MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
National Savings Rate Trends

Compare the Best High-Yield Savings Account Rates Today

Current national savings rates include First FSB of Twin FallsFirst FSB of Twin Falls383 Shoshone St N, Twin Falls, ID 83301A+5.0 ★Texas Ratio: 0.24% offering SuperSaver Savings at 10.47% APY, SPECTRASPECTRA1024 Saint Nicholas Dr, Waldorf, MD 20603A+5.0 ★Texas Ratio: 6.72% offering Brilliant Kids Savings at 10.38% APY, Avestar Credit UnionAvestar Credit Union125 W Madison St, Waterloo, WI 53594A5.0 ★Texas Ratio: 8.11% offering Round Up Savings Account at 10.00% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% offering Teen Savings at 10.00% APY, and Service Federal Credit UnionService Federal Credit Union14 Colby Ct, Bedford, NH 03110A5.0 ★Texas Ratio: 10.17% offering Deployed Warrior Savings at 10.00% APY. Savings rates as of according to verified data from MonitorBankRates.

Online savings accounts have revolutionized personal banking by offering interest rates that significantly outperform traditional brick-and-mortar banks. Without the overhead of physical branches, online banks pass these savings directly to you in the form of higher APYs and lower fees. Whether you’re building an emergency fund or saving for a major purchase, a high-yield savings account is one of the safest ways to grow your money faster.

Savings rates reflect recent market quotes and representative offers available to depositors nationwide. Savings Rates Last Updated and Verified: June 23, 2026

Current National High-Yield Savings Account Rates

State:
Min Deposit:
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
10.47%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered APY based on balance. Rate for $0.01 to $500.00.

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
Waldorf, MD
Brilliant Kids Savings
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

On first $1,000.

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Waterloo, WI
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Compounded and paid monthly

Maspeth Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
Maspeth, NY
Teen Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Balance: $1 - $6000

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Waterloo, WI
Saver's Sweepstakes Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Use your debit card to help you save! It's easy to grow your savings by making everyday purchases - plus you'll earn up to 10% APY!* No minimum to open Dividends compounded and paid monthly Start saving money right away because your balance grows in relation to your debit card usage Anyone with a checking account is eligible.

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
Bedford, NH
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Columbus, OH
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $5,000.00

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
West Jordan, UT
Dream Round Up Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Fenton, MO
Star Student Savings Club
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn $1 for every "A" or "B" on their semester report card. The first $500 on deposit will earn 9.57% interest for an APY of 10.00%. All funds above $500 on deposits will earn the same rate as a regular savings account. Member must redeem their filled sticker card in branch. Original report card must be presented. Only two report cards can be submitted per school year, per account. Maximum payout of $25/year per youth account. Rewards will be honored for A's & B's or the equivalent grading scale for your individual school or district.

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
7.79%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered APY based on balance. Rate for $500.01 to $1,000.00.

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Green Bay, WI
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

See full reward savings details and account requirements here .

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Lawton, OK
Cents-able Savings
7.00%
$0
Rate7.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum Balance to Open Account: $5.00

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Bellingham, WA
First Step (Youth) Savings
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

7.00% on first $500

Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
Marshfield, WI
Youth and Young Adult Savings
7.00%
$0
Rate7.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $2,500.00

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Beavercreek, OH
Health Savings Account (HSA)
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
West Chester, OH
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Columbus, OH
Ohio Homebuyer Plus Savings Account
6.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Gahanna, OH
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Milwaukee, WI
Kids Club Savings Account
6.18%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Exclusively for ages 17 & under | No Monthly Fee. BONUS GIFT: Every new Kids Club account comes with an adorable Moose Plush - the perfect savings adventure sidekick!

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
MONTEREY PARK, CA
Youth Savings
6.18%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

as high as 6.18%

The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Wilmington, OH
Ohio Homebuyers Plus Savings Account
6.18%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

APY is Annual Percentage Yield. The APY is accurate as of 10/09/2025. The Interest Rate and APY are subject to change at any time. Interest will be compounded daily and credited to your account monthly. Accounts connected with Ohio Homebuyer Plus must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000. Must be a resident of the State of Ohio, must be at least 18 years of age, must have a primary residence in the State of Ohio, and may only use the account proceeds toward the down payment or closing costs of a home purchase in Ohio.

