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Maryland Savings Rate Trends

Salisbury, Maryland (MD) Savings Rates - March 2026

The best savings rates for Salisbury, Maryland and the surrounding area include PNC BankPNC Bank301 Civic Ave, Salisbury, MD 21804A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, First Shore Federal S&LFirst Shore Federal S&L106 S Division St, Salisbury, MD 21801A+5.0 ★Texas Ratio: 2.67% Statement Savings at 1.75% APY, State Employees Credit UnionState Employees Credit Union1101 Mount Hermon Rd, Salisbury, MD 21804 5109A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, Tidemark Federal Credit UnionTidemark Federal Credit Union1305 S Salisbury Blvd, Salisbury, MD 21801 6845A+5.0 ★Texas Ratio: 1.45% Savings at 1.51% APY, and Partners 1st Federal Credit UnionPartners 1st Federal Credit Union2300 Northwood Dr, Salisbury, MD 21801A+5.0 ★Texas Ratio: 3.82% IMMA Gold at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Salisbury, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Salisbury, Maryland (MD) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Salisbury, Maryland and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Salisbury, Maryland & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 Civic Ave, Salisbury, MD 21804
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
106 S Division St, Salisbury, MD 21801
Statement Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
1.59%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
1.39%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
1.30%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
1.20%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
1.19%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
1.10%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Educational Savings Account
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
IMMA Gold
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Business Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
IMMA
0.25%
$25,000
Rate0.25%
Min Deposit$25,000
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
IMMA
0.15%
$2,499
Rate0.15%
Min Deposit$2,499
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
Health Savings Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
IMMA
0.10%
$1,000
Rate0.10%
Min Deposit$1,000
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
IRA Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Health Savings Account (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Prime Share Account
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Coverdell Education Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
1101 Mount Hermon Rd, Salisbury, MD 21804 5109
Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
Health Savings Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
2300 Northwood Dr, Salisbury, MD 21801
Regular & Special Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 Civic Ave, Salisbury, MD 21804
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 Civic Ave, Salisbury, MD 21804
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Brilliant Kid's Savings Account
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD 21224
IRA Savings
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
14804 Pratt St, Upper Marlboro, MD 20772
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Advantage Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.73%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 25, 2026
Details

Guaranteed rate for the first 90 days.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle High-Yield Savings Account
3.70%
$0
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500,000.00

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
3.45%
$250
Rate3.40%
Min Deposit$250
Min Balance
UpdatedMar 26, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD 20850
High Dividend Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
10035 Baltimore National Pike, Ellicott City, MD 21042
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.22%
$0
Rate3.17%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate for the first 90 days

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
5424 Western Ave, Chevy Chase, MD 20815
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.15%
$0
Rate3.17%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.13%
$0
Rate3.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate (Relationship) for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.13%
$0
Rate3.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.07%
$0
Rate3.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate (Relationship) for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.06%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.04%
$0
Rate3.17%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
2.98%
$0
Rate2.94%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.98%
$0
Rate2.94%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.97%
$0
Rate2.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
10035 Baltimore National Pike, Ellicott City, MD 21042
WooriWON Savings
2.95%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.94%
$0
Rate2.90%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.91%
$0
Rate2.87%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.88%
$0
Rate2.84%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.88%
$0
Rate2.84%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
2.85%
$0
Rate3.17%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bonus Rate for the first 90 days

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Salisbury, MD Savings Rate Trends

Compare local Salisbury, MD savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Savings Trends →
High-Yield Savings — MD Avg
1.370%
▼ 0.112 from last week

Maryland high-yield savings rates fell 0.112 points this week to 1.370% APY, down from 1.482% last week.

Standard Savings — MD Avg
0.600%
▼ 0.765 from last week

Maryland standard savings rates fell 0.765 points this week to 0.600% APY, down from 1.365% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Salisbury, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Salisbury, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Salisbury, Maryland

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.

Are savings accounts in Salisbury, Maryland safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.

How often do savings rates change in Salisbury, Maryland?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Salisbury, Maryland may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Salisbury, Maryland?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Salisbury, Maryland offer in-person customer service, which some customers prefer.

How do I open a savings account in Salisbury, Maryland?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Salisbury, Maryland

Here are recent savings rates observed in Salisbury, Maryland and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • First Shore Federal S&L
    Statement Savings — 1.75% APY
  • State Employees Credit Union
    Share Account — 1.59% APY
  • Tidemark Federal Credit Union
    Savings — 1.51% APY
  • Partners 1st Federal Credit Union
    IMMA Gold — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Salisbury, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026