Compare the Best High-Yield Savings Account Rates Today

Range from 7.79% to 4.40% APY

Qualifications Required; See full reward savings details and account requirements here .

Account balances up to $1,000.00

Minimum Balance to Open Account: $5.00

Qualifications Required: Must be a resident of the State of Ohio, must be at least 18 years of age, must have a primary residence in the State of Ohio, and may only use the account proceeds toward the down payment or closing costs of a home purchase in Ohio.; APY is accurate as of 10/09/2025. The Interest Rate and APY are subject to change at any time. Interest will be compounded daily and credited to your account monthly. Maximum balance of $100,000. Accounts connected with Ohio Homebuyer Plus must be used within five years.

Promotional rate paid on the first $10,000.00. Balances in excess of $10,000.00 will earn dividends at the Credit Union's regular Money Market rate. Rates shown are current as of May 1, 2026, and are subject to change at any time. Please call the Credit Union at 716-833-9670 for current rates.

Qualifying balance up to $2,000.00

ENDS August 29, 2026

On balances up to $5,000.00

Qualifications Required: at least one deposit must post and clear; the total of all deposits must be less than $200.00; Qualifying balance up to $2,500.00. 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Limit of one I Can Save account per member. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure.

Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. Applicable Share Certificate dividends exclude HSA and IRA. Access via debit cards or checks (paper or electronic) not permitted. $5.00 monthly inactivity fee incurred if no additional activity across the business membership within previous 12 months. Business accounts only; consumer accounts not eligible.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. Annual Percentage Yield (APY) as of 11/01/2025 if balance is above $5; subject to change.

Qualifying balance up to $1,000.00

Balances above $2,500.00 are paid the standard share savings rate. For members from ages 0-21.

Dividends paid quarterly and at account maturity on June 15, 2027. Monthly deposit of $50 - $2,000 required. One-time additional deposit of up to $2,000 allowed. Account closes after 60 days of no deposits. Account will not be closed for summer months but must resume deposits by October 1, 2026. Funds withdrawn before maturity forfeit accrued dividends. Account automatically renews.

Additional deposits can be made up to $8,000. The minimum additional deposit is $100. Matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

APY on balances up to $500. APY effective 04/16/2026 and subject to change. Fees could reduce earnings.

Qualifying balance up to $1,000.00

Interest earned on the first $500 deposited.

Ages 0-17 or older with current Student ID

Qualifying balance up to $1,000.00

Rates effective as of 3/1/2026 and are subject to credit criteria, collateral, and term. Certain restrictions apply. Membership eligibility required.

APY is accurate as of the last dividend declaration date. No minimum balance required to earn the APY and no penalty for withdrawals. Balances above $500 earn 0.25% APY. Rate is subject to change and may change after the account is opened. STCU membership is required to open account and fees may reduce earnings. One First5 Savings Account per person.

Paid Quarterly

Qualifying balance up to $5,000.00

Must have a Planters Round Up Checking Account

Qualifications Required: 10 debit card purchases (excluding ATM transactions); 1 automatic payment or direct deposit post and settle; electronic statement; Balances above $10,000 earn 0.05% APY*. Base interest rate of 0.05% APY* if qualifications are not met.

Tiered rate; 5.00% to 0.01%

Qualifying balance up to $499.99

Qualifying balance up to $5,000.00

Balances $0.00 - $1,000.00

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; APY is accurate as of 7/11/2026 and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $1,000.01 to $10,000.00 earn 5.00% - 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. Fees may reduce earnings.

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an Optimum Savings or Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an Optimum Savings or Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.

Qualifications Required: If Qualifying Criteria Met; Qualifying balance up to $10,000.00

Qualifications Required: If Qualifying Criteria Met; Qualifying balance up to $10,000.00

APY on the first $1,000. Balances above $1,000 will earn our regular savings rate.

Compound Frequency: Monthly

Free Greenlight subscription included! Debit card and money app for kids and teens, a $70 value*

Qualifying balance up to $1,000.00

Qualifications Required; First500 Savings Base Rate applies to balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account. Rates are variable and subject to change without notice. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.

Make a debit purchase - We'll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up. Round up your purchase. Available with Unitus Checking.

Earn 5% APY* on the first $5,000. For more information, call us at (800) 696-8830 or visit us online at www.northcoastcu.com .

Qualifying balance up to $19999.00

Qualifying balance up to $9,999.99

Tiered rates. Earn over 8x above the national savings average.

Qualifying balance up to $1,000.00

Qualifying balance up to $499.99

Qualifying balance up to $1,000.00

Daily Average Balance $1 - $500

Qualifying balance up to $500.00

Bonus dividend rate of 5.00% APY* is paid on the first $2,500 balance in the account for the first 12 months** beginning on the date the account is opened! Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances of $2500.01 and greater. Offer subject to change without notice.