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Miamisburg, OH
Sweet Savings Youth Account Tier 1
6.17%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Traverse Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Traverse City, MI
STUDENT SHARES
6.17%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
Buffalo, NY
Youth Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Promotional rate; Balances in excess of $10,000.00 will earn dividends at the Credit Union's regular Money Market rate, as set forth in the current Rate Schedule. Rates shown are current as of May 1, 2026, and are subject to change at any time. Please call the Credit Union at 716-833-9670 for current rates.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
SEATAC, WA
Youth Savings
6.14%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Long Beach, CA
Summer Savings Accounts
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
Arcadia, CA
Summertime Savings for School Employees
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedJun 21, 2026
Details

Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Bellingham, WA
Stash (Emergency) Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

6.00% on first $2500

People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vancouver, WA
Loyalty Savings
6.00%
$0
Rate5.87%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
Lebanon, OH
Ohio Homebuyer Plus Savings Account
6.00%
$500
Rate5.83%
Min Deposit$500
Min Balance
UpdatedJun 23, 2026
Details

Variable rate, subject to change without notice. Interest rate is 4.97% APY and 4.86% interest rate for balances $25,000 - $100,000, effective as of July 1, 2025. Subject to approval by the State of Ohio.

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Sparta, WI
Youth Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

On balances up to $5,000.00

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.75%
Dayton, NV
I Can Save Emergency Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: at least one deposit must post and clear; the total of all deposits must be less than $200.00; Qualifying balance up to $2,500.00; 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure.

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Wharton, TX
IRA Shares
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Longview, WA
Round Up Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Rancho Cucamonga, CA
Summer Savings Club
5.80%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 21, 2026
Details

Dividends paid quarterly and at account maturity on June 15, 2027. One great rate for all Chaffey Members. Limit 1 Summer Savings Club account per Member. Account automatically renews at maturity with the updated rate for the new program year.

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Littleton, CO
Reverse Tier Savings
5.75%
$0
Rate5.60%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Suitland, MD
Online Savings Account
5.61%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Rochester, MN
Teen Savings**
5.50%
$0
Rate5.39%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Additional deposits can be made up to $8,000. The minimum additional deposit is $100. The Teen Savings matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
West Chester, OH
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
Chadron, NE
Kids Club Savings
5.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

The first $500 deposited will yield 5.25% interest. Free piggy bank at account opening. Birthday cards. A's Pay Online access/Mobile app.

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
Eugene, OR
Ignite Savings
5.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY on the first $500 in the account. APY effective 04/16/2026 and subject to change. Fees could reduce earnings. Only one account per primary membership.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Lenexa, KS
Emergency Savings
5.25%
$0
Rate5.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.81%
Oceanside, NY
Youth Savings
5.13%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00; Regular Share Savings rate for balances thereafter; at 21, Youth Savings converts to a Regular Share Savings account.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Deerfield Beach, FL
Reward Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
Windsor, CT
Student Savings Account
5.12%
$10
Rate5.00%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Grand Forks, ND
Savings Account
5.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn Interest Daily No Monthly Service Fee Easy Online Access Quarterly Statements

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
Montgomery, AL
Round-Up Savings
5.10%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Paid Quarterly

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
Liberty Lake, WA
First5 Savings Account
5.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Balances above $500 earn 0.25% APY. Rate is subject to change and may change after the account is opened. STCU membership is required to open account and fees may reduce earnings. One First5 Savings Account per person.

Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
Temple Terrace, FL
Youth Share
5.10%
$5
Rate4.99%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Torrington, CT
Youth Savings
5.09%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $5,000.00

Planters First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Cordele, GA
Planters Super Savings
5.09%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Must have a Planters Round Up Checking Account

N C P D
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Mineola, NY
Youth/Teen/Milestone Savings
5.09%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

on the first $1,000 on deposit

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
SAINT LOUIS, MO
Christmas Club savings account
5.09%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Fort Leonard Wood, MO
Hero Savings
5.01%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Fort Leonard Wood, MO
High Rate Savings
5.01%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 10 debit card purchases (excluding ATM transactions); 1 automatic payment or direct deposit post and settle; receive an electronic statement; Balances above $10,000 earn 0.05% APY*. Base APY is 0.05% if qualifications are not met.

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Fort Leonard Wood, MO
High-Rate Savings
5.01%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Sikeston, MO
Kid's Club Savings
5.01%
$0
Rate4.92%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
Apple Bank SmartStart Savings Account
5.00%
$1
Rate4.88%
Min Deposit$1
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $10,000.00

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Bennington, NE
SuperSaver Kids Club Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Goshen, IN
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $1,000.00

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Newport News, VA
Fast Start Savings
5.00%
$5
Rate4.91%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $500.00

Varo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Draper, UT
Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualify for 5.00% APY on balances up to $5,000. Earn 2.50% APY on balances above $5,000.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Manhattan Beach, CA
High Yield Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedJun 23, 2026
Details

Earn over 8x above the national savings average. Boost your savings without sacrificing flexibility. Deposit or withdraw as needed. No monthly service fee.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Jackson, TN
Tiered Savings
5.00%
$10
Rate4.89%
Min Deposit$10
Min Balance
UpdatedJun 16, 2026
Details

Tiered rate for balances $0.00 - $500.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Manhattan Beach, CA
High Yield Savings (Personal)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $499.99

Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Everett, WA
Super Youth Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Earn 5.00% APY more on the first $750

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Dedham, MA
Start Up Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
Newtown, CT
Great Start Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $1,000.00

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Hollywood, CA
First500 Savings
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
Bedford, NH
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
Hopkins, MN
Holiday Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

max $300 deposit per month

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Belpre, OH
Youth Savings (Prime Savers)
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00; 5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal

BlueOx Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Battle Creek, MI
Amped Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Cuba, MO
SUPER SAVER SAVINGS
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For ages 12 & under. Includes a superhero cape and mask

Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Apopka, FL
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Qualifying balance up to $1,000.00

First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
Cedar Rapids, IA
Kids First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Daily Average Balance

Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Birmingham, AL
Incentive Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Automatically round up your debit card purchases and transfer the difference into an interest-bearing account-earn up to 5% APY* on the first $1,000.

SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
Kokomo, IN
RevUp Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 21, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
Chatsworth, CA
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
San Jose, CA
Go Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedJun 11, 2026
Details

Bonus dividend rate is paid on the first $2,500 balance in the account for the first 12 months. Non-Bonus Rate is 0.05% for balances of $2500.01 and greater.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Fairmont, WV
Youth Savings Challenge Club
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $500.00

Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
San Jose, CA
New Membership Bonus Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Anticipated Bonus Dividend Rate for balances of $0.01 to $2,500: 4.89%. Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances up to $24,999.99. Offer subject to change without notice.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Fairmont, WV
YOUTH SAVINGS CHALLENGE CLUB ACCOUNT
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

On balances up to $500 for our savers age 17 or younger.

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Frankfort, KY
Round UP Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Round up savings is only for funds transferred from the Round UP Checking account. No additional deposits allowed. Dividends paid annually and subject to change without notice.

CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
Cincinnati, OH
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Saint Louis, MO
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY dividend of 5.00% is earned on balances $100.00 to $5,000.99. Balances $5,001.00 and above will receive APY of 0.20%. You must be 22 years or older to open an Accelerate It Savings account.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Portland, OR
Rewards Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Portland, OR
Unitus Rewards savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Make a debit purchase - We'll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up. Round up your change - Opt-in to round up your purchases.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Saint Louis, MO
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

2

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Richland, WA
Explorer Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

On the first $0 - $500 balance. Learn More

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
SAGINAW, MI
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $2,500.00

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Richland, WA
Explorer Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

On the first $0 - $500. Rate based on terms. See Notes and Fees for details.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.81%
Oceanside, NY
Youth & Young Adult Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
Los Alamos, NM
Tiered Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rate for balances less than $15,000.

