American Fork, Utah (UT) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for American Fork, Utah and the surrounding area include UTAH COMMUNITYUTAH COMMUNITY196 N West State Rd, American Fork, UT 84003C3.8 ★Texas Ratio: 29.46% Money Market Savings at 3.55% APY, Central Bank Provo, UTCentral Bank Provo, UT175 E Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 0.40% YOUth Smart Savings Account (Ages 0-18) at 2.52% APY, Utah First Federal Credit UnionUtah First Federal Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 2.03% IRA Share at 0.75% APY, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.12% Share Savings at 0.05% APY, and Mountain America Federal Credit UnionMountain America Federal Credit Union893 W State Rd, American Fork, UT 84003 9731A5.0 ★Texas Ratio: 11.38% Savings accounts at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in American Fork, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in American Fork, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in American Fork, Utah and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in American Fork, Utah & Surrounding Communities
Qualifying balance up to $10,000.00
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $2,000
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
American Fork, UT Savings Rate Trends
Compare local American Fork, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 1.099 points this week to 1.199% APY, up from 0.100% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for American Fork, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in American Fork, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in American Fork, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in American Fork, Utah safe?
How often do savings rates change in American Fork, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in American Fork, Utah?
How do I open a savings account in American Fork, Utah?
Best Savings Rates in American Fork, Utah
- UTAH COMMUNITY
Money Market Savings — 3.55% APY - Central Bank Provo, UT
YOUth Smart Savings Account (Ages 0-18) — 2.52% APY - Utah First Federal Credit Union
IRA Share — 0.75% APY - America First Federal Credit Union
Share Savings — 0.05% APY - Mountain America Federal Credit Union
Savings accounts — 0.05% APY
