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Financial Plus Credit Union Flint, MI

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Financial Plus Credit Union Flint, MI Rates & Review November 2026

Q: What are the current interest rates at Financial Plus Credit Union Flint, MI?

Current rates for Financial Plus Credit Union Flint, MI include: 12-Month CD: 3.45%, 18-Month CD: 3.45%, 24-Month CD: 3.30%, 60-Month CD: 3.50%, Savings: 0.10%, MMA: 1.00%

Q: What CD terms does Financial Plus Credit Union Flint, MI offer?

Financial Plus Credit Union Flint, MI CD rates are 3.45% APY for a 12 month CD, 3.45% APY for an 18 month CD, 3.30% APY for a 2 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Financial Plus Credit Union Flint, MI for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Financial Plus Credit Union Flint, MI's CD - 60 month rates are at 3.50%, CD - 12 month rates are at 3.45%, CD - 18 month rates are at 3.45%, CD - 24 Month Start 'N Grow rates are at 3.30%, CD - 24 month rates are at 3.30%. Financial Plus Credit Union Flint, MI's savings rates are at 0.10%. Financial Plus Credit Union Flint, MI's money market rates are at 1.00%. Financial Plus Credit Union Flint, MI's checking rates are as high as 4.15%. Financial Plus Credit Union Flint, MI's Physicians Loans - 5/6 Arm rates are at 6.88%, MSHDA Loans - 30 Year Fixed - without DPA rates are at 6.50%, MSHDA Loans - 30 Year Fixed - with DPA rates are at 7.12%, Conventional Loans - 15 Year Fixed rates are at 7.12%, Conventional Loans - 20 Year Fixed rates are at 7.25%. Financial Plus Credit Union Flint, MI's Personal Loan Rates are as low as 11.74%. Financial Plus Credit Union Flint, MI's Credit Card Rates are at 14.00%. Financial Plus Credit Union Flint, MI's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Financial Plus Credit Union Flint, MI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.74%. Rates last updated and verified on 10/30/2026.

Financial Plus Credit Union Flint, MI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Plus Credit Union Flint, MI? Share your experience about Financial Plus Credit Union Flint, MI by leaving a review below, or read customer reviews before you decide to use Financial Plus Credit Union Flint, MI.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.74%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Financial Plus Credit Union Flint, MI
Van Slyke Branch

G3381 Van Slyke Rd
Flint, MI 48507-3263

https://www.myfpcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Financial Plus Credit Union Flint, MI CD Rates

Product	Rate	APY	Term
12 Month Youth CD	3.89%	3.95%	12 Months
Details Youth CD (No minimum); As of 10/1/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 3.95% ▲ 0.10 pts · high 3.95% / low 3.85% Oct 10, 20263.95%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 60 month	3.46%	3.50%	60 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40% Oct 10, 20263.50%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 12 month	3.41%	3.45%	12 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35% Oct 10, 20263.45%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 18 month	3.41%	3.45%	18 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35% Oct 10, 20263.45%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 24 Month Start 'N Grow	3.26%	3.30%	24 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 24 month	3.26%	3.30%	24 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20% Oct 10, 20263.30%▲ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 30 month	3.21%	3.25%	30 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 36 month	3.21%	3.25%	36 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 42 month	3.21%	3.25%	42 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 48 month	3.21%	3.25%	48 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 6 month	1.99%	2.00%	6 Months
Min Deposit $500 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 30-89 Days	0.20%	0.20%	30-89 Days
Min Deposit $10,000 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Certificate - 90-179 Days	0.20%	0.20%	90-179 Days
Min Deposit $10,000 Details As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Savings Rates

Product	Rate	APY
IRA and Roth IRA Savings	0.10%	0.10%
No additional details. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Christmas Club Savings (20)	0.05%	0.05%
No additional details. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Regular & Misc. Shares (00-08)	0.05%	0.05%
Min Balance $3,000 Details Balance: over $3,000; Daily account balances >$3,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Regular & Misc. Shares (00-08)	0.05%	0.05%
Min Balance $1,500 Details Balance: $1,500 - $2,999 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Regular & Misc. Shares (00-08)	0.05%	0.05%
Min Balance $500 Details Balance: $500 - $1,499 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Money Market Rates

