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Guadalupe Credit Union

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Guadalupe Credit Union Rates & Review April 2026

Q: How many branches does Guadalupe Credit Union operate?

Guadalupe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Guadalupe Credit Union?

Yes, to access services at Guadalupe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Guadalupe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Guadalupe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare Guadalupe Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.70%, 6-month share certificate rates at 0.50% and 3-month share certificate rates at 0.05%. Savings rates are at 0.35% and money market rates are at 3.70%. Mortgage rates on 30-year fixed loans are around 6.75%. All these rates can be compared to Guadalupe Credit Union rates. MonitorBankRates evaluates the financial stability of Guadalupe Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates were last updated on 04/05/2026.

Guadalupe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Guadalupe Credit Union? Share your experience about Guadalupe Credit Union by leaving a review below, or read customer reviews before you decide to use Guadalupe Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.89%

Excellent Lower than avg

Guadalupe Credit Union
Administration Office

2019 Galisteo St Ste K1
Santa Fe, NM 87505 2159

https://www.guadalupecu.org

Current Rate Availability

We do not have Guadalupe Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Guadalupe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Guadalupe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Guadalupe Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Guadalupe Credit Union

Website https://www.guadalupecu.org

Address 2019 Galisteo St Ste K1, Santa Fe, NM 87505 2159

Phone 505-982-8942

Fax 505-982-1184

President Bryan Maestas

CEO Tanya Romero Sturgeon

Full-Time Employees 100

Part-Time Employees 0

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.89%

Return on Assets (ROA)

1.0393%

Return on Equity (ROE)

8.7783%

Non-Performing Loans Ratio (NPL)

1.19%

Total Assets

335,317,417

Total Amount of Shares and Deposits

291,173,545

Total Shares and Deposits < 1 Year

282,909,472

Total Shares and Deposits 1 3 Years

7,531,183

Total Shares and Deposits > 3 Years

732,890

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

31,611,737

Total Uninsured Shares and Deposits > $250K (F+J)

31,611,737

Total Insured Shares and Deposits > $250K (item 17 less item K)

259,561,808

Total Interest Expense (Sum of items 6 8)

2,611,137

Share Certificates

3,059

Number of Accounts for Share Drafts

25,124

IRA KEOGH Accounts

255

Number of Accounts for Regular Shares

32,432

All other shares

11,228

Non Member Deposits

Money Market Shares

269

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

68,413,031

Total Liabilities

297,900,430

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Guadalupe Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Guadalupe Credit Union

Frequently Asked Questions About Guadalupe Credit Union

Is Guadalupe Credit Union a safe place to deposit money?

Yes, Guadalupe Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8911690221622%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Guadalupe Credit Union operate?

Guadalupe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Guadalupe Credit Union?

Yes, to access services at Guadalupe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Guadalupe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Guadalupe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Guadalupe Credit Union offer online and mobile banking?

Most modern institutions like Guadalupe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.guadalupecu.org.