South Carolina Savings Rate Trends
Track current and weekly average savings account APYs across all products in South Carolina, view interactive rate trend charts, and compare SC APYs against the national average.
Current South Carolina Savings Rate Trends
High-Yield Savings APYs in South Carolina held steady this week at an average of 3.218%. SC APYs are unchanged from the prior week, reflecting a period of stability in local deposit conditions.
At 3.218%, South Carolina's High-Yield Savings APY sits +1.177 above the current national average of 2.041%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in SC.
The Standard Savings APY in South Carolina currently averages 0.229%, compared to 0.230% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The South Carolina savings account rate averages displayed on this page are calculated from 207 verified savings rate quotes collected across 49 banks and credit unions actively operating in South Carolina. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across South Carolina. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in SC.
Data reflects average APYs offered by licensed institutions operating in SC. Last Updated: April 18, 2026
South Carolina Savings Rate Trends
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
South Carolina savings rate averages compiled from 207 current savings rates across 49 banks and credit unions operating in SC — updated daily.
As of Apr 18, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering South Carolina financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical SC savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/savings-account-rates/south-carolina/trends. For custom data pulls, contact us here.
