South Jordan, Utah (UT) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for South Jordan, Utah and the surrounding area include Cyprus Federal Credit UnionCyprus Federal Credit Union11328 S Jordan Gtwy, South Jordan, UT 84095 4112A+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY, Granite Federal Credit UnionGranite Federal Credit Union10507 S Redwood Rd, South Jordan, UT 84095 8504A+5.0 ★Texas Ratio: 2.83% YoungInvestor Savings at 5.00% APY, Chartway Credit UnionChartway Credit Union3557 W 9800 S, South Jordan, UT 84095A+5.0 ★Texas Ratio: 1.26% Smart Steps Savings at 4.50% APY, Deseret First Federal Credit UnionDeseret First Federal Credit Union10588 S Redwood Rd, South Jordan, UT 84095A5.0 ★Texas Ratio: 7.12% Mission Savings Fund at 3.50% APY, and Utah First Federal Credit UnionUtah First Federal Credit Union3642 W 11400 S, South Jordan, UT 84095A+5.0 ★Texas Ratio: 2.03% IRA Share at 0.75% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in South Jordan, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in South Jordan, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in South Jordan, Utah and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in South Jordan, Utah & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $5,000.00
Standard Rate*
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
$15 outgoing wire fee
on all balance tiers
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
South Jordan, UT Savings Rate Trends
Compare local South Jordan, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 0.615 points this week to 1.194% APY, up from 0.579% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for South Jordan, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Jordan, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in South Jordan, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in South Jordan, Utah safe?
How often do savings rates change in South Jordan, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in South Jordan, Utah?
How do I open a savings account in South Jordan, Utah?
Best Savings Rates in South Jordan, Utah
- Cyprus Federal Credit Union
Dream Round Up Savings — 10.00% APY - Granite Federal Credit Union
YoungInvestor Savings — 5.00% APY - Chartway Credit Union
Smart Steps Savings — 4.50% APY - Deseret First Federal Credit Union
Mission Savings Fund — 3.50% APY - Utah First Federal Credit Union
IRA Share — 0.75% APY