Product	Rate	APY
High Yield Plus Money Market Account	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	1.00%	1.00%
Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	1.00%	1.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	1.00%	1.00%
Min Balance $500,000 Details Balance: $500,000 and more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	0.60%	0.60%
Min Balance $15,000 Details Balance: $15,000-$24,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	0.40%	0.40%
Min Balance $1,500 Details Balance: $1,500-$14,999 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
High Yield Plus Money Market Account	0.00%	0.00%
Details Balance: Daily account balances <$1,500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Checking Rates

Product	Rate	APY
Go-To Checking	4.07%	4.15%
Details Balance: up to $10,000; Anticipated dividend rate for the current month; Legacy account footnote Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Tiered-Rate Checking	0.20%	0.20%
Min Balance $10,000 Details Balance: over $10,000; Legacy account footnote Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Tiered-Rate Checking	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000 - $9,999; Legacy account footnote Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Tiered-Rate Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 - $4,999; Legacy account footnote Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Go-To Checking	0.05%	0.05%
Min Balance $10,000 Details Balance: over $10,000; Legacy account footnote Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.15% → 0.05% ▼ 4.10 pts · high 4.15% / low 0.05% Oct 14, 20260.05%▼ from 4.15% Sep 18, 20264.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Mortgage Rates

Product	Rate	Points	APR	Term
Physicians Loans - 5/6 Arm	6.875%	0.000%	6.496%
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 for Conventional Mortgage Loans Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 6.65% → 6.50% ▼ 0.16 pts · high 6.65% / low 6.50% Oct 30, 20266.50%▼ from 6.65% Oct 14, 20266.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
MSHDA Loans - 30 Year Fixed - without DPA	6.50%	0.000%	6.648%	30 Year
Details As Low As; Rates effective as of 10/19/2026; MSHDA Loans; without DPA; APR based on estimated loan amount of $150,000 for Conventional Mortgage Loans Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.65% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
MSHDA Loans - 30 Year Fixed - with DPA	7.125%	0.000%	7.281%	30 Year
Details As Low As; Rates effective as of 10/19/2026; MSHDA Loans; with DPA (down payment assistance); APR based on estimated loan amount of $150,000 for Conventional Mortgage Loans Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.28% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Conventional Loans - 15 Year Fixed	7.125%	0.000%	7.368%	15 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.75% → 7.37% ▼ 0.38 pts · high 7.75% / low 7.37% Oct 30, 20267.37%▼ from 7.75% Oct 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Conventional Loans - 20 Year Fixed	7.25%	0.000%	7.448%	20 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 Last Updated 10/30/2026 Rate History 2 changes since Oct 14, 2026 · 7.70% → 7.45% ▼ 0.25 pts · high 7.70% / low 7.45% Oct 30, 20267.45%▼ from 7.57% Oct 19, 20267.57%▼ from 7.70% Oct 14, 20267.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Rural Development Loans - 30 Year Fixed	6.875%	0.000	7.488%	30 Year
Details As Low As; Rates effective as of 10/26/2026 Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Physicians Loans - 15 Year Fixed	7.25%	0.000%	7.495%	15 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 for Conventional Mortgage Loans Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.87% → 7.50% ▼ 0.38 pts · high 7.87% / low 7.50% Oct 30, 20267.50%▼ from 7.87% Oct 14, 20267.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Conventional Loans - 30 Year Fixed	7.375%	0.000%	7.529%	30 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.66% → 7.53% ▼ 0.13 pts · high 7.66% / low 7.53% Oct 30, 20267.53%▼ from 7.66% Oct 14, 20267.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Physicians Loans - 30 Year Fixed	7.50%	0.000%	7.656%	30 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 for Conventional Mortgage Loans Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.78% → 7.66% ▼ 0.13 pts · high 7.78% / low 7.66% Oct 26, 20267.66%▼ from 7.78% Oct 14, 20267.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
FHA Loans - 15 Year Fixed	6.625%	0.000%	7.716%	15 Year
Details As Low As; Rates effective as of 10/29/2026 Last Updated 10/30/2026 Rate History 7 changes since Sep 14, 2026 · 7.20% → 7.72% ▲ 0.51 pts · high 8.23% / low 7.20% Oct 30, 20267.72%▼ from 8.10% Oct 19, 20268.10%▼ from 8.23% Oct 2, 20268.23%▲ from 8.10% Oct 1, 20268.10%▼ from 8.23% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Conventional Loans - 10 Year Fixed	7.375%	0.000%	7.718%	10 years
Details Rates As Low As; Rates effective as of 10/29/2026; APR based on estimated loan amount of $150,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.84% → 7.72% ▼ 0.13 pts · high 7.84% / low 7.72% Oct 30, 20267.72%▼ from 7.84% Oct 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
FHA Loans - 30 Year Fixed	6.875%	0.000%	7.764%	30 Year
