Hagerstown, Maryland (MD) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Hagerstown, Maryland and the surrounding area include PNC BankPNC Bank17708 Virginia Ave, Hagerstown, MD 21740A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, State Employees Credit UnionState Employees Credit Union17239 Cole Rd, Hagerstown, MD 21740 6981A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit Union19638 Leitersburg Pike, Hagerstown, MD 21742A+5.0 ★Texas Ratio: 0.90% Master Share Savings at 1.50% APY, Bull Dog Federal Credit UnionBull Dog Federal Credit Union580 Northern Ave, Hagerstown, MD 21742A+5.0 ★Texas Ratio: 5.22% Share Savings at 0.75% APY, and Orrstown BankOrrstown Bank1020 Professional Ct, Hagerstown, MD 21740A5.0 ★Texas Ratio: 8.61% Health Savings Account at 0.30% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hagerstown, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hagerstown, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hagerstown, Maryland and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Hagerstown, Maryland & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
17708 Virginia Ave, Hagerstown, MD 21740
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
1.59%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD 21742
Master Share Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Effective 2/1/2026
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD 21742
Share Draft/Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dividends are compounded daily and paid monthly. The Share Draft account earns dividends on balances over $250. If a balance of less than $250 is maintained, there is no penalty, but dividends are not paid on the account. There are no per transaction or minimum balance fees charged. Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means are charged $25. The fee to stop payment on a draft is $20. First box of checks is free to members. Members purchase their own checks after the first box.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD 21742
Sub Share Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dividends are compounded daily and paid monthly. No minimum balance is required to open the account. No fees are assessed on this account.
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
1.39%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
1.19%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD 21742
Share Savings
0.75%
$25
▼
Rate0.75%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Business Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
1020 Professional Ct, Hagerstown, MD 21740
Health Savings Account
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
1020 Professional Ct, Hagerstown, MD 21740
Health Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Christmas Club Share
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Disbursement October 1st
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
1020 Professional Ct, Hagerstown, MD 21740
Essential Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Vacation Club Share
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Share Savings (Primary Share, Secondary Share, Escrow Share, Accumulative Roth/Traditional IRA Share)
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
1020 Professional Ct, Hagerstown, MD 21740
Momentum Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
1020 Professional Ct, Hagerstown, MD 21740
Health Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
17239 Cole Rd, Hagerstown, MD 21740 6981
Coverdell Education Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
830 W Franklin St, Hagerstown, MD 21740
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$14,999.01 +
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
83 W Washington Street, Hagerstown, MD 21740
IRA Savings Account Tier 2
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
83 W Washington Street, Hagerstown, MD 21740
IRA Savings Account Tier 3
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
830 W Franklin St, Hagerstown, MD 21740
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$4,999.01 - $14,999
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
83 W Washington Street, Hagerstown, MD 21740
IRA Savings Account Tier 1
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Share Savings and Club Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
830 W Franklin St, Hagerstown, MD 21740
Health Savings Account
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$999.01 - $4,999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
17708 Virginia Ave, Hagerstown, MD 21740
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
830 W Franklin St, Hagerstown, MD 21740
Statement Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
830 W Franklin St, Hagerstown, MD 21740
Health Savings Account
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100 - $999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
17708 Virginia Ave, Hagerstown, MD 21740
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD 21742
Share Draft
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Share Draft Checking Account
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD 21224
IRA Savings
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
14804 Pratt St, Upper Marlboro, MD 20772
Primis Business Savings
4.00%
$1
▼
Rate3.93%
Min Deposit$1
Min Balance—
UpdatedMar 24, 2026
Details
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
15201 Diamondback Dr, Rockville, MD 20850 3312
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Advantage Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD 20723 5877
High-Yield VIP Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed rate for the first 90 days.
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle High-Yield Savings Account
3.70%
$0
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500,000.00
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD 20854 3266
Premier Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD 20854 3266
Premier Savings Accounts
3.46%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
3.45%
$250
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD 21921 6357
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000.00-$249,999.99
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Youth Savings
3.44%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD 20854 3266
Premier Savings Accounts
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD 20850
High Dividend Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
10035 Baltimore National Pike, Ellicott City, MD 21042
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
5424 Western Ave, Chevy Chase, MD 20815
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.15%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Relationship) for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.07%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Relationship) for the first 90 days
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hagerstown, MD Savings Rate Trends
Compare local Hagerstown, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MD Avg
1.370%
▼ 0.130 from last week
Maryland high-yield savings rates fell 0.130 points this week to 1.370% APY, down from 1.500% last week.
Standard Savings — MD Avg
0.582%
▼ 0.048 from last week
Maryland standard savings rates fell 0.048 points this week to 0.582% APY, down from 0.630% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hagerstown, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hagerstown, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hagerstown, Maryland
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.
Are savings accounts in Hagerstown, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do savings rates change in Hagerstown, Maryland?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hagerstown, Maryland may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Hagerstown, Maryland?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hagerstown, Maryland offer in-person customer service, which some customers prefer.
How do I open a savings account in Hagerstown, Maryland?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Hagerstown, Maryland
Here are recent savings rates observed in Hagerstown, Maryland and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - State Employees Credit Union
Share Account — 1.59% APY - Washington County Teachers Federal Credit Union
Master Share Savings — 1.50% APY - Bull Dog Federal Credit Union
Share Savings — 0.75% APY - Orrstown Bank
Health Savings Account — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hagerstown, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
