|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Community Focus Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Community Focus Federal Credit Union's 13-Month CD Special rates are at 4.25%, 6 Month CD rates are at 3.75%, 1 Year CD rates are at 3.50%, 5 Year CD rates are at 3.00%, 2 Year CD rates are at 2.75%. Community Focus Federal Credit Union's savings rates are at 0.05%. Community Focus Federal Credit Union's money market rates are at 0.40%. Community Focus Federal Credit Union's Personal Loan Rates are at 4.69%. MonitorBankRates evaluates the financial stability of Community Focus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.67%. Rates were last updated on 04/18/2026. Community Focus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Focus Federal Credit Union? Share your experience about Community Focus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Focus Federal Credit Union. Community Focus Federal Credit Union
Community Focus Federal Credit Union 18925 Telegraph Rd
https://www.communityfocusfcu.org Brownstown, MI 48174 9546 
Community Focus Federal Credit Union CD Rates
Community Focus Federal Credit Union Savings Rates
Community Focus Federal Credit Union Money Market Rates
Community Focus Federal Credit Union Checking Rates
Community Focus Federal Credit Union Home Equity & HELOC
Community Focus Federal Credit Union Auto Loan Rates
Community Focus Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Focus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Focus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Focus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Focus Federal Credit Union
Address
18925 Telegraph Rd,
Brownstown, MI 48174 9546
Phone
734-281-3900
Fax
734-281-2364
President
Harry Roesch
CEO
Andrew Gregoire
Full-Time Employees
21
Part-Time Employees
1
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.67%
Return on Assets (ROA)
0.0424%
Return on Equity (ROE)
0.2754%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
65,210,974
Total Amount of Shares and Deposits
54,660,988
Total Shares and Deposits < 1 Year
53,823,595
Total Shares and Deposits 1 3 Years
314,942
Total Shares and Deposits > 3 Years
522,451
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,417,083
Total Uninsured Shares and Deposits > $250K (F+J)
1,417,083
Total Insured Shares and Deposits > $250K (item 17 less item K)
53,243,905
Total Interest Expense (Sum of items 6 8)
302,490
Share Certificates
253
Number of Accounts for Share Drafts
2,484
IRA KEOGH Accounts
79
Number of Accounts for Regular Shares
4,929
Non Member Deposits
4
Money Market Shares
168
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
904,488
Total Liabilities
55,360,794
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Focus Federal Credit UnionIs Community Focus Federal Credit Union a safe place to deposit money?Yes, Community Focus Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6707379793633%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Focus Federal Credit Union operate?Community Focus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Focus Federal Credit Union?Yes, to access services at Community Focus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Focus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Focus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Focus Federal Credit Union offer online and mobile banking?Most modern institutions like Community Focus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfocusfcu.org. Current Community Focus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Longview Federal Credit Union
Members Credit Union
Two Rivers Federal Credit Union
Decatur Earthmover Credit Union
Twin Rivers Federal Credit Union
OPC Federal Credit Union
Credit Union Advantage Credit Union
Estacado Federal Credit Union FCU
Service First Federal Credit Union
SchoolsFirst Federal Credit Union
Members Financial Federal Credit Union
Members Preferred Credit Union
Alleg Kiski Postal Federal Credit Union
Power Financial Credit Union
MyPoint Credit Union
BS and CP Hospitals Employees Federal Credit Union
PEPCO Federal Credit Union
DC Federal Credit Union
Chadron Federal Credit Union
PCM Credit Union
Alive Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
