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Indiana Savings Rate Trends

Fishers, Indiana (IN) Savings Rates - March 2026

The best savings rates for Fishers, Indiana and the surrounding area include First Internet Bank of IndianaFirst Internet Bank of Indiana8701 E 116th St, Fishers, IN 46038A+5.0 ★Texas Ratio: 1.39% Money Market Savings at 3.64% APY, PNC BankPNC Bank7876 E 96th St, Fishers, IN 46037A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Everwise Credit UnionEverwise Credit Union10998 Allisonville Rd, Fishers, IN 46038 2637A5.0 ★Texas Ratio: 7.93% Boost High-Yield Savings at 3.00% APY, The Huntington National BankThe Huntington National Bank11001 Allisonville Rd, Fishers, IN 46038A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and Greenfield Banking Company Greenfield, INGreenfield Banking Company Greenfield, IN14 Municipal Dr, Fishers, IN 46038A+5.0 ★Texas Ratio: 3.26% Health Savings Account at 1.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fishers, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fishers, Indiana (IN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fishers, Indiana and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Fishers, Indiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.64%
$100
Rate3.58%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7876 E 96th St, Fishers, IN 46037
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.09%
$100
Rate3.05%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000,000.00

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Boost High-Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
11001 Allisonville Rd, Fishers, IN 46038
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Kids Savings
0.80%
$100
Rate0.80%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Free Savings
0.80%
$25
Rate0.80%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Health Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
13104 Fishers Makretplace Dr, Fishers, IN 46038
Rewards Savings
0.36%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
11580 USA Pkwy, Fishers, IN 46037 9211
Health Savings Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
13104 Fishers Makretplace Dr, Fishers, IN 46038
Rewards Savings
0.26%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
11580 USA Pkwy, Fishers, IN 46037 9211
Health Savings Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
IRA Share Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
13104 Fishers Makretplace Dr, Fishers, IN 46038
Rewards Savings
0.16%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Rewards Checking account required

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Primary Share Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
11580 USA Pkwy, Fishers, IN 46037 9211
Health Savings Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Choice Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Choice Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
13318 Olio Rd, Fishers, IN 46037
College Bound Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
11580 USA Pkwy, Fishers, IN 46037 9211
Health Savings Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Primary Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Health Savings Account
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Health Savings Account
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Savings
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Primary Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Choice Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
14 Municipal Dr, Fishers, IN 46038
Savings
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7876 E 96th St, Fishers, IN 46037
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
13318 Olio Rd, Fishers, IN 46037
Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7876 E 96th St, Fishers, IN 46037
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
11 Municipal Dr, Fishers, IN 46038
Statement Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
13104 Fishers Makretplace Dr, Fishers, IN 46038
Rewards Savings
0.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Rewards Checking account required

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
11580 USA Pkwy, Fishers, IN 46037 9211
Health Savings Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Choice Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
10998 Allisonville Rd, Fishers, IN 46038 2637
Primary Share Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Business Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share and Business Ownership Share
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
1110 N Main St, Goshen, IN 46528 2638
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
515 Franklin St, Michigan City, IN 46360
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
Church Variable Shares
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$200,000 & Over

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
105 E Winslow Rd, Bloomington, IN 47401
Share Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
105 E Winslow Rd, Bloomington, IN 47401
Business Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
Church Variable Shares
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000-$199,999

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5881 E 82nd St, Indianapolis, IN 46250
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
150 Hauenstein Rd, Huntington, IN 46750
Elevated Savings
3.25%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
1430 N National Rd, Columbus, IN 47201 5577
Business & Public Funds Premium Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
1430 N National Rd, Columbus, IN 47201 5577
High Interest Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
Church Variable Shares
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$25,000-$99,999

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
132 S 3rd St, Boonville, IN 47601
Elite Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Click for more details!

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fishers, IN Savings Rate Trends

Compare local Fishers, IN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Savings Trends →
High-Yield Savings — IN Avg
1.246%
▼ 1.754 from last week

Indiana high-yield savings rates fell 1.754 points this week to 1.246% APY, down from 3.000% last week.

Standard Savings — IN Avg
0.372%
▲ 0.153 from last week

Indiana standard savings rates rose 0.153 points this week to 0.372% APY, up from 0.219% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fishers, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fishers, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fishers, Indiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.

Are savings accounts in Fishers, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do savings rates change in Fishers, Indiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fishers, Indiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fishers, Indiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fishers, Indiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Fishers, Indiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fishers, Indiana

Here are recent savings rates observed in Fishers, Indiana and the surrounding area:
  • First Internet Bank of Indiana
    Money Market Savings — 3.64% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Everwise Credit Union
    Boost High-Yield Savings — 3.00% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • Greenfield Banking Company Greenfield, IN
    Health Savings Account — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fishers, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026