Merrimac, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Merrimac, Massachusetts and the surrounding area include North Shore Bank Co-opNorth Shore Bank Co-op1 W Main St, Merrimac, MA 01860A+5.0 ★Texas Ratio: 1.80% Get Real Savings® at 0.05% APY, Haverhill BankHaverhill Bank6 Main Street, Merrimac, MA 01860A+5.0 ★Texas Ratio: 0.84% Savings at 0.05% APY, Haverhill Fire Department Credit UnionHaverhill Fire Department Credit Union12 Merrimac Sq, Merrimac, MA 01860A+5.0 ★Texas Ratio: 0.00% Share Drafts at 0.00% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Merrimac, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Merrimac, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Merrimac, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Merrimac, Massachusetts & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Qualifying balance up to $10,000.00; Open Online
Qualifying balance up to $10,000
Earn 10x the National Average2
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00; Qualifications Required
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
bump up for PayBackSM or Quarter Back® customers
NEW MONEY ONLY
Balances $100,000 -$500,000
High Yield Savings5
Qualifying balance up to $500.00
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
Companion Savings account - available only with a TSB 365 Checking account.
$50,000.00 or more
Membership account; No monthly service charge
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Merrimac, MA Savings Rate Trends
Compare local Merrimac, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.282 points this week to 0.361% APY, up from 0.079% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Merrimac, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Merrimac, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Merrimac, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Merrimac, Massachusetts safe?
How often do savings rates change in Merrimac, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Merrimac, Massachusetts?
How do I open a savings account in Merrimac, Massachusetts?
Best Savings Rates in Merrimac, Massachusetts
- North Shore Bank Co-op
Get Real Savings® — 0.05% APY - Haverhill Bank
Savings — 0.05% APY - Haverhill Fire Department Credit Union
Share Drafts — 0.00% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
