Aberdeen, Maryland (MD) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Aberdeen, Maryland and the surrounding area include BayVanguard BankBayVanguard Bank501 S Stepney Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 2.54% Business Premier Money Market Savings at 3.73% APY, PNC BankPNC Bank1004 Beards Hill Rd, Aberdeen, MD 21001A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Har-co Credit UnionHar-co Credit Union1028 Middleton Rd, Aberdeen, MD 21001 2281A5.0 ★Texas Ratio: 7.97% New Educator Summer Savings at 3.00% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★ U Educate Summer Savings Account at 2.00% APY, and Andrews Federal Credit UnionAndrews Federal Credit Union5711 Allentown Rd, Suitland, MD 20746A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Aberdeen, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Aberdeen, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Aberdeen, Maryland and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Aberdeen, Maryland & Surrounding Communities
Guaranteed rate for the first 90 days.
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
$5 minimum balance; No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; Qualifying balance up to $20,000.00
Qualifying balance up to $20,000.00
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
$100,000.00 and above
Bonus Rate (Standard) for the first 90 days; $100,000.00 and above
Bonus Rate (Standard) for the first 90 days; $50,000.00 - $99,999.99
$50,000.00 - $99,999.99
$50 account-opening bonus
A $5 minimum is required to earn dividends.
The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.
Qualifying balance up to $1,000.00
$100,000.00-$249,999.99
$5 minimum balance to open
Qualifying balance up to $10,000.00; ** Available to Baltimore County and Harford County school employees in the public and private sector
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Aberdeen, MD Savings Rate Trends
Compare local Aberdeen, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates rose 0.107 points this week to 1.370% APY, up from 1.264% last week.
Maryland standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Aberdeen, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Aberdeen, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Aberdeen, Maryland
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Aberdeen, Maryland safe?
How often do savings rates change in Aberdeen, Maryland?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Aberdeen, Maryland?
How do I open a savings account in Aberdeen, Maryland?
Best Savings Rates in Aberdeen, Maryland
- BayVanguard Bank
Business Premier Money Market Savings — 3.73% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Har-co Credit Union
New Educator Summer Savings — 3.00% APY - Aberdeen Proving Ground FCU
U Educate Summer Savings Account — 2.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY
