12 Months
9.25%
APR9.25%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 13 - 24 Months
10.25%
APR10.25%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 25 - 36 Months
11.25%
APR11.25%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 37 - 48 Months
12.20%
APR12.20%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 49 - 60 Months (5K Plus)
13.25%
APR13.25%
Last UpdatedMay 23, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
7.25%
APR7.25%
Last UpdatedMay 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.99%
APR7.99%
Last UpdatedMay 23, 2026
Details

No additional details available.

Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
8.24%
APR8.24%
Last UpdatedMay 23, 2026
Details

No additional details available.

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
APR8.50%
Last UpdatedMay 23, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.74%
APR8.74%
Last UpdatedMay 23, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Unsecured Signature Loan 12 Months
8.75%
APR8.75%
Last UpdatedMay 23, 2026
Details

As Low As

No home improvement personal loan rates found in Patch Grove, WI currently.

Patch Grove, WI Personal Loan Rate Trends

Compare local Patch Grove, WI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Personal Loan Trends →
Personal Loan — WI Avg
11.011%
▼ 0.167 vs 7 days ago

Wisconsin personal loan rates fell 0.167 points over the past 7 days to 11.011% APR.

Signature Loan — WI Avg
10.683%
Unchanged vs 7 days ago

Wisconsin signature loan rates currently average 10.683% APR.

As of May 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Patch Grove, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Patch Grove, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Patch Grove, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Wisconsin?

Most lenders in Patch Grove, Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Patch Grove, Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Wisconsin?

Yes. Debt consolidation is one of the most common uses of personal loans in Patch Grove, Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Patch Grove, Wisconsin?

Credit unions in Patch Grove, Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Patch Grove, Wisconsin?

  • Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
  • Oakdale Credit Union: 3.99% (Recreational Loan)
  • PCM Credit Union: 3.99% (Collateral Loans)
  • Wolf River Community Bank: 4.00% (Flood Relief Loan)
  • Capital Credit Union: 4.24% (Loans with Collateral)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Patch Grove, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 23, 2026.