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Rochester, NY
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Lees Summit, MO
Grow Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Hyannis, MA
SaveUp Companion Savings*
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $9,999.99

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
West Jordan, UT
Teen Learn & Earn Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Centreville, VA
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
STUDENT e-NEXT GENERATION SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Seattle, WA
Youth Savings Accounts
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Salt Lake City, UT
Tier 1 YoungInvestor Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Bridgeport, CT
Jump Start Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $1,000.00

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Richland, WA
SmartPlus Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

On your first qualified $500 in balances.

Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.37%
Cheyenne, WY
Accelerated Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

As low as; Rates subject to change at any time.

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
Bay Shore, NY
Student Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balances $0.00 - $1,000.00

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
Bay Shore, NY
Student Savings Account
5.00%
$5
Rate4.91%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

APY is accurate as of 6/15/2026 and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $1,000.01 to $10,000.00 earn 5.00% - 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. Fees may reduce earnings.

Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Melville, NY
Smarts Starts Early Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

UP TO AGE 21

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Plainview, MN
Tiered Savings
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

Tiered balance; Qualifying balance up to $25,000.00

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Spokane, WA
NexGen Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Qualifying balance up to $1,000.00. Balances above $1,000 will earn our regular savings rate.

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Eugene, OR
Cultivate High-Yield Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Honolulu, HI
Kids Club Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
e-Banking Solutions Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For both personal and business!

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $500.00

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Gatesville, TX
First Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Eugene, OR
Vault Youth Savings
5.00%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Business Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $5,000.00

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
East Lansing, MI
Savings Builder - Tier 1
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/30/2026

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
STUDENT e-NEXT GENERATION SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Vancouver, WA
Tiered Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $1,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an optimum savings or optimum student savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
ARLINGTON, TX
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedJun 23, 2026
Details

Must be opened at a branch

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Bellingham, WA
Thrive Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn 5% APY on the first $5,000; Rate applies to balances up to $5,000.00

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Grandville, MI
Navigator Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Suitland, MD
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $1,000.00

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
STUDENT e-NEXT GENERATION SAVINGS
4.99%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
STUDENT e-NEXT GENERATION SAVINGS
4.99%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
Saint Petersburg, FL
Cash Kids Club Savings
4.83%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedJun 16, 2026
Details

Interest rate is effective as of 4/2/26. Rates are variable and are subject to change at the bank's discretion. Rates are calculated on a daily balance method. Fees may reduce earnings. Limited to one Cash Kids Club Savings account per child. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited. The methods of account access vary by product type, and certain account access methods may not be available with all products. At the age of thirteen (13), the account will be converted to a Statement Savings account.

Peoples Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Petersburg, VA
Save to Ride Match Savings
4.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Turn your $600 savings into an $1800 down payment. Our new Save To Ride Match Savings will double your money and help you purchase a reliable ride.

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Arlington, MA
Zeugma Plus Savings
4.75%
$0
Rate4.65%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balances of $250,000 or less only

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Middlebury, CT
Head Start Savings
4.60%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $1000.00

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Lincoln, NE
Youth Savings
4.60%
$10
Rate4.50%
Min Deposit$10
Min Balance
UpdatedJun 16, 2026
Details

0.00% - 4.60% APY Range

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 11.31%
Virginia Beach, VA
Smart Steps Savings
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Rochester, MN
Youth Savings**
4.50%
$0
Rate4.43%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Additional deposits can be made up to $5,000. The minimum additional deposit is $100. The Youth Savings matures on the child's 13th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Miamisburg, OH
Cap & Gown College Savings Age 0 - 8
4.42%
$0
Rate4.33%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
4.40%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered APY based on balance. Rate for $1,000.01 to $2,000.00.

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
Moline, IL
Digital Advantage Savings account
4.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Elevault
Savings
4.36%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.

