MonitorBankRates
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
South Carolina Savings Rate Trends

Greenwood, South Carolina (SC) Savings Rates - March 2026

The best savings rates for Greenwood, South Carolina and the surrounding area include Parda Federal Credit UnionParda Federal Credit Union1835 Bypass 72 NE, Greenwood, SC 29649A+5.0 ★Texas Ratio: 1.40% Parda Premier Savings at 0.40% APY, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union1000 Montague Ave, Greenwood, SC 29649 1450A+5.0 ★Texas Ratio: 3.29% IRA Savings at 0.30% APY, Peach State Federal Credit UnionPeach State Federal Credit Union1536 Edgefield St, Greenwood, SC 29646 4022A+5.0 ★Texas Ratio: 3.33% Savings Account Tier I at 0.15% APY, Emerald Credit Association Federal Credit UnionEmerald Credit Association Federal Credit Union2117 Kateway, Greenwood, SC 29646A+5.0 ★Texas Ratio: 1.53% Share Savings Account at 0.05% APY, and Wells FargoWells Fargo105 Main St N, Greenwood, SC 29646A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Greenwood, South Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Greenwood, South Carolina (SC) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Greenwood, South Carolina and the surrounding area. Last Updated and Verified: March 29, 2026

Compare the Best Savings Rates in Greenwood, South Carolina & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Parda Premier Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Parda Premier Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1000 Montague Ave, Greenwood, SC 29649 1450
IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Parda Premier Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Parda Premier Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Parda Premier Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
All IRA Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
1536 Edgefield St, Greenwood, SC 29646 4022
Savings Account Tier I
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1000 Montague Ave, Greenwood, SC 29649 1450
Regular Savings, Secondary Savings, Youth Savings*
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
1536 Edgefield St, Greenwood, SC 29646 4022
Savings Account Tier III
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1000 Montague Ave, Greenwood, SC 29649 1450
Regular Savings
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1000 Montague Ave, Greenwood, SC 29649 1450
Secondary Savings
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1000 Montague Ave, Greenwood, SC 29649 1450
Youth Savings
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
1536 Edgefield St, Greenwood, SC 29646 4022
Savings Account Tier II
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Emerald Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2117 Kateway, Greenwood, SC 29646
Share Savings Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Business Savings
0.05%
$20,000
Rate0.05%
Min Deposit$20,000
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Regular Savings
0.05%
$20,000
Rate0.05%
Min Deposit$20,000
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
105 Main St N, Greenwood, SC 29646
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Regular Savings
0.03%
$5,000
Rate0.03%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Business Savings
0.03%
$5,000
Rate0.03%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Classic Savings
0.03%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Health Savings Account
0.02%
$100
Rate0.02%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Emerald Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2117 Kateway, Greenwood, SC 29646
Share Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Emerald Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2117 Kateway, Greenwood, SC 29646
Christmas/Vacation Club Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
All Other Savings Accounts
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Business Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC 29649
Regular Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC 29301
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC 29301
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $25,000.00

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC 29607 5346
High-Yield VIP Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
611 W County Line Rd, Greenwood, IN 46142
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 S Madison Ave, Greenwood, IN 46142
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC 29615
High Yield Savings Account
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC 29615
High Yield Rewards Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $25,000

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC 29707
High-Yield Savings Account
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
9726 Old Bailes Rd, Fort Mill, SC 29707
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
611 W County Line Rd, Greenwood, IN 46142
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
Statement Savings
1.77%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Greenwood, SC Savings Rate Trends

Compare local Greenwood, SC savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Savings Trends →
High-Yield Savings — SC Avg
0.806%
▼ 0.618 from last week

South Carolina high-yield savings rates fell 0.618 points this week to 0.806% APY, down from 1.424% last week.

Standard Savings — SC Avg
0.510%
▼ 1.282 from last week

South Carolina standard savings rates fell 1.282 points this week to 0.510% APY, down from 1.792% last week.

As of Mar 31, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Greenwood, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Greenwood, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Greenwood, South Carolina

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in South Carolina, help your money grow faster through a higher APY.

Are savings accounts in Greenwood, South Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.

How often do savings rates change in Greenwood, South Carolina?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Greenwood, South Carolina may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Greenwood, South Carolina?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Greenwood, South Carolina offer in-person customer service, which some customers prefer.

How do I open a savings account in Greenwood, South Carolina?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Greenwood, South Carolina

Here are recent savings rates observed in Greenwood, South Carolina and the surrounding area:
  • Parda Federal Credit Union
    Parda Premier Savings — 0.40% APY
  • South Carolina State Federal Credit Union
    IRA Savings — 0.30% APY
  • Peach State Federal Credit Union
    Savings Account Tier I — 0.15% APY
  • Emerald Credit Association Federal Credit Union
    Share Savings Account — 0.05% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Greenwood, South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026