Massachusetts Savings Rate Trends
Track current and weekly average savings account APYs across all products in Massachusetts, view interactive rate trend charts, and compare MA APYs against the national average.
Current Massachusetts Savings Rate Trends
High-Yield Savings APYs in Massachusetts held steady this week at an average of 1.738%. MA APYs are unchanged from the prior week, reflecting a period of stability in local deposit conditions.
At 1.738%, Massachusetts's High-Yield Savings APY sits -0.267 below the current national average of 2.005%. Savers in MA may find better yields by comparing online offerings or considering national institutions.
The Standard Savings APY in Massachusetts currently averages 0.865%, compared to 0.835% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Massachusetts savings account rate averages displayed on this page are calculated from 661 verified savings rate quotes collected across 123 banks and credit unions actively operating in Massachusetts. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across Massachusetts. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in MA.
Data reflects average APYs offered by licensed institutions operating in MA. Last Updated: May 29, 2026
Massachusetts Savings Rate Trends
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
Massachusetts savings rate averages compiled from 661 current savings rates across 123 banks and credit unions operating in MA — updated daily.
As of May 29, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Massachusetts financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical MA savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/savings-account-rates/massachusetts/trends. For custom data pulls, contact us here.