Details As Low As; Rates effective as of 10/29/2026 Last Updated 10/30/2026 Rate History 6 changes since Sep 14, 2026 · 7.25% → 7.76% ▲ 0.51 pts · high 8.02% / low 7.25% Oct 26, 20267.76%▼ from 7.98% Oct 19, 20267.98%▼ from 8.02% Oct 10, 20268.02%▲ from 7.89% Oct 2, 20267.89%▼ from 8.02% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 5 Year Fixed	6.24%	-	6.392%	5 Year
Details As Low As; APR based on estimated loan amount of $100,000 for Home Equity Loans Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.34% → 6.39% ▲ 0.05 pts · high 6.39% / low 6.34% Oct 14, 20266.39%▲ from 6.34% Sep 14, 20266.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Home Equity Line of Credit (HELOC)	7.00%	-	7.00%
Details As Low As; APR is based on the Prime rate index (variable, adjusted monthly); APR will never exceed 18.000% and will not fall below 4.000% Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Home Equity Loan - 10 Year Fixed	7.24%	-	7.329%	10 Year
Details As Low As; APR based on estimated loan amount of $100,000 for Home Equity Loans Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.94% → 7.33% ▲ 0.39 pts · high 7.33% / low 6.94% Oct 14, 20267.33%▲ from 6.94% Sep 14, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Home Equity Loan - 15 Year Fixed	7.74%	-	7.808%	15 Year
Details As Low As; APR based on estimated loan amount of $100,000 for Home Equity Loans Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.39% → 7.81% ▲ 0.42 pts · high 7.81% / low 7.39% Oct 14, 20267.81%▲ from 7.39% Sep 14, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loans	-	-	4.99%	Up to 48 months
Details As Low As; Model Year: 2026-2021; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	4.99%	Up to 60 months
Details As Low As; Model Year: 2026-2021; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	5.24%	Up to 75 months
Details As Low As; Model Year: 2026-2021; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	5.74%	Up to 84 months
Details As Low As; Model Year: 2026-2021; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	6.24%	Up to 60 months
Details As Low As; Model Year: 2020-2017; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	6.74%	Up to 72 months
Details As Low As; Model Year: 2020-2017; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Vehicle Loans	-	-	7.49%	Up to 60 months
Details As Low As; Model Year: 2016 & older; Rate/APR with Loyalty Discount; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loan	-	5.24%	Up to 60 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: under $7,500; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Boat Loan	-	5.49%	Up to 72 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: over $7,500; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Boat Loan	-	5.74%	Up to 120 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: over $12,500; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Boat Loan	-	5.74%	Up to 144 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: over $20,000; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Boat Loan	-	5.74%	Up to 180 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: over $25,000; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Boat Loan	-	5.74%	Up to 240 months
Details As Low As; Rate/APR with Loyalty Discount; Loan amount: over $75,000; 240 month term requires 10% down; As of 10/1/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	5.99%	Up to 60 months
Details As Low As; Loan amount under $7,500; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	6.24%	Up to 72 months
Details As Low As; Loan amount over $7,500; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 6.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	6.49%	Up to 120 months
Details As Low As; Loan amount over $12,500; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	6.49%	Up to 144 months
Details As Low As; Loan amount over $20,000; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	6.49%	Up to 180 months
Details As Low As; Loan amount over $30,000; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Travel Trailer/Motor Homes Loan	-	6.49%	Up to 240 months
Details As Low As; Loan amount over $75,000; 240 month term requires 10% down; Rate/APR with Loyalty Discount Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Motorcycles, ATVs, Snowmobiles, PWCs, Misc. Equipment Loan	-	6.99%	Up to 48 months
Details As Low As; Loan amount over $7,500; Loyalty Rate Discount with direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Motorcycles, ATVs, Snowmobiles, PWCs, Misc. Equipment Loan	-	6.99%	Up to 60 months
Details As Low As; Loan amount over $7,500; Loyalty Rate Discount with direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Motorcycles, ATVs, Snowmobiles, PWCs, Misc. Equipment Loan	-	7.24%	Up to 72 months
Details As Low As; Loan amount over $7,500; Loyalty Rate Discount with direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Motorcycles, ATVs, Snowmobiles, PWCs, Misc. Equipment Loan	-	7.74%	Up to 96 months
Details As Low As; Loan amount over $12,500; Applies to motorcycles and side-by-sides only; Loyalty Rate Discount with direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Motorcycles, ATVs, Snowmobiles, PWCs, Misc. Equipment Loan	-	7.99%	Up to 120 months
Details As Low As; New loan amount over $20,000; Applies to motorcycles and side-by-sides only; Loyalty Rate Discount with direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Credit Card Rates

