Best Personal Loan Rates in Prairie Farm, Wisconsin (WI) - April 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Prairie Farm, Wisconsin include: Tomah Area Credit UnionTomah Area Credit UnionA+5.0 ★Texas Ratio: 1.43% offering Construction Loan at 3.99% APR, Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Spring Fling Loan Special at 3.99% APR, Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 7.58% offering Loans with Collateral at 4.24% APR, N.E.W. Credit UnionN.E.W. Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Consumer Loans at 4.25% APR, and Evergreen Credit UnionEvergreen Credit UnionA+5.0 ★Texas Ratio: 3.38% offering E-Bike Loans 2021 & Newer at 4.49% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Prairie Farm borrowers have access to 60 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from Tomah Area Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Prairie Farm, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Prairie Farm, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As; Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 03/10/2026.
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12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
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***Balloons note amortized up to 10 years
***Balloons note amortized up to 10 years
***Balloons note amortized up to 10 years
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***Balloons note amortized up to 10 years
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As Low As; Installation-Up to 18 Months
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As Low As; APR is based on <=90% loan to value. Requires monthly interest payments. Contact a loan officer for more details. Rates effective 03/10/2026.
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Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As; Rates as low as 5.625% (6.508% APR)
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As Low As; during construction phase.
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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Based on $10,000 loan amount
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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Based on $10,000 loan amount
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
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Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
As Low As; Up to $15,000
As Low As; Up to $50,000
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As Low As
Based on $10,000 loan amount
Only 5% Down; Zero origination fees; Interest-only payments during construction
Based on $10,000 loan amount
Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
No additional details available.
As Low As
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Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
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As Low As; Up to $5,000 max 36 month term; New money only. Offer can not be combined with existing loans. Repayment example: $1,000.00 at 8.99% for 12 months is $87.45. Rates and terms are subject to credit approval. Offer expires 04/30/2026.
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above 24 months
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$500; As Low As
up to $7,500; As Low As
Monthly Payment per $1000; $87.77; with Direct Deposit & Autopay**
Monthly Payment per $1000; $46.12; with Direct Deposit & Autopay**
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Over $2,000; As Low As
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Self-general projects are subject to a 1% origination fee
Monthly Payment per $1000; $87.77
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($1,000 - $15,000)
Maximum loan amount, rates determined by credit score.
$500; As Low As
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Under $10,000; As Low As
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Monthly Payment per $1000; $46.12
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Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
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As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
No additional details available.
As Low As; Up to $50,000
Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
As Low As
As Low As
No additional details available.
above 24 months
No additional details available.
Monthly Payment per $1000; $87.77; with Direct Deposit & Autopay**
Monthly Payment per $1000; $46.12; with Direct Deposit & Autopay**
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Monthly Payment per $1000; $87.77
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Maximum loan amount, rates determined by credit score.
Under $10,000; As Low As
Monthly Payment per $1000; $46.12
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Over $2,000; As Low As
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($1,000 - $15,000)
Maximum loan amount, rates determined by credit score.
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Prairie Farm, WI Personal Loan Rate Trends
Compare local Prairie Farm, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates rose 0.797 points over the past 7 days to 11.137% APR.
Wisconsin signature loan rates fell 0.546 points over the past 7 days to 10.575% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Prairie Farm, Wisconsin?
What are the best personal loan rates in Prairie Farm, Wisconsin?
- Tomah Area Credit Union: 3.99% (Construction Loan)
- Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
- Capital Credit Union: 4.24% (Loans with Collateral)
- N.E.W. Credit Union: 4.25% (Consumer Loans)
- Evergreen Credit Union: 4.49% (E-Bike Loans 2021 & Newer)
Personal Loan Calculators
