Olney, Maryland (MD) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Olney, Maryland and the surrounding area include PNC BankPNC Bank18100 Town Center Dr, Olney, MD 20832A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank18104 Town Center Dr, Olney, MD 20832A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Atlantic Union BankAtlantic Union Bank17801 Georgia Ave, Olney, MD 20832A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, Wells FargoWells Fargo16810 Georgia Ave, Olney, MD 20832A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and SPECTRASPECTRA1024 Saint Nicholas Dr, Waldorf, MD 20603A+5.0 ★Texas Ratio: 0.00% Brilliant Kid's Savings Account at 10.38% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Olney, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Olney, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Olney, Maryland and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Olney, Maryland & Surrounding Communities
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
$100,000.00-$249,999.99
Online Only
Bonus Rate for the first 90 days
Qualifying balance up to $19,999
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Qualifying balance up to $20,000.00
No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; $5 - $20,001 will earn 3.00% APY; over $20,001 will earn 0.25% APY. Minimum balance to obtain the stated APY is $5.
$5 minimum balance to open
Qualifying balance up to $10,000.00; ** Available to Baltimore County and Harford County school employees in the public and private sector
On balances above $25,000 and up to $50,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Olney, MD Savings Rate Trends
Compare local Olney, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates fell 0.112 points this week to 1.370% APY, down from 1.482% last week.
Maryland standard savings rates fell 0.765 points this week to 0.600% APY, down from 1.365% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Olney, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Olney, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Olney, Maryland
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Olney, Maryland safe?
How often do savings rates change in Olney, Maryland?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Olney, Maryland?
How do I open a savings account in Olney, Maryland?
Best Savings Rates in Olney, Maryland
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - SPECTRA
Brilliant Kid's Savings Account — 10.38% APY