Product	Rate	APR	View More
Visa Platinum Credit Card - Purchases	-	14.00%
Details As Low As; Everyday Rate/APR; Visa Platinum Credit Card 1% Cash Back Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75% Oct 10, 202614.00%▲ from 13.75% Sep 14, 202613.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Personal Loan Rates

Product	APR	Term
Personal Loan (up to 12 months)	11.74%	Up to 12 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 11.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Debt Consolidation Loan	11.99%
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Loan (up to 24 Months)	11.99%	Up to 24 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 11.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Loan (up to 48 Months)	12.24%	Up to 48 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Loan (up to 60 Months)	12.49%	Up to 60 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Loan (up to 72 Months)	12.99%	Up to 72 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 12.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Loan (up to 84 Months)	13.49%	Up to 84 months
Details As Low As; Rate/APR with Loyalty Discount; Loyalty Discount requires direct deposit and auto pay Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 13.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Personal Line of Credit (Variable Rate)	13.50%
Details As Low As; Variable Rate; Other Loans Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 13.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Financial Plus Credit Union Flint, MI Other Rates

Product	Rate	Points	APY/APR	Term
Vacant Land Loans - 5 Year Balloon	7.375%	0.000%	8.021%	5 Year
Details As Low As; Rates As Low As 7.375%; APR based on estimated loan amount of $150,000; one-time advance loan with payments based on 15-year amortization and one final balloon payment at end of year five Last Updated 10/30/2026 Rate History 4 changes since Sep 18, 2026 · 8.02% → 8.02% ▼ 0.00 pts · high 8.27% / low 8.02% Oct 26, 20268.02%▼ from 8.15% Oct 14, 20268.15%▼ from 8.27% Oct 1, 20268.27%▲ from 8.15% Sep 27, 20268.15%▲ from 8.02% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
12 Month Youth Certificate	-	-	3.95%	12 months
Min Balance $0 Details Available for ages 24 and under; no minimum balance required; additional deposits allowed during term; one penalty-free withdrawal per 12-month term; auto-renews at maturity at rate then in effect; rate accurate as of 6/1/26; NCUA insured Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.95% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Coverdell Education Savings Account (ESA)	0.10%	-	0.10%
Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Go-To Checking	-	-	4.15%
Min Balance $0 Details Qualifications Required; Balance: up to $10,000.00; Use code Fall26 when finalizing your app to get up to $300 with direct deposit; Refer a friend or family member and both receive $50 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Financial Plus Credit Union Flint, MI’s Texas Ratio stayed near 3.03% in Q3 2023 to 2.74% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.7B	2.74%	5.0	A+
March 31, 2026	$1.6B	3.27%	5.0	A+
December 31, 2025	$1.6B	3.98%	5.0	A+
September 30, 2025	$1.5B	3.02%	5.0	A+
June 30, 2025	$1.5B	2.48%	5.0	A+
March 31, 2025	$1.5B	2.77%	5.0	A+
December 31, 2024	$1.4B	3.54%	5.0	A+
September 30, 2024	$1.4B	3.39%	5.0	A+
June 30, 2024	$1.4B	3.03%	5.0	A+
March 31, 2024	$1.4B	3.26%	5.0	A+
December 31, 2023	$1.3B	3.97%	5.0	A+
September 30, 2023	$1.3B	3.03%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Financial Plus Credit Union Flint, MI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Financial Plus Credit Union Flint, MI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Plus Credit Union Flint, MI's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Plus Credit Union Flint, MI

Website https://www.myfpcu.com

Address G3381 Van Slyke Rd, Flint, MI 48507-3263

Phone 810-244-2200

Fax 810-244-2711

President Lisa Wilson

CEO Brad Bergmooser

Full-Time Employees 310

Part-Time Employees 3

Branch Locations 14

ATM Locations 13

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.74%

Return on Assets (ROA)

