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Massachusetts Savings Rate Trends

Shrewsbury, Massachusetts (MA) Savings Rates - March 2026

The best savings rates for Shrewsbury, Massachusetts and the surrounding area include Workers Federal Credit UnionWorkers Federal Credit Union50 Boston Tpke, Shrewsbury, MA 01545A5.0 ★Texas Ratio: 9.04% Advantage Savings Account at 3.00% APY, Avidia BankAvidia Bank23 Maple Ave, Shrewsbury, MA 01545A+5.0 ★Texas Ratio: 4.30% Consumer High Yield Savings Account at 2.65% APY, Webster Five Cents Savings BankWebster Five Cents Savings Bank261 Grafton St, Shrewsbury, MA 01545A+5.0 ★Texas Ratio: 1.57% GrowSavings for Business Account at 0.92% APY, Rockland TrustRockland Trust193 Boston Turnpike (rte 9), Shrewsbury, MA 01545A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, and Clinton Savings BankClinton Savings Bank200 Hartford Tpke, Shrewsbury, MA 01545A+5.0 ★Texas Ratio: 2.80% eXPERIENCE Online Savings Account at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Shrewsbury, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Shrewsbury, Massachusetts (MA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Shrewsbury, Massachusetts and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Shrewsbury, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
Advantage Savings Account
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
Advantage Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Membership account; No monthly service charge

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Consumer High Yield Savings Account
2.65%
$5,000
Rate2.62%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
Accelerate Savings
2.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Membership account; No monthly service charge

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GrowSavings for Business Account
0.92%
$10
Rate0.90%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GrowSavings for Business Account
0.61%
$10
Rate0.60%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Complete Business Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Complete Business Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Complete Business Money Market Savings
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
PartnerSavings Account
0.41%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
PartnerSavings Account
0.36%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Complete Business Money Market Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
PartnerSavings Account
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Money Market Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
PartnerSavings Account
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GrowSavings for Business Account
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Clinton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
200 Hartford Tpke, Shrewsbury, MA 01545
eXPERIENCE Online Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
Club Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GrowSavings for Business Account
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GoSavings for Business Account
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Avidia Free Savings
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Health Savings Account
0.07%
$10
Rate0.07%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
Share Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Membership account

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
50 Boston Tpke, Shrewsbury, MA 01545
IRA Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA 01545
Regular & Misc Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA 01545
IRA Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
Regular Passbook Savings Account*
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

UniBank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
193 Boston Tpke, Shrewsbury, MA 01545
Statement Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
261 Grafton St, Shrewsbury, MA 01545
GoSavings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Health Savings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Adventure Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
193 Boston Turnpike (rte 9), Shrewsbury, MA 01545
Complete Business Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
23 Maple Ave, Shrewsbury, MA 01545
Health Savings Account
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Clinton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
200 Hartford Tpke, Shrewsbury, MA 01545
18/65 Statement Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Clinton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
200 Hartford Tpke, Shrewsbury, MA 01545
"Save 4" Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA 01851
Savings Club for Kids
8.00%
$0
Rate8.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
581 Merrimack St, Lowell, MA 01854 3908
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
50 Cabot St, Needham, MA 02494
High-Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NEW MONEY ONLY

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

High Yield Savings5

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
50 Cabot St, Needham, MA 02494
High-Yield Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
RockFed High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
300 Bemis Rd, Fitchburg, MA 01420
High-Yield Savings
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Available to consumers only. New money is welcome but not required.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Shrewsbury, MA Savings Rate Trends

Compare local Shrewsbury, MA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Savings Trends →
High-Yield Savings — MA Avg
1.589%
▼ 1.480 from last week

Massachusetts high-yield savings rates fell 1.480 points this week to 1.589% APY, down from 3.069% last week.

Standard Savings — MA Avg
0.368%
▲ 0.283 from last week

Massachusetts standard savings rates rose 0.283 points this week to 0.368% APY, up from 0.086% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Shrewsbury, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Shrewsbury, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Shrewsbury, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in Shrewsbury, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in Shrewsbury, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Shrewsbury, Massachusetts may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Shrewsbury, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Shrewsbury, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in Shrewsbury, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Shrewsbury, Massachusetts

Here are recent savings rates observed in Shrewsbury, Massachusetts and the surrounding area:
  • Workers Federal Credit Union
    Advantage Savings Account — 3.00% APY
  • Avidia Bank
    Consumer High Yield Savings Account — 2.65% APY
  • Webster Five Cents Savings Bank
    GrowSavings for Business Account — 0.92% APY
  • Rockland Trust
    Complete Business Money Market Savings — 0.55% APY
  • Clinton Savings Bank
    eXPERIENCE Online Savings Account — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Shrewsbury, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026