Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 3.61% and 3-month CD rates at 0.20%. Current savings rates are at 3.85% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 14.74%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Salem Five Direct's 6-Month CD rates are at 3.70%, 24-Month CD rates are at 3.15%, 18-Month CD rates are at 3.15%, 12-Month CD rates are at 3.15%, 60-Month CD rates are at 0.50%. Salem Five Direct's savings rates are at 4.25%.
To see how these rates compare to Salem Five Direct CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Salem Five Direct, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Salem Five Direct CD rates. You can also compare Salem Five Direct savings rates, MMA rates and mortgage rates using our other rate lists.
Salem Five Direct money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salem Five Direct? Share your experience about Salem Five Direct by leaving a review below, or read customer reviews before you decide to use Salem Five Direct.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Salem Five Direct Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Salem Five CD rates were increased overnight and as a result are a lot more competitive. The largest increase was on 4 year CD rates from Salem Five which were increased from 1.75 percent to 3.00 percent.30 month CD rates had the second largest rate increase from 1.30 percent to 2.50 percent. 2 year CD rates at Salem Five had the third biggest rate increase of 1.10 percent to 2.50 percent.3 year CD rates and 5 year CD rates at Salem Five were increased from 2.00 percent to 3.00 percent. Salem Five IRA CD rates were also increased to the same amounts for all the CD terms listed above. See how other bank's CD rates compare with Salem Five CD Rates. Read more...
Salem Five Direct savings rates are one of the best savings rates available today. Savings rates at Salem Five Direct are currently at 2.05 percent with only a $100 minimum opening deposit. Compare Salem Five Direct savings rates with other bank savings rates. Read more...
The best online savings rates continue to move higher for May 2018 and heading into June 2018. For about a decade now, we have been talking about online savings rates and money market rates moving lower. Then finally, about 18 months ago, we started writing about interest rates moving higher.Online savings rates moved higher the past 18 months because the Federal Reserve increased the federal funds rate six times. Those six rate increases totaled 1.50 percent, which brought the rate up to a targeted range of 1.50 percent to 1.75 percent. If you're wondering how the rate could only be at 1.50 percent when the total increases were 1.50 percent, that's because the rate was near zero percent!You also might be wondering what the fed funds rate and what does it have to do with online savings rates. The fed funds rate is the rate that banks and credit unions lend reserve balances to other institutions overnight. Banks and credit unions also set consumer rates for deposits and loans using the fed funds rate. Read more...
Online savings account rates increased again this month and have hit a milestone. The best online savings rates hit 1.49 percent with an APY of 1.50 percent, a new high for 2017. Savings rates moved higher in December because the Federal Reserve increased the fed funds rate.The fed funds rate was increased by 25 basis points during the Fed's December meeting. The new targeted range for the fed funds rate is 1.25 percent to 1.50 percent. You can see a history of fed funds rate increases and decreases since 2003 at Fed Funds Rate History.The largest banks are offering savings rates even less than 0.15 percent. Chase Bank's Chase Savings rate is at a paltry 0.01 percent. They clearly have no interest in attracting deposits by offering a rate of 0.01 percent. Read more...
The current national average savings account rate is at 0.20% but you can find savings account rates higher than the averages. Right now on our national savings rates list several banks including American Express Bank and Discover Bank are offering savings rates at 1.00% with a savings yield of 1.00%.That rate is more than 5 times the national average. Other banks offering rates at 1.00% include Salem Five Direct, First Internet Bank of IN, Nationwide Bank, ING Direct and Sallie Mae Bank.Savings account rates at Ally Bank are slightly below at .099% with a savings account yield of 0.99%. If you're interested in money market rates Ally Bank is also offering MMA rates at 0.99% with a yield of 0.99%. Read more...
Savings account rates continue to decline. The current average savings rate as reported by MonitorBankRates.com is only 0.22% . There are rates higher than the average rates. Right now savings account rates list Sallie Mae Bank has the best rate. Sallie Mae is offering savings rates at 1.14% with a savings yield of 1.15%.Find the best savings account rates and money market account rates by searching our rate tables here: Best Savings Account RatesRead more...
Right now on our savings rate list in Miami, Florida, the best savings account rate is 1.14% with a yield of 1.15%. American Express Bank, Sallie Mae Bank and Discover Bank's savings account rates are all at 1.14% with a yield of 1.15%. That rate might not be that high historically speaking but it is about 5 times the current national average rate of 0.231% as reported by Monitor Bank Rates.Find the highest savings account rates and money market account rates at SavingsAccount.MonitorBankRates.com. Read more...
Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.Looking for the best rates? Search our savings rate/MMA rate tables to find the best rates in your state or zip code: SavingsAccount.MonitorBankRates.com.Right now three different banks are listing having the best savings account rate in California. Discover Bank, American Express Bank and Sallie Mae Bank are all offering online savings account rates at 1.14% with a savings yield of 1.15%. Read more...
We searched our savings interest rate table in Texas to find the highest savings account rates. Currently, on our rate list for Texas Tennessee Commerce Bank (TCB) has the best rate. TCB's current savings account rate is 1.49% with a savings yield of 1.50%. To earn this rate you need to also have a checking account with TCB.Search our savings rates list in your state at SavingsAccount.MonitorBankRates.com to find the highest savings rates. The second best savings rate on our list is from Salem Five Direct (SFD) at 1.24% with a yield of 1.25%. To earn this rate and yield you also need a checking account with SFD. Read more...
Right now on our savings account rates table of the best national rates American Express Bank, Discover Bank and Sallie Mae Bank all have the highest savings rate. All three financial institutions are currently offering savings rates at 1.14% with a savings yield of 1.15%.You too can search our savings rate tables at SavingsAccount.MonitorBankRates.com for the best savings rates in your state. Regular savings rates, rewards savings rates and online savings account rates are listed from local and national financial institutions.There are two banks listed that have higher rates but those two banks require you to also have a checking account with them to earn the rate and yield. If you're interested in these "reward" savings accounts Tennessee Commerce Bank is offering a rewards savings rate of 1.49% with a rewards yield of 1.50%. Salem Five Direct's reward rate is 1.24% with a yield of 1.25%. Read more...
Right now Tennessee Commerce Bank has the highest yield savings account on our list in New York. Tennessee Commerce Bank's savings rate is 1.49% with an APY of 1.50%. You must have a checking account with the bank in order to earn the rate and yield. That rate is almost seven times the national average rate of .022% as reported by MonitorBankRates.com.The second best savings rate on our list is another "rewards" savings account. Salem Five Direct is offering a rate of 1.24% with an APY of 1.25%. The minimum opening deposit for a savings account at Salem Five Direct is only $1.If you're not interested in opening a checking account to get a higher yield Sterling National Bank is offering rates at 1.20% with an APY of 1.21%. The minimum opening deposit for a savings account at Sterling National is $2,500. Read more...
Currently on our savings account rates list for Escondido, California, Tennessee Commerce Bank has the best savings account rate. Tennessee Commerce Bank is offering a high yield savings rate of 1.49 percent with a savings yield of 1.50 percent. To earn the savings rate and savings yield at Tennessee Commerce Bank you must also have a checking account with TCB.Find the best savings rates in your area by searching our rate lists at SavingsAccount.MonitorBankRates.com.The second best savings interest rate on our list in Escondido, California is from Discover Bank. The bank's current online savings account rate is 1.19 percent with a savings interest yield of 1.20 percent. Read more...
Right now on our savings interest rate list for Miami, Florida, Tennessee Commerce Bank has the highest savings rate. Tennessee Commerce Bank is currently offering savings rates of 1.49 percent with a savings account yield of 1.50 percent. That rate is a lot higher than the current national average savings rate of 0.248 percent for account balances of at least $2,500 as reported by Monitor Bank Rates. To earn the rate and yield at Tennessee Commerce Bank you must also have a checking account with them.The second best savings rate on our list in Miami, FL is from Discover Bank. Discover is currently offering their online savings account with rates at 1.19 percent with a savings yield of 1.20 percent.The third highest rate for Miami is from American Express Bank. The bank is offering online savings interest rates at 1.14 percent with an online yield of 1.15 percent. Read more...
Right now on our savings interest rate list in Orlando, Florida, Tennessee Commerce Bank has the best savings rate. Tennessee Commerce Bank is currently offering savings rates at 1.49 percent with a savings account yield of 1.50 percent. That rate beats the current national average savings rate of 0.248 percent for account balances of at least $2,500 as reported by Monitor Bank Rates. You must have a checking account with Tennessee Commerce Bank to earn the rate and yield.The second highest savings rate on our list in Orlando, FL is from Discover Bank. The bank is offering online savings rates at 1.19 percent with an online savings yield of 1.20 percent.The third best rate on our list of rates in Orlando is from American Express Bank. The banking arm of the credit card company is offering online savings interest rates at 1.14 percent with a yield of 1.15 percent. Read more...
