Vernal, Utah (UT) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Vernal, Utah and the surrounding area include Grand Valley BankGrand Valley Bank121 W Main St, Vernal, UT 84078A5.0 ★Texas Ratio: 11.80% Savings Accounts at 1.35% APY, Utah Power Credit UnionUtah Power Credit Union92 N Vernal Ave, Vernal, UT 84078 2104A+5.0 ★Texas Ratio: 1.01% Regular Shares at 0.55% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union1818 W Highway 40, Vernal, UT 84078 4119A5.0 ★Texas Ratio: 11.38% Secondary savings at 0.05% APY, Wells FargoWells Fargo3 E Main St, Vernal, UT 84078A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Nebo Credit UnionNebo Credit Union730 E 300 S, Springville, UT 84663A+5.0 ★Texas Ratio: 4.02% Dream Round Up Savings at 10.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Vernal, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Vernal, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Vernal, Utah and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Vernal, Utah & Surrounding Communities
Qualifying balance up to $249,999.99
*The Board of Directors has declared a dividend on earnings for the fourth quarter of 2024 payable January 1, 2025. Fees may reduce earnings.
Qualifying balance up to $99,999.99
*The Board of Directors has declared a dividend on earnings for the fourth quarter of 2024 payable January 1, 2025. Minimum deposit of $5.00. Fees may reduce earnings.
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Standard Rate*
Earn 10x the National Average2
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Withdrawals: IRA Restrictions
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Vernal, UT Savings Rate Trends
Compare local Vernal, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 1.099 points this week to 1.199% APY, up from 0.100% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Vernal, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vernal, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Vernal, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Vernal, Utah safe?
How often do savings rates change in Vernal, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Vernal, Utah?
How do I open a savings account in Vernal, Utah?
Best Savings Rates in Vernal, Utah
- Grand Valley Bank
Savings Accounts — 1.35% APY - Utah Power Credit Union
Regular Shares — 0.55% APY - Mountain America Federal Credit Union
Secondary savings — 0.05% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Nebo Credit Union
Dream Round Up Savings — 10.00% APY
