Woods Cross, Utah (UT) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Woods Cross, Utah and the surrounding area include Prime Alliance BankPrime Alliance Bank1868 S 500 W, Woods Cross, UT 84010D3.1 ★Texas Ratio: 37.64% Business Savings Account at 3.75% APY, Horizon Utah Federal Credit UnionHorizon Utah Federal Credit Union1589 S 500 W, Woods Cross, UT 84010A5.0 ★Texas Ratio: 6.06% TRAD IRA SHARE at 2.60% APY, Utah First Federal Credit UnionUtah First Federal Credit Union1520 S 500 W, Woods Cross, UT 84010 7414A+5.0 ★Texas Ratio: 2.03% IRA Share at 0.75% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union1849 S 500 W, Woods Cross, UT 84010 7468A5.0 ★Texas Ratio: 11.38% Primary savings at 0.05% APY, and Wells FargoWells Fargo2493 S Wildcat Way, Woods Cross, UT 84010A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Woods Cross, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Woods Cross, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Woods Cross, Utah and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Woods Cross, Utah & Surrounding Communities
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $5,000.00
Qualifying balance up to $2,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Standard Rate*
Earn 10x the National Average2
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Woods Cross, UT Savings Rate Trends
Compare local Woods Cross, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 1.099 points this week to 1.199% APY, up from 0.100% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Woods Cross, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woods Cross, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Woods Cross, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Woods Cross, Utah safe?
How often do savings rates change in Woods Cross, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Woods Cross, Utah?
How do I open a savings account in Woods Cross, Utah?
Best Savings Rates in Woods Cross, Utah
- Prime Alliance Bank
Business Savings Account — 3.75% APY - Horizon Utah Federal Credit Union
TRAD IRA SHARE — 2.60% APY - Utah First Federal Credit Union
IRA Share — 0.75% APY - Mountain America Federal Credit Union
Primary savings — 0.05% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
