Liberty Bank Geraldine, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Liberty Bank Geraldine, ALToday's 12-month CD rates can be found at 2.99%, 6-month CD rates at 3.50% and 3-month CD rates at 0.35%. Current savings rates are at 0.10% and money market rates are at 3.56%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Liberty Bank Geraldine, AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Liberty Bank Geraldine, AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Liberty Bank Geraldine, AL CD rates. You can also compare Liberty Bank Geraldine, AL savings rates, MMA rates and mortgage rates using our other rate lists.

Liberty Bank Geraldine, AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank Geraldine, AL? Share your experience about Liberty Bank Geraldine, AL by leaving a review below, or read customer reviews before you decide to use Liberty Bank Geraldine, AL.

Liberty Bank Geraldine, AL Texas Ratio

Liberty Bank Geraldine, AL's Texas Ratio is at 2.08%, which is considered excellent. The Texas Ratio for Liberty Bank Geraldine, AL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Liberty Bank Geraldine, AL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Liberty Bank Geraldine, AL
40956 Alabama Highway 75
Geraldine, AL 35974
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Liberty Bank Geraldine, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Kanza Bank
Kanza Bank
High Interest Checking
5.00%
$25
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
4.65%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
4.25%
$1,000
Regent Bank (OK)
Regent Bank (OK)
12-Month CD
4.15%
$1,000
Logansport Savings Bank
Logansport Savings Bank
6-Month CD
4.04%
$1,000
Iron Workers SB
Iron Workers SB
18-Month CD
4.00%
$500
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD
3.87%
$500
Yakima Federal S&L
Yakima Federal S&L
18-Month CD
3.75%
$500
Bank Midwest
Bank Midwest
24-Month CD
3.75%
$500
Bank of Vici
Bank of Vici
3-Month CD
3.61%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
Alliance Community Bank
Alliance Community Bank
48-Month CD
3.30%
$1,000
Milford Federal Bank
Milford Federal Bank
12-Month CD
3.25%
$1,000
Karnes County National Bank
Karnes County National Bank
3-Month CD
2.78%
$1,000
Lee Bank
Lee Bank
36-Month CD
2.75%
$500
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
48-Month CD
2.75%
$500
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.61%
$1,000
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
First Southern Bank
First Southern Bank
24-Month CD
2.42%
$1,000
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
Bank of Kampsville
Bank of Kampsville
60-Month CD
2.04%
$1,000
PSB of Rhineland
PSB of Rhineland
60-Month CD
2.02%
$1,000
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
Montgomery Bank
Montgomery Bank
eBlue Savings
2.01%
$0
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
36-Month CD
2.00%
$1,000
Grand Timber Bank
Grand Timber Bank
6-Month CD
1.51%
$2,500
The Bank of New Glarus
The Bank of New Glarus
48-Month CD
1.40%
$1,000
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
The Bank of Tescott
The Bank of Tescott
Legacy Money Market
1.13%
$500,000
Bank of Kampsville
Bank of Kampsville
36-Month CD
1.00%
$1,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
36-Month CD
0.65%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD (Jumbo)
0.60%
$100,000
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.50%
$2,500
Maspeth Federal S&L
Maspeth Federal S&L
Savings
0.50%
$100
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.40%
$500
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
Peoples First Savings Bank
Peoples First Savings Bank
12-Month CD
0.30%
$500
PeoplesBank
PeoplesBank
48-Month CD
0.30%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
0.25%
$500
Bangor Savings Bank
Bangor Savings Bank
Benefit Money Market
0.25%
$5,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Savings
0.20%
$25
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Money Market
0.20%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
Southwest Missouri Bank
Southwest Missouri Bank
Regular Savings
0.10%
$100
Applied Bank
Applied Bank
60-Month CD
0.05%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Main Savings
0.05%
$50
Bank of Magnolia
Bank of Magnolia
Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Liberty Bank Geraldine, AL rate data right now, check back for updates, we are adding rates all the time.

Liberty Bank Geraldine, AL Information

Liberty Bank Geraldine, AL
40956 Alabama Highway 75
Geraldine, AL 35974
De Kalb
Established Date: 05/29/1971
FDIC Certificate #: 20429
Date of FDIC Deposit Insurance: 05/29/1971
Bank Holding Company: FIRST BCORP OF GERALDINE INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Liberty Bank Geraldine, AL FDIC Insured? Yes
What is Liberty Bank Geraldine, AL 's Cert number? 20429
What is the maximum amount for insured deposits? $250,000 per holder, per account

Liberty Bank Geraldine, AL Financials

Total Assets:
$201,643,000
Total Deposits:
$179,271,000
Equity Capital:
$21,218,000
Domestic Deposits:
$179,271,000
Net Income:
$595,000
Return on Assets:
1.3315%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.5992%
Pretax Quarterly Return on Assets:
1.6000%
Return on Equity:
12.8700%
Quarterly Return on Equity:
11.3700%
Leverage Tier 1 (Core Capital) Ratio:
12.0488%
Total Interest Income (YTD):
5.4113%
 
 
Headquarters:
Geraldine
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
De Kalb
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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