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Gateway Bank Mendota Heights, MN Rates & Review April 2026

Gateway Bank Mendota Heights, MN's Certificates of Deposit (CD) 6-Month rates are at 3.80%, Certificates of Deposit (CD) 13-Month rates are at 3.75%, Certificates of Deposit (CD) 12-Month rates are at 3.70%, Certificates of Deposit (CD) 9-Month rates are at 3.65%, Certificates of Deposit (CD) 8-Month rates are at 3.60%. Gateway Bank Mendota Heights, MN's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Gateway Bank Mendota Heights, MN with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026.

Gateway Bank Mendota Heights, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gateway Bank Mendota Heights, MN? Share your experience about Gateway Bank Mendota Heights, MN by leaving a review below, or read customer reviews before you decide to use Gateway Bank Mendota Heights, MN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Gateway Bank Mendota Heights, MN
745 Market St
Mendota Heights, MN 55118
https://www.gateway.bank
Member FDIC

Gateway Bank Mendota Heights, MN CD Rates

Product Rate APY Term View More
Certificates of Deposit (CD) 6 Month 3.77% 3.80% 6
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 13 Month 3.70% 3.75% 13
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 12 Month 3.65% 3.70% 12
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 9 Month 3.63% 3.65% 9
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 8 Month 3.58% 3.60% 8
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 15 Month 3.06% 3.09% 15
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 3 Month 2.97% 3.00% 3
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 60 Month 2.38% 2.40% 60
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 48 Month 2.33% 2.35% 48
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 36 Month 2.28% 2.30% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 24 Month 2.23% 2.25% 24
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit (CD) 18 Month 2.08% 2.10% 18
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Gateway Bank Mendota Heights, MN Savings Rates

Product Rate APY View More
Treasury Savings 2.55% 2.58%
Min Deposit $10,000
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Savings 0.30% 0.30%
Min Deposit $10,000
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.25% 0.25%
Min Deposit $1,000
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Savings 0.20% 0.20%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.10% 0.10%
Min Deposit $1,000
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Savings 0.10% 0.10%
Min Deposit $10,000
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings 0.05% 0.05%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Savings 0.05% 0.05%
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Gateway Bank Mendota Heights, MN Money Market Rates

Product Rate APY View More
Money Market Savings 0.25% 0.25%
Min Deposit $1,000
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.10% 0.10%
Min Deposit $1,000
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Gateway Bank Mendota Heights, MN Checking Rates

Product Rate APY View More
Treasury Checking 0.15% 0.15%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Checking 0.10% 0.10%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
50 + Checking 0.05% 0.05%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Interest Checking 0.05% 0.05%
Min Deposit $100
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Treasury Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Gateway Bank Mendota Heights, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Gateway Bank Mendota Heights, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gateway Bank Mendota Heights, MN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Gateway Bank Mendota Heights, MN
Bank Holding Company GATEWAY BCORP INC
Address 745 Market St, Mendota Heights, MN 55118  ·  Dakota
FDIC Certificate # 57644
Established 01/20/2004
FDIC Insurance Date 01/20/2004
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5808%
Return on Equity (ROE) 16.3300%
Non-Performing Loans (NPL) 0.00%
Total Assets $301,455,000
Total Deposits $263,071,000
Equity Capital $31,865,000
Net Income $3,955,000
Headquarters Mendota Heights
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

zhkh
★★★★★
December 17, 2025
qhLR
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Gateway Bank Mendota Heights, MN

Is Gateway Bank Mendota Heights, MN a safe place to deposit money?

Yes, Gateway Bank Mendota Heights, MN is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Gateway Bank Mendota Heights, MN operate?

Gateway Bank Mendota Heights, MN currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Gateway Bank Mendota Heights, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gateway Bank Mendota Heights, MN provides members with tools to manage their accounts and build a solid financial history.

Does Gateway Bank Mendota Heights, MN offer online and mobile banking?

Most modern institutions like Gateway Bank Mendota Heights, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gateway.bank.

Current Gateway Bank Mendota Heights, MN Rates

  • 12-Month CD3.70%
  • 18-Month CD2.10%
  • 24-Month CD2.25%
  • 36-Month CD2.30%
  • 48-Month CD2.35%
  • 60-Month CD2.40%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.