Silver Spring, Maryland (MD) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Silver Spring, Maryland and the surrounding area include EagleBankEagleBank8677 Georgia Ave, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 5.93% Eagle High-Yield Savings Account at 3.70% APY, PNC BankPNC Bank3110 Gracefield Rd, Silver Spring, MD 20904A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank8315 Georgia Ave, Silver Spring, MD 20910A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Signal Financial Federal Credit UnionSignal Financial Federal Credit Union3701 Rossmoor Blvd, Silver Spring, MD 20906 1565A+5.0 ★Texas Ratio: 3.69% Signal Smart Plus Savings at 2.02% APY, and State Employees Credit UnionState Employees Credit Union8737 Colesville Rd, Silver Spring, MD 20910 3928A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Silver Spring, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Silver Spring, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Silver Spring, Maryland and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Silver Spring, Maryland & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
8677 Georgia Ave, Silver Spring, MD 20910
Eagle High-Yield Savings Account
3.70%
$0
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3110 Gracefield Rd, Silver Spring, MD 20904
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
8315 Georgia Ave, Silver Spring, MD 20910
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Plus Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Plus Savings
1.71%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
8677 Georgia Ave, Silver Spring, MD 20910
Eagle Savings
1.68%
$0
▼
Rate1.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
8677 Georgia Ave, Silver Spring, MD 20910
Eagle Retirement Savings
1.68%
$0
▼
Rate1.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
1.59%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
1.39%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Plus Savings
1.36%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
10157 New Hampshire Ave, Silver Spring, MD 20903
First Savings
1.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
10157 New Hampshire Ave, Silver Spring, MD 20903
First Savings for Kids
1.25%
$5
▼
Rate1.24%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
1.19%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Plus Savings
1.03%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Savings
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Savings
0.55%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
10157 New Hampshire Ave, Silver Spring, MD 20903
Regular Shares
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Plus Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Savings
0.46%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Savings
0.40%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Business Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
10157 New Hampshire Ave, Silver Spring, MD 20903
Regular Share Savings Account
0.30%
$5
▼
Rate0.30%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
10157 New Hampshire Ave, Silver Spring, MD 20903
Special Savings/Holiday Club
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3701 Rossmoor Blvd, Silver Spring, MD 20906 1565
Signal Smart Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
IRA Variable Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1308 E West Hwy, Silver Spring, MD 20910 3232
Savings Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Coverdell Education Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
8737 Colesville Rd, Silver Spring, MD 20910 3928
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
PRISM Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
1010 Wayne Ave Ste 100, Silver Spring, MD 20910
Personal/ Business Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1308 E West Hwy, Silver Spring, MD 20910 3232
Savings Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Youth Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Youth Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Share Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
8711 Georgia Ave, Silver Spring, MD 20910
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
8711 Georgia Ave, Silver Spring, MD 20910
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD 20993
Super Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1308 E West Hwy, Silver Spring, MD 20910 3232
Savings Money Market
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3110 Gracefield Rd, Silver Spring, MD 20904
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3110 Gracefield Rd, Silver Spring, MD 20904
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
8711 Georgia Ave, Silver Spring, MD 20910
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
8711 Georgia Ave, Silver Spring, MD 20910
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
8711 Georgia Ave, Silver Spring, MD 20910
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
14241 Layhill Rd, Silver Spring, MD 20906
Deluxe Savings Club (with auto debit)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1308 E West Hwy, Silver Spring, MD 20910 3232
Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1308 E West Hwy, Silver Spring, MD 20910 3232
Savings Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
14804 Pratt St, Upper Marlboro, MD 20772
Primis Business Savings
4.00%
$1
▼
Rate3.93%
Min Deposit$1
Min Balance—
UpdatedMar 24, 2026
Details
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Advantage Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed rate for the first 90 days.
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Bright Business Savings
3.45%
$250
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Silver Spring, MD Savings Rate Trends
Compare local Silver Spring, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MD Avg
1.370%
▼ 0.112 from last week
Maryland high-yield savings rates fell 0.112 points this week to 1.370% APY, down from 1.482% last week.
Standard Savings — MD Avg
0.600%
▼ 0.765 from last week
Maryland standard savings rates fell 0.765 points this week to 0.600% APY, down from 1.365% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Silver Spring, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Silver Spring, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Silver Spring, Maryland
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.
Are savings accounts in Silver Spring, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do savings rates change in Silver Spring, Maryland?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Silver Spring, Maryland may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Silver Spring, Maryland?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Silver Spring, Maryland offer in-person customer service, which some customers prefer.
How do I open a savings account in Silver Spring, Maryland?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Silver Spring, Maryland
Here are recent savings rates observed in Silver Spring, Maryland and the surrounding area:
- EagleBank
Eagle High-Yield Savings Account — 3.70% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Signal Financial Federal Credit Union
Signal Smart Plus Savings — 2.02% APY - State Employees Credit Union
Share Account — 1.59% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Silver Spring, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
