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Indiana Savings Rate Trends

Greenwood, Indiana (IN) Savings Rates - March 2026

The best savings rates for Greenwood, Indiana and the surrounding area include Horizon Bank Michigan City, INHorizon Bank Michigan City, IN800 Us 31 S, Greenwood, IN 46143A+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY, The Huntington National BankThe Huntington National Bank611 W County Line Rd, Greenwood, IN 46142A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, Indiana University Credit UnionIndiana University Credit Union996 S State Road 135 Ste R, Greenwood, IN 46143 7366A+5.0 ★Texas Ratio: 4.09% Share Savings Account at 3.50% APY, USB Union Savings BankUSB Union Savings Bank91 Byrd Way, Greenwood, IN 46143A+5.0 ★Texas Ratio: 1.66% Collateral - Statement Savings at 3.25% APY, and PNC BankPNC Bank300 S Madison Ave, Greenwood, IN 46142A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Greenwood, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Greenwood, Indiana (IN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Greenwood, Indiana and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Greenwood, Indiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
800 Us 31 S, Greenwood, IN 46143
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
611 W County Line Rd, Greenwood, IN 46142
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
91 Byrd Way, Greenwood, IN 46143
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 S Madison Ave, Greenwood, IN 46142
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
611 W County Line Rd, Greenwood, IN 46142
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
IRA Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Premium Rate Plus Savings
0.50%
$1,000
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Premium Rate Plus Savings
0.40%
$1,000
Rate0.40%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Membership, Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Money Market Savings
0.40%
$50
Rate0.40%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Regular Savings
0.40%
$25
Rate0.40%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
705 S State Road 135, Greenwood, IN 46143
Rewards Savings
0.36%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
791 S State Road 135 Ste A, Greenwood, IN 46143 9593
Health Savings Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
705 S State Road 135, Greenwood, IN 46143
Rewards Savings
0.26%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Premium Rate Plus Savings
0.25%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Share Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
791 S State Road 135 Ste A, Greenwood, IN 46143 9593
Health Savings Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Money Market Savings
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Regular Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
705 S State Road 135, Greenwood, IN 46143
Rewards Savings
0.16%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
791 S State Road 135 Ste A, Greenwood, IN 46143 9593
Health Savings Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
791 S State Road 135 Ste A, Greenwood, IN 46143 9593
Health Savings Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Premium Rate Plus Savings
0.05%
$1,000
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Regular Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1767 W Stones Crossing Rd, Greenwood, IN 46143
Money Market Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 S Madison Ave, Greenwood, IN 46142
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 S Madison Ave, Greenwood, IN 46142
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
705 S State Road 135, Greenwood, IN 46143
Rewards Savings
0.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
791 S State Road 135 Ste A, Greenwood, IN 46143 9593
Health Savings Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
996 S State Road 135 Ste R, Greenwood, IN 46143 7366
Business Savings Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Business Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
Ownership Share and Business Ownership Share
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.64%
$100
Rate3.58%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
150 Hauenstein Rd, Huntington, IN 46750
Elevated Savings
3.25%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
Money Market Savings
3.09%
$100
Rate3.05%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $1,000,000.00

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
801 E Tillman Rd, Fort Wayne, IN 46816 1971
Youth Savings
3.00%
$1
Rate2.96%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
132 S 3rd St, Boonville, IN 47601
Elite Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Click for more details!

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Greenwood, IN Savings Rate Trends

Compare local Greenwood, IN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Savings Trends →
High-Yield Savings — IN Avg
1.229%
▼ 0.570 from last week

Indiana high-yield savings rates fell 0.570 points this week to 1.229% APY, down from 1.799% last week.

Standard Savings — IN Avg
0.402%
▲ 0.321 from last week

Indiana standard savings rates rose 0.321 points this week to 0.402% APY, up from 0.081% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Greenwood, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Greenwood, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Greenwood, Indiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.

Are savings accounts in Greenwood, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do savings rates change in Greenwood, Indiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Greenwood, Indiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Greenwood, Indiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Greenwood, Indiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Greenwood, Indiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Greenwood, Indiana

Here are recent savings rates observed in Greenwood, Indiana and the surrounding area:
  • Horizon Bank Michigan City, IN
    Business Money Market Savings — 3.65% APY
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • Indiana University Credit Union
    Share Savings Account — 3.50% APY
  • USB Union Savings Bank
    Collateral - Statement Savings — 3.25% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Greenwood, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026