Auburn, Indiana (IN) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Auburn, Indiana and the surrounding area include Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 1.45% Business Ownership Share at 6.00% APY, Horizon Bank Michigan City, INHorizon Bank Michigan City, IN212 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY, PNC BankPNC Bank101 N Main St, Auburn, IN 46706A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hicksville BankHicksville Bank1130 W 15th St, Auburn, IN 46706A5.0 ★Texas Ratio: 6.37% Bus. Hometown Savings at 2.35% APY, and Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH406 Smaltz Way, Auburn, IN 46706A5.0 ★Texas Ratio: 6.88% DIRECT SAVINGS at 1.46% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Auburn, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Auburn, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Auburn, Indiana and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Auburn, Indiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 W 7th St, Auburn, IN 46706
Business Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 W 7th St, Auburn, IN 46706
Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 W 7th St, Auburn, IN 46706
Ownership Share and Business Ownership Share
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
212 W 7th St, Auburn, IN 46706
Business Money Market Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
101 N Main St, Auburn, IN 46706
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Hometown Savings
2.35%
$10,000
▼
Rate2.32%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Hometown Savings
2.35%
$10,000
▼
Rate2.32%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Hometown Savings
1.85%
$10,000
▼
Rate1.83%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Hometown Savings
1.85%
$10,000
▼
Rate1.83%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
406 Smaltz Way, Auburn, IN 46706
DIRECT SAVINGS
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Hometown Savings
1.35%
$10,000
▼
Rate1.34%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Hometown Savings
1.35%
$10,000
▼
Rate1.34%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
406 Smaltz Way, Auburn, IN 46706
DIRECT SAVINGS
1.34%
$0
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
406 Smaltz Way, Auburn, IN 46706
DIRECT SAVINGS
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
406 Smaltz Way, Auburn, IN 46706
DIRECT SAVINGS
1.03%
$0
▼
Rate1.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
IRA Share Traditional
0.50%
$1
▼
Rate0.50%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
IRA Share Roth
0.50%
$1
▼
Rate0.50%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
IRA Share Coverdell ESA
0.50%
$1
▼
Rate0.50%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1220 E 7th St, Auburn, IN 46706
Rewards Savings
0.36%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Rewards Checking account required; Qualifying balance up to $50,000
Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1220 E 7th St, Auburn, IN 46706
Rewards Savings
0.26%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Rewards Checking account required; Qualifying balance up to $50,000
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Health Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$10,000 and Over
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1220 E 7th St, Auburn, IN 46706
Rewards Savings
0.16%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Rewards Checking account required
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 W 7th St, Auburn, IN 46706
Savings Plus, Business Savings Plus, HSA and IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$1,000 - $9,999.99
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
204 Touring Dr, Auburn, IN 46706
Standard Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Power Savings
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Hometown Savings
0.10%
$10,000
▼
Rate0.10%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Hometown Savings
0.10%
$10,000
▼
Rate0.10%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Health Savings Account
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Power Savings
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Health Savings
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Savings 2 & 3
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
**
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Money Market Plus Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1016 W 7th St, Auburn, IN 46706 2045
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Up to $999.99
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
Special Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
Prime Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$5 minimum opening deposit required. $5 minimum balance required after account opening.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
Business Prime Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
*$5 minimum opening deposit required
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Auburn, IN 46706 2661
HSA Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Bus. Regular Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1130 W 15th St, Auburn, IN 46706
Regular Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Health Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Health Savings Account
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Statement Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1001 W 7th St, Auburn, IN 46706
Youth Savings Account
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
101 N Main St, Auburn, IN 46706
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
101 N Main St, Auburn, IN 46706
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1220 E 7th St, Auburn, IN 46706
Rewards Savings
0.01%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Rewards Checking account required
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 W 7th St, Auburn, IN 46706
Ownership Share and Business Ownership Share
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
1110 N Main St, Goshen, IN 46528 2638
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
Church Variable Shares
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$200,000 & Over
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
105 E Winslow Rd, Bloomington, IN 47401
Business Savings Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Auburn, IN Savings Rate Trends
Compare local Auburn, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IN Avg
1.118%
▼ 0.433 from last week
Indiana high-yield savings rates fell 0.433 points this week to 1.118% APY, down from 1.551% last week.
Standard Savings — IN Avg
0.402%
▲ 0.306 from last week
Indiana standard savings rates rose 0.306 points this week to 0.402% APY, up from 0.096% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Auburn, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Auburn, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Auburn, Indiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.
Are savings accounts in Auburn, Indiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.
How often do savings rates change in Auburn, Indiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Auburn, Indiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Auburn, Indiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Auburn, Indiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Auburn, Indiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Auburn, Indiana
Here are recent savings rates observed in Auburn, Indiana and the surrounding area:
- Beacon Credit Union
Business Ownership Share — 6.00% APY - Horizon Bank Michigan City, IN
Business Money Market Savings — 3.65% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Hicksville Bank
Bus. Hometown Savings — 2.35% APY - Farmers & Merchants State Bank Archbold, OH
DIRECT SAVINGS — 1.46% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Auburn, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