Elevault
Savings
4.34%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.

Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
Grand Rapids, MN
Education Savings*
4.33%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Winger, MN
SMART Savings
4.32%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings Account
4.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 10,000 avg. daily step count and 15 card swipes; For holding a savings and a checking account with $5,000 min average balance in checking.

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Ultra Savings Rate
4.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
ULTRA SAVINGS RATE 10,000 - 12,499
4.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
ULTRA SAVINGS RATE 12,500+
4.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Arcadia, WI
Christmas Club Share
4.25%
$5
Rate4.16%
Min Deposit$5
Min Balance
UpdatedJun 16, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
West Chester, OH
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings w/ Checking Rate
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings w/ Elite Chk Rate
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Based on 10,000+ average daily steps.

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
SAVINGS W/CHECKING RATE 12,500+
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
San Jose, CA
Premier Savings
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
San Jose, CA
Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

as high as

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
Moline, IL
Elite Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Grandville, MI
Navigator Savings
4.25%
$0
Rate4.18%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Miami, FL
Personal High Yield Savings
4.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No Monthly Fees; No hidden fees; No service charges or transaction fees.

UGEFCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
New Hartford, NY
Variable IRA Savings
4.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Jefferson City, MO
IRA Savings
4.10%
$0
Rate4.04%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Neighbors Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Clarence, MO
Neighbors Savings Account
4.10%
$0
Rate4.02%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Balances up to $250,000.00. Rate effective 05-04-2026 and subject to change. Fees may reduce earnings. Not available in Delaware.

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
New Orleans, LA
Instep Kids & Teen Savings
4.09%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Elevault
Savings
4.08%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Interest paid daily. Interest is paid on balances up to $500,000. Rate is variable & subject to change at any time. Daily deposit limit is $2500. Rate calculation: Prime minus 2.50%.

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Bloomington, IL
Electronic Share Accounts
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Bloomington, IL
IRA Savings Accounts
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Bloomington, IL
Share Savings
4.08%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Bloomington, IL
Share Savings Accounts
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Princeton, NJ
Healthy Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Broken Arrow, OK
Wise Savings
4.07%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Wise Checking required to open a Wise Savings account.

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Saint Paul, MN
Little Drake Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Seattle, WA
High-Yield Savings Account
4.07%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Diamond Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
Murfreesboro, AR
Christmas Club Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Balances up to $3,000.00

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
Baxter, MN
Estate Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividends are based on the Credit Union's earnings and cannot be guaranteed.

Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Kahuku, HI
Christmas Club Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Kent, WA
Youth Savings
4.06%
$5
Rate4.00%
Min Deposit$5
Min Balance
UpdatedJun 23, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Huntsville, AL
Brighter Day Savings Account
4.06%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Roslyn, NY
Savings and Investment Accounts
4.06%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Evermore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Fort Lauderdale, FL
High-Yield Senior Savings Account
4.05%
$100
Rate3.98%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Exclusively for customers age 62 and older. Enjoy higher earnings on your savings with our special senior account. Rates effective as of May 1, 2026. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of the date shown. The High-Yield Senior Savings Account is available to individuals 62 years of age or older. Minimum opening deposit is $100. Deposit accounts are insured up to the maximum amount allowed by law by the Federal Deposit Insurance Corporation (FDIC).

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Charlottesville, VA
Tiered Savings
4.02%
$0
Rate3.95%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 7.56%
West Monroe, LA
Personal Savings
4.01%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 7.56%
West Monroe, LA
Save Better Savings
4.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Annual percentage yield. Click here for full list of qualifications and benefits.

Beehive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Rexburg, ID
High-Yield Business Savings
4.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Sign up for Our High-Yield Business Savings with Up to 4.01% APY*

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 10.63%
Boise, ID
Business Money Market Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Lexington, KY
Share
4.00%
$0
Rate3.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Miamisburg, OH
Youth Savings
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedJun 23, 2026
Details

Balance tiers apply.

