Current national savings rates include First FSB of Twin FallsFirst FSB of Twin Falls383 Shoshone St N, Twin Falls, ID 83301A+5.0 ★Texas Ratio: 0.24% offering SuperSaver Savings at 10.47% APY, SPECTRASPECTRA1024 Saint Nicholas Dr, Waldorf, MD 20603A+5.0 ★Texas Ratio: 6.72% offering Brilliant Kids Savings at 10.38% APY, Avestar Credit UnionAvestar Credit Union125 W Madison St, Waterloo, WI 53594A5.0 ★Texas Ratio: 8.11% offering Round Up Savings Account at 10.00% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% offering Teen Savings at 10.00% APY, and Service Federal Credit UnionService Federal Credit Union14 Colby Ct, Bedford, NH 03110A5.0 ★Texas Ratio: 10.17% offering Deployed Warrior Savings at 10.00% APY. Savings rates as of according to verified data from MonitorBankRates.
Online savings accounts have revolutionized personal banking by offering interest rates that significantly outperform traditional brick-and-mortar banks. Without the overhead of physical branches, online banks pass these savings directly to you in the form of higher APYs and lower fees. Whether you’re building an emergency fund or saving for a major purchase, a high-yield savings account is one of the safest ways to grow your money faster.
Savings rates reflect recent market quotes and representative offers available to depositors nationwide. Savings Rates Last Updated and Verified: June 23, 2026
Tiered APY based on balance. Rate for $0.01 to $500.00.
On first $1,000.
Compounded and paid monthly
Balance: $1 - $6000
Use your debit card to help you save! It's easy to grow your savings by making everyday purchases - plus you'll earn up to 10% APY!* No minimum to open Dividends compounded and paid monthly Start saving money right away because your balance grows in relation to your debit card usage Anyone with a checking account is eligible.
Qualifying balance up to $5,000.00
Earn $1 for every "A" or "B" on their semester report card. The first $500 on deposit will earn 9.57% interest for an APY of 10.00%. All funds above $500 on deposits will earn the same rate as a regular savings account. Member must redeem their filled sticker card in branch. Original report card must be presented. Only two report cards can be submitted per school year, per account. Maximum payout of $25/year per youth account. Rewards will be honored for A's & B's or the equivalent grading scale for your individual school or district.
Tiered APY based on balance. Rate for $500.01 to $1,000.00.
See full reward savings details and account requirements here .
Minimum Balance to Open Account: $5.00
7.00% on first $500
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
Exclusively for ages 17 & under | No Monthly Fee. BONUS GIFT: Every new Kids Club account comes with an adorable Moose Plush - the perfect savings adventure sidekick!
as high as 6.18%
APY is Annual Percentage Yield. The APY is accurate as of 10/09/2025. The Interest Rate and APY are subject to change at any time. Interest will be compounded daily and credited to your account monthly. Accounts connected with Ohio Homebuyer Plus must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000. Must be a resident of the State of Ohio, must be at least 18 years of age, must have a primary residence in the State of Ohio, and may only use the account proceeds toward the down payment or closing costs of a home purchase in Ohio.
Promotional rate; Balances in excess of $10,000.00 will earn dividends at the Credit Union's regular Money Market rate, as set forth in the current Rate Schedule. Rates shown are current as of May 1, 2026, and are subject to change at any time. Please call the Credit Union at 716-833-9670 for current rates.
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
6.00% on first $2500
Variable rate, subject to change without notice. Interest rate is 4.97% APY and 4.86% interest rate for balances $25,000 - $100,000, effective as of July 1, 2025. Subject to approval by the State of Ohio.
On balances up to $5,000.00
Qualifications Required: at least one deposit must post and clear; the total of all deposits must be less than $200.00; Qualifying balance up to $2,500.00; 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00
Dividends paid quarterly and at account maturity on June 15, 2027. One great rate for all Chaffey Members. Limit 1 Summer Savings Club account per Member. Account automatically renews at maturity with the updated rate for the new program year.
Additional deposits can be made up to $8,000. The minimum additional deposit is $100. The Teen Savings matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.
The first $500 deposited will yield 5.25% interest. Free piggy bank at account opening. Birthday cards. A's Pay Online access/Mobile app.
APY on the first $500 in the account. APY effective 04/16/2026 and subject to change. Fees could reduce earnings. Only one account per primary membership.
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00; Regular Share Savings rate for balances thereafter; at 21, Youth Savings converts to a Regular Share Savings account.
Earn Interest Daily No Monthly Service Fee Easy Online Access Quarterly Statements
Paid Quarterly
Balances above $500 earn 0.25% APY. Rate is subject to change and may change after the account is opened. STCU membership is required to open account and fees may reduce earnings. One First5 Savings Account per person.
Qualifying balance up to $5,000.00
Must have a Planters Round Up Checking Account
on the first $1,000 on deposit
Qualifications Required: 10 debit card purchases (excluding ATM transactions); 1 automatic payment or direct deposit post and settle; receive an electronic statement; Balances above $10,000 earn 0.05% APY*. Base APY is 0.05% if qualifications are not met.
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualify for 5.00% APY on balances up to $5,000. Earn 2.50% APY on balances above $5,000.
