Fall River, Massachusetts (MA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fall River, Massachusetts and the surrounding area include Bank5 ConnectBank5 Connect79 N Main St, Fall River, MA 02720A+5.0 ★Texas Ratio: 1.34% Jumbo Savings at 3.65% APY, Southcoast Federal Credit UnionSouthcoast Federal Credit Union363 Highland Ave, Fall River, MA 02720A+5.0 ★Texas Ratio: 1.60% Tiered Savings/Money Market Accounts at 1.50% APY, Rockland TrustRockland Trust768 Robeson St, Fall River, MA 02720A+5.0 ★Texas Ratio: 1.37% Money Market Savings at 0.55% APY, Fall River Municipal Credit UnionFall River Municipal Credit Union333 Milliken Blvd, Fall River, MA 02721A+5.0 ★Texas Ratio: 2.29% Premium Savings at 0.20% APY, and BayCoast BankBayCoast Bank1485 Pleasant St, Fall River, MA 02723A+5.0 ★Texas Ratio: 1.32% Savings Club at 0.10% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fall River, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fall River, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fall River, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Fall River, Massachusetts & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
79 N Main St, Fall River, MA 02720
Jumbo Savings
3.65%
$25,000
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
79 N Main St, Fall River, MA 02720
Connect Savings
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Tiered Savings/Money Market Accounts
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Money Market Savings
0.55%
$25
▼
Rate0.55%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.55%
$25
▼
Rate0.55%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Money Market Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA 02721
Premium Savings
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Money Market Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Tiered Savings/Money Market Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1485 Pleasant St, Fall River, MA 02723
Savings Club
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1485 Pleasant St, Fall River, MA 02723
IRA Statement Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA 02721
Sid/Blue Star Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA 02721
Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
286 Oliver St, Fall River, MA 02724 2935
Regular Share Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
286 Oliver St, Fall River, MA 02724 2935
Membership Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1485 Pleasant St, Fall River, MA 02723
Statement Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Tiered Savings/Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA 02723
Regular Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
286 Oliver St, Fall River, MA 02724 2935
Acorn Savings
0.10%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.65%
775 Davol St, Fall River, MA 02720 1028
IRA Regular Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
Youth Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Tiered Savings/Money Market Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.65%
775 Davol St, Fall River, MA 02720 1028
Share Drafts Checking
0.05%
$300
▼
Rate0.05%
Min Deposit$300
Min Balance—
UpdatedMar 15, 2026
Details
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.65%
775 Davol St, Fall River, MA 02720 1028
Regular (Shares) Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA 02723
Share Draft Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Money Market Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
IRA Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
Savings Supreme
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
Core Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Bonus Share Drafts
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$200 minimum or $3.50 monthly fee will be charged
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Shares
0.03%
$25
▼
Rate0.03%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
$25 minimum to maintain membership in the Credit Union
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Tiered Savings/Money Market Accounts
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Variable rate - Rate may change after account opening
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA 02721
Savings Supreme
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Free Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Complete Business Money Market Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
768 Robeson St, Fall River, MA 02720
Business Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA 02720
Free Share Drafts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$0 minimum No monthly service charge
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA 02721
Life Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
▼
Rate8.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
SaveUp Companion Savings*
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Start Up Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
Starter Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $2,000.00
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
141 Massachusetts Ave, Arlington, MA 02474
Zeugma Plus Savings
4.75%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balances of $250,000 or less only
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
EMPOWER Rewards Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $25,000.00; Qualifications Required
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00; Open Online
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA 02210
LevelUp Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Earn 10x the National Average2
BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Goal Getter Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Relationship High Yield Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Gold Online Savings (plus interest paid)
3.50%
$100,000
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $100,000 -$500,000
North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
High Five Savings
3.41%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
1530 Main St, South Weymouth, MA 02190
High-Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fall River, MA Savings Rate Trends
Compare local Fall River, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MA Avg
1.589%
▼ 1.511 from last week
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Standard Savings — MA Avg
0.361%
▲ 0.282 from last week
Massachusetts standard savings rates rose 0.282 points this week to 0.361% APY, up from 0.079% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fall River, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fall River, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fall River, Massachusetts
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.
Are savings accounts in Fall River, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do savings rates change in Fall River, Massachusetts?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fall River, Massachusetts may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fall River, Massachusetts?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fall River, Massachusetts offer in-person customer service, which some customers prefer.
How do I open a savings account in Fall River, Massachusetts?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fall River, Massachusetts
Here are recent savings rates observed in Fall River, Massachusetts and the surrounding area:
- Bank5 Connect
Jumbo Savings — 3.65% APY - Southcoast Federal Credit Union
Tiered Savings/Money Market Accounts — 1.50% APY - Rockland Trust
Money Market Savings — 0.55% APY - Fall River Municipal Credit Union
Premium Savings — 0.20% APY - BayCoast Bank
Savings Club — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fall River, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