Right now on our savings account rate list in San Diego, California, American Express Bank has the highest interest rate. American Express Bank is offering a rate of 1.29 percent and a yield of 1.30 percent on their online savings account. Sallie Mae Bank has the second best interest rate on our list. Sallie Mae’s current savings rate is 1.24 percent with a yield of 1.25 percent.Coming in with the third best rate on our list in San Diego is Discover Bank. The bank's current rate on their online savings account is 1.24 percent with an online savings account yield of 1.25 percent.WTDirect and Flagstar Bank have the fourth highest interest rate. Both banks are currently offering rates at 1.10 percent with bank savings yields of 1.11 percent. Read more...
On our savings account rate list in Phoenix, Arizona, American Express Bank has the best rate. American Express Bank's current savings rate is 1.29 percent with a savings yield of 1.30 percent. Coming in with the second highest rate on our list is Sallie Mae Bank. Sallie Mae's current savings rate is 1.24 percent with a yield of 1.25 percent.Discover Bank has the third highest savings interest rate on our list in Phoenix. Discover's current online savings account rate is 1.24 percent with an online savings account yield of 1.25 percent.Flagstar Bank and WTDirect have the fourth best rate. Both are offering bank savings account rates of 1.10 percent with bank savings yields of 1.11 percent. Read more...
Right now on our savings account rate list in Los Angeles, California, American Express is listed with the highest rate. The current interest rate on American Express Bank's online savings account is 1.29 percent with a savings yield of 1.30 percent. Sallie Mae Bank has the second highest savings rate on our list in Los Angeles, CA. Sallie's current online savings account rate is 1.24 percent with a yield of 1.25 percent.The third best savings interest rate on our list in Los Angeles is from Discover Bank. The bank's online savings account has a current rate of 1.24 percent with a yield of 1.25 percent.Zion's Bank, Flagstar Bank and WTDirect are all offering the fourth best rate on our list. All three banks are offering bank saving rates at 1.10 percent with bank savings yields of 1.11 percent. Read more...
Right now on our savings account rate list in New York, New York, American Express currently has the best savings rate. American Express Bank's online savings account rates is 1.29 percent with a yield of 1.30 percent. Amex's rate is more than 5 times the national average rate of 0.239 percent. The second highest savings rate on our list in New York, NY is from Sallie Mae Bank. The bank's current online savings rate is 1.24 percent with a yield of 1.25 percent.Sterling National Bank has the third best savings rate on our list in New York. Sterling's current savings interest rate is 1.20 percent with a savings interest yield of 1.21 percent. Savings accounts at Sterling can be opened either online or at a branch. To earn the rate and yield hew money is required when opening the account Apple Bank for Savings and Discover Bank are tied with the forth best rate on our list. Both banks are offering online savings rates at 1.19 percent with an online savings yield of 1.20 percent. Read more...
American Express Bank's current savings rate is the highest savings rate on our list in Indianapolis, Indiana. The current savings rate at American Express is 1.29 percent with a yield of 1.30 percent, more than 5 times the current national average savings rate is 0.239 percent.Sallie Mae Bank has the second best rate on our list in Indianapolis, IN. Sallie Mae's current online savings rate is 1.24 percent with a yield of 1.25 percent. Sallie's rate is also more than 5 times the national average.The third best online savings rate on our list in Indianapolis is from Discover Bank. The bank’s current savings interest rate is 1.19 percent with a yield of 1.20 percent. Read more...
Searching our savings account rates list for the best savings account rate in Pompano Beach, Florida we found American Express Bank is currently offering the highest rate. Amex Bank is offering online savings interest rates at 1.29 percent with an online savings account yield of 1.30 percent.The second highest savings account rate on our list in Pompano Beach, Florida, is from Capital One Direct Banking, Sallie Mae Bank and BancorpSouth. The three banks are offering savings rates at 1.24 percent with a savings yield of 1.25 percent. BankcorpSouth has monthly account requirements that have to be met to earn the rate and yield.The third highest savings rate on our list in Pompano Beach is from Discover Bank. The bank's current online savings rate is 1.18 percent with an online savings yield of 1.19 percent. Read more...
