Track current and weekly average savings account APYs across all products in Indiana, view interactive rate trend charts, and compare IN APYs against the national average.
High-Yield Savings APYs in Indiana rose by +0.319 this week, pushing the current average APY to 1.519%. Savers depositing in IN are now earning more than they would have last week, when the average stood at 1.200%.
At 1.519%, Indiana's High-Yield Savings APY sits -0.513 below the current national average of 2.033%. Savers in IN may find better yields by comparing online offerings or considering national institutions.
The Standard Savings APY in Indiana currently averages 0.723%, compared to 0.548% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Indiana savings account rate averages displayed on this page are calculated from 506 verified savings rate quotes collected across 92 banks and credit unions actively operating in Indiana. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across Indiana. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in IN.
Data reflects average APYs offered by licensed institutions operating in IN. Last Updated: May 8, 2026
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
Indiana savings rate averages compiled from 506 current savings rates across 92 banks and credit unions operating in IN — updated daily.
As of May 8, 2026 • Data provided by MonitorBankRates.com
Journalists covering Indiana financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical IN savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/savings-account-rates/indiana/trends. For custom data pulls, contact us here.