Bel Air, Maryland (MD) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Bel Air, Maryland and the surrounding area include PNC BankPNC Bank130 S Bond St, Bel Air, MD 21014A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Har-co Credit UnionHar-co Credit Union30 N Hickory Ave, Bel Air, MD 21014 3249A5.0 ★Texas Ratio: 7.97% New Educator Summer Savings at 3.00% APY, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD 21014A5.0 ★Texas Ratio: 9.35% Educator Savings at 2.50% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU2113 Laurel Bush Rd, Bel Air, MD 21015 6156A+5.0 ★ U Educate Summer Savings Account at 2.00% APY, and State Employees Credit UnionState Employees Credit Union210 Plumtree Rd, Bel Air, MD 21015 6011A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bel Air, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bel Air, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bel Air, Maryland and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Bel Air, Maryland & Surrounding Communities
$5 minimum balance; No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; Qualifying balance up to $20,000.00
Qualifying balance up to $20,000.00
Qualifying balance up to $10,000.00; ** Available to Baltimore County and Harford County school employees in the public and private sector
** Available to Baltimore County and Harford County school employees in the public and private sector
A $5 minimum is required to earn dividends.
The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.
$50 account-opening bonus
Minimum $5 daily balance to earn dividends
*Minimum $100 daily balance to earn dividends.; Includes Christmas Club accounts
*Minimum $100 daily balance to earn dividends.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
Online Only
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bel Air, MD Savings Rate Trends
Compare local Bel Air, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates rose 0.107 points this week to 1.370% APY, up from 1.264% last week.
Maryland standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bel Air, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bel Air, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Bel Air, Maryland
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Bel Air, Maryland safe?
How often do savings rates change in Bel Air, Maryland?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Bel Air, Maryland?
How do I open a savings account in Bel Air, Maryland?
Best Savings Rates in Bel Air, Maryland
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Har-co Credit Union
New Educator Summer Savings — 3.00% APY - Freedom Of Maryland Federal Credit Union
Educator Savings — 2.50% APY - Aberdeen Proving Ground FCU
U Educate Summer Savings Account — 2.00% APY - State Employees Credit Union
Share Account — 1.59% APY