Searching our savings account rates list in Houston, Texas two banks are currently tied with the best savings rate. American Express Bank and Sallie Mae Bank are both currently offering online savings rates at 1.29 percent with an online savings account yield of 1.30 percent.The second highest savings account rate on our list in Houston, TX is from Discover Bank, Capital One Direct Banking and Bancorp South. All three banks are currently offering savings rates at 1.24 percent with a current savings yield of 1.25 percent.The third best interest rate on our list in Houston is from Zions Bank and Flagstar Bank. Both Zions and Flagstar are currently offering savings interest rates at 1.10 percent with a yield of 1.11 percent. Read more...
Two banks currently have the best savings interest account rate on our list of rates in Augusta, Maine (ME). Sallie Mae Bank and American Express Bank are both offering online savings rates at 1.29 percent with a savings yield of 1.30 percent.We also have a tie for the second best savings interest rate on our Augusta, ME list. Capital One Bank and Discover Bank are offering savings rates at 1.24 percent with a savings yield of 1.25 percent.The third highest savings rate on our list in Augusta is from Zions Bank. The bank's current online savings rate is 1.10 percent with a yield of 1.11 percent. Read more...
Savings rates and money market rates on accounts in California and the rest of the United States are so low right now but will hopefully increase sometime in 2011. Right now on our account rate table in California the highest rates on accounts are from Sallie Mae Bank and American Express Bank. Both banks are offering a savings rate of 1.29 percent and a yield of 1.30 percent on their online accounts. Amex doesn't have a minimum opening account balance and Sallie's is only $1.Discover Bank is close behind with the second highest rate on our CA list. Discover Bank is currently offering a rate of 1.24 percent and a yield of 1.25 percent on their online account for savings. The minimum opening deposit is $500.WTDirect comes in with the third bset rate. WTDirect's current account rate is 1.20 percent with a yeild of 1.21 percent. The minimum opening deposit for WTDirect's online account is $10,000. Read more...
Average rates on savings interest accounts in the State of Florida are low right now and haven't gone higher even though bond yields and mortgage rates have risen the past two months. The average savings interest rate is 0.25 percent on account balances of at least $2,500. You can get rates higher than the national average. Right now on our rate table the highest rate in Florida are from American Express Bank and Sallie Mae Bank. Both banks are offering rate of 1.29 percent and a yield of 1.30 percent on their online accounts.Discover Bank is currently offering the second best savings rate on our Florida rate list. Discover Bank's current account rate on their Online Savings deposit account is 1.24 percent with a yield of 1.25 percent. BankcorpSouth also has the same account rate and yield on our rate list for Florida but BankcorpSouth's account has monthly transactions that have to be doen each month to receive the account rate and yeild. Read more...
Right now on our savings rates in Baltimore, Maryland, both Sallie Mae and American Express top our list with the highest savings interest account rates. American Express Bank and Sallie Mae Bank are offering online savings interest account rates at 1.29 percent with a savings yield of 1.30 percent. The rate offered by both banks is currently 5 times the national average savings rate of 0.25 percent for account balances of at least $2,500 as reported by MonitorBankRates.comThe bank with the second best savings interest account rate on our list in Daltimore, MD, is from Discover Bank, the banking arm of the credit card company Discover. The current savings rate on Discover Bank's online savings is 1.24 percent with a yield of 1.25 percent. Discover's rate is also 5 times the current average savings rate.WTDirect has the third best savings interest account rate on our Maryland list. WTDirect is currently offering their High-Internet online account rate at 1.20 percent with a yield of 1.21 percent. Read more...
Today's mortgage interest rates are still below 5.00 percent in the latest Primary Mortgage Market Survey released by Freddie Mac. 30-year mortgage rates increased to 4.94 percent for the week ending December 17, 2009. 30-year loan rates are almost where they were last year at this time, 30-year rates were at 5.19 percent. In last week's mortgage survey 30 year rates were at 4.81 percent.
Savings rates and money market rates on accounts in California and the rest of the United States are so low right now but will hopefully increase sometime in 2011. Right now on our account rate table in California the highest rates on accounts are from Sallie Mae Bank and American Express Bank. Both banks are offering a savings rate of 1.29 percent and a yield of 1.30 percent on their online accounts. Amex doesn't have a minimum opening account balance and Sallie's is only $1.
CD Rates continued to go down this past week, all average certificate of deposit rates are paying less than the week before. The declines were small since the average rate on all CD terms are so low these days.