Utah Savings Rate Trends
Track current and weekly average savings account APYs across all products in Utah, view interactive rate trend charts, and compare UT APYs against the national average.
Current Utah Savings Rate Trends
High-Yield Savings APYs in Utah rose by +0.013 this week, pushing the current average APY to 3.836%. Savers depositing in UT are now earning more than they would have last week, when the average stood at 3.823%.
At 3.836%, Utah's High-Yield Savings APY sits +1.810 above the current national average of 2.027%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in UT.
The Standard Savings APY in Utah currently averages 1.458%, compared to 1.451% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Utah savings account rate averages displayed on this page are calculated from 283 verified savings rate quotes collected across 50 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across Utah. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in UT.
Data reflects average APYs offered by licensed institutions operating in UT. Last Updated: June 3, 2026
Utah Savings Rate Trends
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
Utah savings rate averages compiled from 283 current savings rates across 50 banks and credit unions operating in UT — updated daily.
As of Jun 3, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Utah financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical UT savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/savings-account-rates/utah/trends. For custom data pulls, contact us here.
