Heartland State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Heartland State BankToday's 12-month CD rates can be found at 1.25%, 6-month CD rates at 3.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.94%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Heartland State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heartland State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heartland State Bank CD rates. You can also compare Heartland State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Heartland State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heartland State Bank? Share your experience about Heartland State Bank by leaving a review below, or read customer reviews before you decide to use Heartland State Bank.

Heartland State Bank Texas Ratio

Heartland State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Heartland State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heartland State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heartland State Bank
302 E 7th Ave
Redfield, SD 57469
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Heartland State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Advantage Savings (Member Advantage)
5.64%
$5
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Checking
5.00%
$0
Financial Federal Bank
Financial Federal Bank
12-Month CD
4.20%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD
4.08%
$100
Logansport Savings Bank
Logansport Savings Bank
6-Month CD
4.04%
$1,000
First Bank Hampton
First Bank Hampton
12-Month CD
4.00%
$1,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
12-Month CD
4.00%
$5,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD
3.98%
$100
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
3.85%
$10,000
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.80%
$500
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
3.67%
$500
AAC Credit Union
AAC Credit Union
24-Month CD
3.55%
$500
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.51%
$500
EvaBank
EvaBank
24-Month CD
3.50%
$1,000
Pathway Bank
Pathway Bank
48-Month CD
3.35%
$1,000
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
36-Month CD
3.00%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
2.50%
$500
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Institution for Savings
Institution for Savings
12-Month CD
2.25%
$500
1st Gateway Credit Union
1st Gateway Credit Union
48-Month CD
2.20%
$1,000
Shoreham Bank
Shoreham Bank
12-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
60-Month CD
1.91%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
24-Month CD
1.75%
$50
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
1.75%
$150,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
1.00%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Money Market
1.00%
$20,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
NOW Checking
0.75%
$1,000
Hilltop National Bank
Hilltop National Bank
3-Month CD
0.75%
$1,000
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
Seamens Bank
Seamens Bank
Money Market
0.50%
$2,500
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.50%
$2,500
Seamens Bank
Seamens Bank
48-Month CD
0.40%
$1,000
MVSB
36-Month CD
0.30%
$500
Benchmark Community Bank
Benchmark Community Bank
Business Money Market
0.25%
$100
Century SLA
Century SLA
Statement Savings
0.20%
$1
Sacramento Deposit Bank
Sacramento Deposit Bank
Money Market
0.15%
$2,500
The Bank of New Glarus
The Bank of New Glarus
Savings
0.10%
$0
North Shore Bank
North Shore Bank
Statement Savings
0.08%
$0
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
North Central Bank
North Central Bank
Statement Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Heartland State Bank rate data right now, check back for updates, we are adding rates all the time.

Heartland State Bank Information

Heartland State Bank
302 E 7th Ave
Redfield, SD 57469
Spink
Established Date: 01/01/1909
FDIC Certificate #: 9007
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WESSINGTON BANKSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Heartland State Bank FDIC Insured? Yes
What is Heartland State Bank's Cert number? 9007
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heartland State Bank Financials

Total Assets:
$151,709,000
Total Deposits:
$127,397,000
Equity Capital:
$11,460,000
Domestic Deposits:
$127,397,000
Net Income:
$846,000
Return on Assets:
1.9893%
Quarterly Return on Assets:
2.2200%
Pretax Return on Assets:
2.3531%
Pretax Quarterly Return on Assets:
2.3500%
Return on Equity:
28.5000%
Quarterly Return on Equity:
29.9100%
Common Equity Tier 1 Capital Ratio:
12.2637%
Tier 1 Risk-Based Capital Ratio:
12.2637%
Leverage Tier 1 (Core Capital) Ratio:
9.7200%
Total Risk-Based Capital Ratio (YTD):
13.0785%
Total Interest Income (YTD):
5.3241%
 
 
Headquarters:
Redfield
FDIC Field Office:
Sioux Falls
Regulator:
FDIC
County:
Spink
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates on 30 year loans are slightly higher this week after hitting a new low for 2014. 30 year mortgage rates today are averaging 4.15 percent, up from the previous week's average 30 year rate of 4.08 percent. During the past week, average 30 year rates hit a new low for 2014 at 4.00 percent.
The personal savings rate, not to be confused with savings account rates, increased again this past January. The report Personal Income and Outlays for January 2015, released by Bureau of Economic Analysts, showed the Personal Savings Rate increased to 5.5 percent in January. The rate is up 0.5 percent since December and up 1.00 percent since November 2014.

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