Best Personal Loan Rates in Wyoming (WY) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Wyoming include: HIGHMARKHIGHMARK2717 S Douglas Hwy, Gillette, WY, 82718 6417A5.0 ★Texas Ratio: 11.08% offering Construction Loan at 4.99% APR, Advantage Plus Federal Credit UnionAdvantage Plus Federal Credit Union485 S Washington St, Afton, WY, 83110A+5.0 ★Texas Ratio: 3.53% offering Personal Loans at 5.99% APR, Uniwyo Federal Credit UnionUniwyo Federal Credit Union1000 E University Ave, Laramie, WY, 82071 2000A+5.0 ★Texas Ratio: 3.67% offering Power Sports Loan at 5.99% APR, First Education Federal Credit UnionFirst Education Federal Credit Union120 W Carlson St, Cheyenne, WY, 82009A+5.0 ★Texas Ratio: 0.36% offering Closed-End/Lines of Credit Loan at 9.99% APR, and StagePoint Federal Credit UnionStagePoint Federal Credit Union365 N 3rd St, Laramie, WY, 82072A+5.0 ★Texas Ratio: 1.54% offering Signature Personal Loans at 10.75% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Wyoming side-by-side. Wyoming personal loan rates currently start as low as 4.99% APR from HIGHMARK at 2717 S Douglas Hwy, Gillette, WY, 82718 6417. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wyoming.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wyoming. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
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Wyoming Personal Loan Rate Trends
Compare local Wyoming personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming personal loan rates rose 0.140 points over the past 7 days to 10.879% APR.
Wyoming signature loan rates fell 0.034 points over the past 7 days to 11.019% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wyoming personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Wyoming directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Wyoming. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Wyoming?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wyoming?
Are credit unions or banks better for personal loans in Wyoming?
What are the best personal loan rates in Wyoming?
- HIGHMARK: 4.99% (Construction Loan)
- Advantage Plus Federal Credit Union: 5.99% (Personal Loans)
- Uniwyo Federal Credit Union: 5.99% (Power Sports Loan)
- First Education Federal Credit Union: 9.99% (Closed-End/Lines of Credit Loan)
- StagePoint Federal Credit Union: 10.75% (Signature Personal Loans)