Earn over 8x above the national savings average. Boost your savings without sacrificing flexibility. Deposit or withdraw as needed. No monthly service fee.
Tiered rate for balances $0.00 - $500.00
Qualifying balance up to $499.99
Earn 5.00% APY more on the first $750
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.
max $300 deposit per month
Qualifying balance up to $1,000.00; 5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal
For ages 12 & under. Includes a superhero cape and mask
Qualifying balance up to $1,000.00
Daily Average Balance
Automatically round up your debit card purchases and transfer the difference into an interest-bearing account-earn up to 5% APY* on the first $1,000.
Bonus dividend rate is paid on the first $2,500 balance in the account for the first 12 months. Non-Bonus Rate is 0.05% for balances of $2500.01 and greater.
Qualifying balance up to $500.00
Anticipated Bonus Dividend Rate for balances of $0.01 to $2,500: 4.89%. Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances up to $24,999.99. Offer subject to change without notice.
On balances up to $500 for our savers age 17 or younger.
Round up savings is only for funds transferred from the Round UP Checking account. No additional deposits allowed. Dividends paid annually and subject to change without notice.
APY dividend of 5.00% is earned on balances $100.00 to $5,000.99. Balances $5,001.00 and above will receive APY of 0.20%. You must be 22 years or older to open an Accelerate It Savings account.
Make a debit purchase - We'll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up. Round up your change - Opt-in to round up your purchases.
2
On the first $0 - $500 balance. Learn More
Qualifying balance up to $2,500.00
On the first $0 - $500. Rate based on terms. See Notes and Fees for details.
Qualifying balance up to $1,000.00
Tiered rate for balances less than $15,000.
Qualifying balance up to $9,999.99
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
On your first qualified $500 in balances.
As low as; Rates subject to change at any time.
Balances $0.00 - $1,000.00
APY is accurate as of 6/15/2026 and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $1,000.01 to $10,000.00 earn 5.00% - 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. Fees may reduce earnings.
UP TO AGE 21
Tiered balance; Qualifying balance up to $25,000.00
Qualifying balance up to $1,000.00. Balances above $1,000 will earn our regular savings rate.
For both personal and business!
Qualifying balance up to $500.00
Balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.
Qualifying balance up to $5,000.00
Valid Thru: 06/30/2026
Qualifying balance up to $1,000.00
The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an optimum savings or optimum student savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.
Must be opened at a branch
Earn 5% APY on the first $5,000; Rate applies to balances up to $5,000.00
Qualifying balance up to $1,000.00
Interest rate is effective as of 4/2/26. Rates are variable and are subject to change at the bank's discretion. Rates are calculated on a daily balance method. Fees may reduce earnings. Limited to one Cash Kids Club Savings account per child. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited. The methods of account access vary by product type, and certain account access methods may not be available with all products. At the age of thirteen (13), the account will be converted to a Statement Savings account.
Turn your $600 savings into an $1800 down payment. Our new Save To Ride Match Savings will double your money and help you purchase a reliable ride.
Qualifying balances of $250,000 or less only
Qualifying balance up to $1000.00
0.00% - 4.60% APY Range
Additional deposits can be made up to $5,000. The minimum additional deposit is $100. The Youth Savings matures on the child's 13th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.
Tiered APY based on balance. Rate for $1,000.01 to $2,000.00.
Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.
Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.
Qualifications Required: 10,000 avg. daily step count and 15 card swipes; For holding a savings and a checking account with $5,000 min average balance in checking.
Based on 10,000+ average daily steps.
as high as
No Monthly Fees; No hidden fees; No service charges or transaction fees.
Balances up to $250,000.00. Rate effective 05-04-2026 and subject to change. Fees may reduce earnings. Not available in Delaware.
Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.
Wise Checking required to open a Wise Savings account.
Balances up to $3,000.00
Dividends are based on the Credit Union's earnings and cannot be guaranteed.
Exclusively for customers age 62 and older. Enjoy higher earnings on your savings with our special senior account. Rates effective as of May 1, 2026. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of the date shown. The High-Yield Senior Savings Account is available to individuals 62 years of age or older. Minimum opening deposit is $100. Deposit accounts are insured up to the maximum amount allowed by law by the Federal Deposit Insurance Corporation (FDIC).
Annual percentage yield. Click here for full list of qualifications and benefits.
Sign up for Our High-Yield Business Savings with Up to 4.01% APY*
Balance tiers apply.
Qualifying balance up to $500.00
Boosted Rate; Base Rate: 3.50% ($0+)
Rates are accurate as of 7/1/2025 and may change after the account is opened. This account is only available online.
Earn up to 4.00% APY so you can start saving for the future, today.
Limited Time Special Rate up to $5,000**
Weekly national average APYs across savings account types — compiled from 8,500+ banks & credit unions, updated nightly.
National high-yield savings rates fell 0.006 points this week to 2.011%, down from 2.017% last week.
National standard savings rates fell 0.003 points this week to 0.862%, down from 0.864% last week.
Weekly average APYs across all savings account types. Hover to see exact rates for each week.
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Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from institutions’ own digital properties and manually verifying yields daily, every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield national online banks available to savers in all 50 states.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency into when that specific rate was confirmed.