PSECU
Youth Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $500.00

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Boosted Rate; Base Rate: 3.50% ($0+)

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Courtland, VA
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedJun 16, 2026
Details

Rates are accurate as of 7/1/2025 and may change after the account is opened. This account is only available online.

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account Boosted Rate
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Howard University Employees Federal Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.17%
Washington, DC
Summer Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Jackson, TN
Tiered Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Swansea, IL
Kids Cash Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Brunswick, ME
Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Carver Federal Savings Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.07%
New York, NY
High Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

Earn up to 4.00% APY so you can start saving for the future, today.

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Phoenix, AZ
HIGH YIELD SAVINGS BUSINESS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Phoenix, AZ
HIGH YIELD SAVINGS BUSINESS*
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Phoenix, AZ
HIGH YIELD SAVINGS PERSONAL
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Phoenix, AZ
HIGH YIELD SAVINGS PERSONAL*
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Burlington, VT
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Limited Time Special Rate up to $5,000**

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min. Balance” indicates the minimum amount required to earn the stated APY. Please note that some offers presented may be from advertisers who provide compensation for their inclusion; however, advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

National Savings Rate Trends

Weekly national average APYs across savings account types — compiled from 8,500+ banks & credit unions, updated nightly.

View Full Savings Trends →
High-Yield Savings — National Avg
2.011%
▼ 0.006 from last week

National high-yield savings rates fell 0.006 points this week to 2.011%, down from 2.017% last week.

Standard Savings — National Avg
0.862%
▼ 0.003 from last week

National standard savings rates fell 0.003 points this week to 0.862%, down from 0.864% last week.

Savings Rate Trends

Weekly average APYs across all savings account types. Hover to see exact rates for each week.

As of Jun 23, 2026 • Source: MonitorBankRates • 8,500+ U.S. banks & credit unions View Full Savings Trends

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our nationwide savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from institutions’ own digital properties and manually verifying yields daily, every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield national online banks available to savers in all 50 states.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency into when that specific rate was confirmed.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly. Always check with the specific financial institution’s official website for the most current offers and terms. Last Updated and Verified: June 23, 2026

Frequently Asked Questions about High-Yield Savings Accounts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at traditional banks. Without the overhead of physical branches, online banks pass savings directly to you through higher APYs and lower fees.

Is my money safe in an online savings account?

Yes. Legitimate online banks are FDIC insured up to $250,000 per depositor, just like traditional banks. Credit unions are similarly insured by the NCUA, providing the same federal protection for your deposits.

Savings Account vs. Certificate of Deposit (CD)?

Savings accounts offer full liquidity you can withdraw funds at any time. CDs lock your money for a fixed term (e.g., 6 months, 1 year) in exchange for a guaranteed fixed rate. If you don't need immediate access, CDs can offer higher yields.

How often do savings rates change?

Savings account rates are variable and can change at any time based on Federal Reserve decisions and broader market conditions. We update our national rate tables daily so you always see the most current offers.

Do I have to pay taxes on interest earned?

Yes. Interest earned on savings accounts is considered taxable income by the IRS. Banks typically issue a Form 1099-INT if you earn more than $10 in interest in a calendar year.

Are online banks better than local banks for savings?

Online banks often offer significantly higher rates because they have lower overhead costs with no physical branches. However, local banks provide in-person service and may be more convenient for certain transactions. The best choice depends on your priorities.

How do I open an online savings account?

Most online savings accounts can be opened in minutes. You will generally need a government-issued photo ID, your Social Security number, and funds for an initial deposit.

What are the best High-Yield Savings rates nationally right now?

Here are some of the highest savings account APYs currently available nationally:
  • First FSB of Twin Falls
    SuperSaver Savings — 10.47% APY
  • SPECTRA
    Brilliant Kids Savings — 10.38% APY
  • Avestar Credit Union
    Round Up Savings Account — 10.00% APY
  • Maspeth Federal S&L
    Teen Savings — 10.00% APY
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
Rates subject to change. Last Updated: June 23, 2026

Savings Rates by State