Framingham, Massachusetts (MA) Savings Rates - March 2026
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Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Framingham, Massachusetts and the surrounding area include PNC BankPNC Bank571 Worcester Rd, Framingham, MA 01701A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Avidia BankAvidia Bank270 Cochituate Rd, Framingham, MA 01701A+5.0 ★Texas Ratio: 4.30% Consumer High Yield Savings Account at 2.65% APY, Align Credit UnionAlign Credit Union235 Old Connecticut Path, Framingham, MA 01701A5.0 ★Texas Ratio: 11.20% Tiered IRA Savings at 1.70% APY, Middlesex Savings BankMiddlesex Savings Bank899 Edgell Rd, Framingham, MA 01701A+5.0 ★Texas Ratio: 0.61% Business Savings Accounts at 1.50% APY, and Metro Credit UnionMetro Credit Union1124 Worcester Rd, Framingham, MA 01702 5209A+5.0 ★Texas Ratio: 1.57% Prosperity Builder Savings Account at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Framingham, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Framingham, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Framingham, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Framingham, Massachusetts & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
571 Worcester Rd, Framingham, MA 01701
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Consumer High Yield Savings Account
2.65%
$5,000
▼
Rate2.62%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
899 Edgell Rd, Framingham, MA 01701
Business Savings Accounts
1.50%
$1
▼
Rate1.49%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
899 Edgell Rd, Framingham, MA 01701
Business Savings Accounts
1.45%
$1
▼
Rate1.44%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1124 Worcester Rd, Framingham, MA 01702 5209
Prosperity Builder Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00; Pledge the balance you save toward the [Prosperity Builder Loan](https://www.metrocu.org/personal/personal-loans#prosperity-builder)
MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
828 Concord St, Framingham, MA 01701
Online Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
828 Concord St, Framingham, MA 01701
Online Savings
0.37%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
MyGoal Savings
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Tiered IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Savings & Checking Accounts
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Tiered IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Membership Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
18/65 Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Savings & Checking Accounts
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Variable IRA Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
828 Concord St, Framingham, MA 01701
Statement Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
200 Concord St, Framingham, MA 01702 8306
Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1124 Worcester Rd, Framingham, MA 01702 5209
Prosperity Builder Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pledge the balance you save toward the [Prosperity Builder Loan](https://www.metrocu.org/personal/personal-loans#prosperity-builder)
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Business Savings & Checking Accounts
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
235 Old Connecticut Path, Framingham, MA 01701
Savings & Checking Accounts
0.10%
$1
▼
Rate0.10%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1255 Worcester Rd, Framingham, MA 01701 5217
IRA Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Avidia Free Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Health Savings Account
0.07%
$10
▼
Rate0.07%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
200 Concord St, Framingham, MA 01702 8306
Shares/Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Health Savings Account
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1255 Worcester Rd, Framingham, MA 01701 5217
Statement & Passbook Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Adventure Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
270 Cochituate Rd, Framingham, MA 01701
Health Savings Account
0.03%
$10
▼
Rate0.03%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
571 Worcester Rd, Framingham, MA 01701
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
571 Worcester Rd, Framingham, MA 01701
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA 02601
SaveUp Companion Savings*
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Start Up Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
Starter Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $2,000.00
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
141 Massachusetts Ave, Arlington, MA 02474
Zeugma Plus Savings
4.75%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balances of $250,000 or less only
BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Goal Getter Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA 02210
LevelUp Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Earn 10x the National Average2
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA 01238
EMPOWER Rewards Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $25,000.00; Qualifications Required
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00; Open Online
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
160 County St, New Bedford, MA 02740
Jumbo Savings
3.65%
$25,000
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Relationship High Yield Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Gold Online Savings (plus interest paid)
3.50%
$100,000
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $100,000 -$500,000
North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
High Five Savings
3.41%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
246 Brookdale Dr, Springfield, MA 01104
Green High-Yield Savings
3.40%
$200,000
▼
Rate0.00%
Min Deposit$200,000
Min Balance—
UpdatedMar 21, 2026
Details
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
246 Brookdale Dr, Springfield, MA 01104
Green High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
1530 Main St, South Weymouth, MA 02190
High-Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Framingham, MA Savings Rate Trends
Compare local Framingham, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MA Avg
1.589%
▼ 1.511 from last week
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Standard Savings — MA Avg
0.361%
▲ 0.284 from last week
Massachusetts standard savings rates rose 0.284 points this week to 0.361% APY, up from 0.077% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Framingham, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Framingham, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Framingham, Massachusetts
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.
Are savings accounts in Framingham, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do savings rates change in Framingham, Massachusetts?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Framingham, Massachusetts may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Framingham, Massachusetts?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Framingham, Massachusetts offer in-person customer service, which some customers prefer.
How do I open a savings account in Framingham, Massachusetts?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Framingham, Massachusetts
Here are recent savings rates observed in Framingham, Massachusetts and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Avidia Bank
Consumer High Yield Savings Account — 2.65% APY - Align Credit Union
Tiered IRA Savings — 1.70% APY - Middlesex Savings Bank
Business Savings Accounts — 1.50% APY - Metro Credit Union
Prosperity Builder Savings Account — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Framingham, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