Balances up to $1,000.00

Qualifying balance up to $1,000.00

5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal

For both personal and business.

On the first $0 - $500 balance. Learn More

On the first $0 - $500.

Give Their Savings a Strong Start. Open an Extraco First Savings account today and start earning 5.00% APY* on balances up to $5,000.

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00

Qualifying balance up to $999.99

Qualifying balance up to $2,000.00

On your first qualified $500 in balances.

Your first $500 grows at our highest available rates. Additional savings grows according to the Rate & Fee Schedule.

Qualifying balance up to $500.00

on balances up to $500 for our savers age 17 or younger.

Qualifying balance up to $10,000.00

For ages 12 & under with 5% APY. Includes a superhero cape and mask

For both personal and business.

APY AS HIGH AS

Balances exceeding $5,000 will earn 0.100% APY.

For ages up to 25. On balances up to $10,000.

Qualifying balance up to $1,000.00

Qualifying balance up to $1,000.00

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. for example, an Optimum Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000. APY is current as of 02/21/23. To open the Optimum Savings account and avoid a monthly service charge the customer must maintain a 1st Security Bank Checking account and perform a one-time minimum $100 transfer from this checking account to the Optimum Savings account at least once a month. Limit one Optimum Savings account per primary tax owner of each 1st Security Bank checking account.

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. for example, an Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000. APY is current as of 11/18/24. To open the Optimum Student Savings account and avoid a monthly service charge the customer must maintain a 1st Security Bank 1st Gold Student Checking account and perform a one-time minimum $25 transfer from this checking account to the Optimum Student Savings account at least once a month. Limit one Optimum Student Savings account per primary tax owner of each 1st Security Bank 1st Gold Student checking account.

Cash back checking for what you spend today, and a high yield savings rate designed for tomorrow. Zeugma Plus-simple, seamless, and smarter.**

Qualifying balances of $250,000 or less only

Additional deposits can be made up to $5,000. The minimum additional deposit is $100. Matures on the child's 13th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

APY as high as

4.50% APY† on $0-500 balance. $0 min opening deposit. No monthly fees. High yield checking required.

Range from 4.40% to 0.10% APY

Interest Paid Daily; Rate is variable & subject to change at any time

Interest Paid Daily; Interest is paid on balances up to $500,000; Rate is variable & subject to change at any time; Daily deposit limit is $2500; Interest is calculated as Prime minus 2.50%

Any Amount

Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of July 2026. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.

Savings as high as 4.25% APY*

Due to exceptional demand, we have created a waiting list for our Personal High Yield Savings accounts while maintaining the rate structure and service to our thousands of existing, satisfied savings clients. We look forward to servicing your needs. We would welcome and appreciate the opportunity to call you in the future, show you the Newtek Advantage, and service all your savings and depository needs.

Compounded/Credited: Qrtly/Qrtly

Save for a rewarding retirement with an IRA; Accounts are FDIC-insured with no hidden fees.

Rate effective 05-04-2026 and subject to change. Fees may reduce earnings. Not available in Delaware.

Qualifying balance up to $5,000.00

Wise Checking required to open a Wise Savings account.

Qualifying balance up to $3,000.00

Minimum Balance

Exclusively for customers age 62 and older. Fees could reduce earnings on the account.

No minimum balance requirement, no monthly service fees

The combination of both accounts (Fitness Elite Checking + Fitness Savings) earns the highest rate on your savings account. Meet Elite qualifications.

Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of July 2026. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.

Balances up to $50,000

Click here for full list of qualifications and benefits.

Up to 4.01% APY*

Available to Flex Checking customers. No monthly maintenance fees.

Qualifications Required: If qualifications are met; Qualifying balance up to $25,000.00; On amount of balance over $25,000 If qualifications are met

Requires a minimum of $250,000 on deposit.

Earn up to 4.00% APY*

Starting at 4.00% APY*

Compounding and crediting - Dividends will be compounded annually. Dividends will be credited to your account annually. Dividend period - For this account type, the dividend period is annually, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is December 31. The dividend declaration date follows the ending of a dividend period, and for the example above is January 1, of the following year. If you close your share account before dividends are paid, you will not receive the accrued dividends. Average daily balance computation method - Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is annually. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Qualifying balance up to $10,000.00

Compounding: Monthly. Balances of $25,000 or more will earn an annual percentage yield of at least 4.00%

Rates based on zip code and with a minimum of $5,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Offer is limited to one per household. Not valid with any other offer.

Tiered balance rates

Qualifying balance up to $50,000.00