Amesbury, Massachusetts (MA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Amesbury, Massachusetts and the surrounding area include Needham BankNeedham Bank5 Market St, Amesbury, MA 01913A+5.0 ★Texas Ratio: 3.75% GoalGetter Savings at 4.00% APY, BankProvBankProv5 Market St, Amesbury, MA 01913A5.0 ★Texas Ratio: 10.50% Goal Getter Savings at 4.00% APY, Institution for SavingsInstitution for Savings150 Main St, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.11% Gold Online Savings (plus interest paid) at 3.50% APY, Align Credit UnionAlign Credit Union19 Haverhill Rd, Amesbury, MA 01913A5.0 ★Texas Ratio: 11.20% Tiered IRA Savings at 1.70% APY, and Newburyport BankNewburyport Bank40 Friend St, Amesbury, MA 01913A5.0 ★Texas Ratio: 8.70% Statement Savings Account at 0.15% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Amesbury, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Amesbury, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Amesbury, Massachusetts and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Amesbury, Massachusetts & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00; Open Online
BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Goal Getter Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Gold Online Savings (plus interest paid)
3.50%
$100,000
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $100,000 -$500,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Diamond Savings
1.80%
$25,000
▼
Rate1.78%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $25,000 and above
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Diamond Savings
1.80%
$25,000
▼
Rate1.78%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $25,000 and above
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Gold Online Savings Balances less than
0.50%
$100,000
▼
Rate0.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
$100,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Preferred Savings Business Titanium Savings
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Titanium Savings
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Preferred Savings
0.40%
$50,000
▼
Rate0.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $50,000 and above
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Preferred Savings
0.40%
$50,000
▼
Rate0.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $50,000 and above
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Titanium Savings
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Preferred Savings
0.25%
$50,000
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances less than $50,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Preferred Savings Business Titanium Savings
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Statement Savings
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Diamond Savings
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances less than $25,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Preferred Savings
0.25%
$50,000
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances less than $50,000
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Statement Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
150 Main St, Amesbury, MA 01913
Business Diamond Savings
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances less than $25,000
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
18/65 Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Savings & Checking Accounts
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Tiered IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Membership Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
MyGoal Savings
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Savings & Checking Accounts
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Tiered IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Variable IRA Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
40 Friend St, Amesbury, MA 01913
Statement Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Business Savings & Checking Accounts
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
19 Haverhill Rd, Amesbury, MA 01913
Savings & Checking Accounts
0.10%
$1
▼
Rate0.10%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
NB Business Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Statement Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
GoalGetter Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Open Online
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
▼
Rate8.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
SaveUp Companion Savings*
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Start Up Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
Starter Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $2,000.00
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
141 Massachusetts Ave, Arlington, MA 02474
Zeugma Plus Savings
4.75%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balances of $250,000 or less only
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
EMPOWER Rewards Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $25,000.00; Qualifications Required
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA 02210
LevelUp Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Earn 10x the National Average2
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
160 County St, New Bedford, MA 02740
Jumbo Savings
3.65%
$25,000
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Relationship High Yield Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
bump up for PayBackSM or Quarter Back® customers
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Amesbury, MA Savings Rate Trends
Compare local Amesbury, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MA Avg
1.589%
▼ 1.511 from last week
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Standard Savings — MA Avg
0.361%
▲ 0.282 from last week
Massachusetts standard savings rates rose 0.282 points this week to 0.361% APY, up from 0.079% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Amesbury, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Amesbury, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Amesbury, Massachusetts
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.
Are savings accounts in Amesbury, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do savings rates change in Amesbury, Massachusetts?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Amesbury, Massachusetts may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Amesbury, Massachusetts?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Amesbury, Massachusetts offer in-person customer service, which some customers prefer.
How do I open a savings account in Amesbury, Massachusetts?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Amesbury, Massachusetts
Here are recent savings rates observed in Amesbury, Massachusetts and the surrounding area:
- Needham Bank
GoalGetter Savings — 4.00% APY - BankProv
Goal Getter Savings — 4.00% APY - Institution for Savings
Gold Online Savings (plus interest paid) — 3.50% APY - Align Credit Union
Tiered IRA Savings — 1.70% APY - Newburyport Bank
Statement Savings Account — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Amesbury, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
