The best savings rates for Baltimore, Maryland and the surrounding area include Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union2345 Eastern Ave, Baltimore, MD 21224A+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY, BayVanguard BankBayVanguard Bank8639 Belair Rd, Baltimore, MD 21236A+5.0 ★Texas Ratio: 2.54% Business Premier Money Market Savings at 3.73% APY, PNC BankPNC Bank1 E Pratt St, Baltimore, MD 21202A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Capital One BankCapital One Bank6504 Reisterstown Rd, Baltimore, MD 21215A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1631 Merritt Blvd, Baltimore, MD 21222A+5.0 ★ U Educate Summer Savings Account at 2.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Baltimore, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Baltimore, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and the surrounding area. Last Updated and Verified: March 25, 2026
Guaranteed rate for the first 90 days.
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Standard) for the first 90 days; $100,000.00 and above
$100,000.00 and above
Bonus Rate (Standard) for the first 90 days; $50,000.00 - $99,999.99
Qualifying balance up to $10,000.00
A $5 minimum is required to earn dividends.
$50 account-opening bonus
The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.
Compare local Baltimore, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates fell 0.112 points this week to 1.370% APY, down from 1.482% last week.
Maryland standard savings rates fell 0.765 points this week to 0.600% APY, down from 1.365% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Baltimore, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baltimore, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.