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Massachusetts Savings Rate Trends

Bellingham, Massachusetts (MA) Savings Rates - March 2026

The best savings rates for Bellingham, Massachusetts and the surrounding area include Dean Co-operative BankDean Co-operative Bank411 Pulaski Blvd, Bellingham, MA 02019A+5.0 ★Texas Ratio: 0.95% Premium Savings at 2.38% APY, Middlesex Savings BankMiddlesex Savings Bank267 Hartford Ave, Bellingham, MA 02019A+5.0 ★Texas Ratio: 0.61% Business Savings Accounts at 1.50% APY, Rockland TrustRockland Trust4 N Main St, Bellingham, MA 02019A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, Charles River BankCharles River Bank3 S Maple St, Bellingham, MA 02019A+5.0 ★Texas Ratio: 1.63% Statement Savings at 0.05% APY, and Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Bellingham, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bellingham, Massachusetts (MA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Bellingham, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Bellingham, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$500,000.00 or More

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
2.17%
$0
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$250,000.00 - $499,999.99

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
1.98%
$0
Rate1.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$125,000.00 - $249,999.99

Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
267 Hartford Ave, Bellingham, MA 02019
Business Savings Accounts
1.50%
$1
Rate1.49%
Min Deposit$1
Min Balance
UpdatedMar 20, 2026
Details

Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
267 Hartford Ave, Bellingham, MA 02019
Business Savings Accounts
1.45%
$1
Rate1.44%
Min Deposit$1
Min Balance
UpdatedMar 20, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$75,000.00 - $124,999.99

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Money Market Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Preferred Savings Account
0.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
0.17%
$0
Rate0.17%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$45,000.00 - $74,999.99

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Preferred Savings Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$15,000 - $44,999.99

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Preferred Savings Account
0.12%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Passbook Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Preferred Savings Account
0.07%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Premium Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$25.00 - $14,999.99

Dean Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
411 Pulaski Blvd, Bellingham, MA 02019
Statement Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 S Maple St, Bellingham, MA 02019
Statement Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 S Maple St, Bellingham, MA 02019
Quarterly Statement Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 S Maple St, Bellingham, MA 02019
Passbook Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Business Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Complete Business Money Market Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
4 N Main St, Bellingham, MA 02019
Free Savings
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
Rate8.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
SCU Direct Savings Account Tier 1
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
SCU Direct Savings Account Tier 2
3.75%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
50 Cabot St, Needham, MA 02494
High-Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NEW MONEY ONLY

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

High Yield Savings5

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
50 Cabot St, Needham, MA 02494
High-Yield Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
RockFed High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
300 Bemis Rd, Fitchburg, MA 01420
High-Yield Savings
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Available to consumers only. New money is welcome but not required.

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Tiered Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Advantage Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Membership account; No monthly service charge

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Advantage Savings Account
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bellingham, MA Savings Rate Trends

Compare local Bellingham, MA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Savings Trends →
High-Yield Savings — MA Avg
1.589%
▼ 1.511 from last week

Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.

Standard Savings — MA Avg
0.361%
▲ 0.284 from last week

Massachusetts standard savings rates rose 0.284 points this week to 0.361% APY, up from 0.077% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bellingham, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bellingham, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Bellingham, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in Bellingham, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in Bellingham, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bellingham, Massachusetts may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Bellingham, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bellingham, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in Bellingham, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Bellingham, Massachusetts

Here are recent savings rates observed in Bellingham, Massachusetts and the surrounding area:
  • Dean Co-operative Bank
    Premium Savings — 2.38% APY
  • Middlesex Savings Bank
    Business Savings Accounts — 1.50% APY
  • Rockland Trust
    Complete Business Money Market Savings — 0.55% APY
  • Charles River Bank
    Statement Savings — 0.05% APY
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bellingham, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026