Maryland Savings Rate Trends
Track current and weekly average savings account APYs across all products in Maryland, view interactive rate trend charts, and compare MD APYs against the national average.
Current Maryland Savings Rate Trends
High-Yield Savings APYs in Maryland rose by +0.005 this week, pushing the current average APY to 3.239%. Savers depositing in MD are now earning more than they would have last week, when the average stood at 3.234%.
At 3.239%, Maryland's High-Yield Savings APY sits +1.212 above the current national average of 2.026%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in MD.
The Standard Savings APY in Maryland currently averages 1.081%, compared to 1.099% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Maryland savings account rate averages displayed on this page are calculated from 334 verified savings rate quotes collected across 78 banks and credit unions actively operating in Maryland. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across Maryland. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in MD.
Data reflects average APYs offered by licensed institutions operating in MD. Last Updated: April 16, 2026
Maryland Savings Rate Trends
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
Maryland savings rate averages compiled from 334 current savings rates across 78 banks and credit unions operating in MD — updated daily.
As of Apr 16, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Maryland financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical MD savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/savings-account-rates/maryland/trends. For custom data pulls, contact us here.
