Best Personal Loan Rates in Cheyenne, Wyoming (WY) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cheyenne, Wyoming include: Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union2223 Warren Ave, Cheyenne, WY, 82001A+5.0 ★Texas Ratio: 3.55% offering Construction Loans at 7.25% APR, Uniwyo Federal Credit UnionUniwyo Federal Credit Union5249 Yellowstone Rd, Cheyenne, WY, 82009 4736A+5.0 ★Texas Ratio: 3.84% offering Unimproved Property/Land Loan at 7.99% APR, WyHy Federal Credit UnionWyHy Federal Credit Union1715 Stillwater Ave, Cheyenne, WY, 82009 7359A-5.0 ★Texas Ratio: 14.81% offering Unsecured Personal Loan at 11.45% APR, First Education Federal Credit UnionFirst Education Federal Credit Union120 W Carlson St, Cheyenne, WY, 82009A+5.0 ★Texas Ratio: 0.37% offering Debt Consolidation Loans at 11.99% APR, and Sheridan Community Federal Credit UnionSheridan Community Federal Credit UnionA5.0 ★Texas Ratio: 9.57% offering Vacation Loans at 4.45% APR. Personal loan rates as of April 17, 2026 according to verified data from MonitorBankRates.
Cheyenne has 4 local institutions in our database, with personal loan rates as low as 7.25% APR from Meridian Trust Federal Credit Union at 2223 Warren Ave, Cheyenne, WY, 82001. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cheyenne, Wyoming.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cheyenne, Wyoming. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 17, 2026
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Cheyenne, WY Personal Loan Rate Trends
Compare local Cheyenne, WY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming personal loan rates rose 0.002 points over the past 7 days to 10.879% APR.
Wyoming signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Wyoming?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wyoming?
Are credit unions or banks better for personal loans in Cheyenne, Wyoming?
What are the best personal loan rates in Cheyenne, Wyoming?
- Meridian Trust Federal Credit Union: 7.25% (Construction Loans)
- Uniwyo Federal Credit Union: 7.99% (Unimproved Property/Land Loan)
- WyHy Federal Credit Union: 11.45% (Unsecured Personal Loan)
- First Education Federal Credit Union: 11.99% (Debt Consolidation Loans)
- Sheridan Community Federal Credit Union: 4.45% (Vacation Loans)
Personal Loan Calculators