0.4486%

Return on Equity (ROE)

3.8326%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

1,669,995,828

Total Amount of Shares and Deposits

1,360,898,743

Total Shares and Deposits < 1 Year

1,275,592,797

Total Shares and Deposits 1 3 Years

80,353,694

Total Shares and Deposits > 3 Years

4,952,251

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

112,605,925

Total Uninsured Shares and Deposits > $250K (F+J)

112,605,925

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,248,292,818

Total Interest Expense (Sum of items 6 8)

12,693,437

Share Certificates

10,384

Number of Accounts for Share Drafts

61,037

IRA KEOGH Accounts

1,925

Number of Accounts for Regular Shares

99,536

Non Member Deposits

Money Market Shares

14,057

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

102,389,012

Total Liabilities

1,481,458,246

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Financial Plus Credit Union Flint, MI earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Financial Plus Credit Union Flint, MI

Does Financial Plus Credit Union Flint, MI offer CDs?

Yes. Financial Plus Credit Union Flint, MI current CD rates include its CD - 60 month at 3.50% APY, its CD - 12 month at 3.45% APY and its CD - 18 month at 3.45% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Financial Plus Credit Union Flint, MI NCUA insured?

Yes. Financial Plus Credit Union Flint, MI is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Financial Plus Credit Union Flint, MI?

The highest Financial Plus Credit Union Flint, MI CD rate is its 12 Month Youth CD at 3.95% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Financial Plus Credit Union Flint, MI offer?

Financial Plus Credit Union Flint, MI CD rates are 3.45% APY for a 12 month CD, 3.45% APY for an 18 month CD, 3.30% APY for a 2 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Financial Plus Credit Union Flint, MI for its full lineup.

What is the highest savings rate at Financial Plus Credit Union Flint, MI?

The highest Financial Plus Credit Union Flint, MI savings rate is its IRA and Roth IRA Savings at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Financial Plus Credit Union Flint, MI?

The highest Financial Plus Credit Union Flint, MI money market rate is its High Yield Plus Money Market Account at 1.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Financial Plus Credit Union Flint, MI?

The highest Financial Plus Credit Union Flint, MI checking rate is its Go-To Checking at 4.15% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Financial Plus Credit Union Flint, MI?

The lowest Financial Plus Credit Union Flint, MI 30 year fixed mortgage rate is its MSHDA Loans - 30 Year Fixed - without DPA at 6.50%, verified by MonitorBankRates as of October 30, 2026. Financial Plus Credit Union Flint, MI mortgage rates are 6.50% for a 30 year mortgage, 7.25% for a 20 year mortgage, 7.125% for a 15 year mortgage, 7.375% for a 10 year mortgage and 6.875% for a 5/6 ARM.

What is the lowest auto loan rate at Financial Plus Credit Union Flint, MI?

The lowest Financial Plus Credit Union Flint, MI auto loan rate is its Vehicle Loans at 4.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Financial Plus Credit Union Flint, MI?

The lowest Financial Plus Credit Union Flint, MI personal loan rate is its Personal Line of Credit (Variable Rate) at 13.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Financial Plus Credit Union Flint, MI?

The lowest Financial Plus Credit Union Flint, MI credit card APR is its Visa Platinum Credit Card - Purchases at 14.00% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Financial Plus Credit Union Flint, MI operate?

Financial Plus Credit Union Flint, MI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Plus Credit Union Flint, MI?

Yes, to access services at Financial Plus Credit Union Flint, MI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Plus Credit Union Flint, MI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Plus Credit Union Flint, MI provides members with tools to manage their accounts and build a solid financial history.

Does Financial Plus Credit Union Flint, MI offer online and mobile banking?

Most modern institutions like Financial Plus Credit Union Flint, MI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfpcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Financial Plus Credit Union Flint, MI rates compare?

Financial Plus Credit Union Flint, MI's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. Financial Plus Credit Union Flint, MI's top rates are its 12 Month Youth CD at 3.95% APY, its IRA and Roth IRA Savings at 0.10% APY, its High Yield Plus Money Market Account at 1.00% APY, its Go-To Checking at 4.15% APY, its MSHDA Loans - 30 Year Fixed - without DPA at 6.50%, its Personal Loan (up to 12 months) at 11.74% APR and its Visa Platinum Credit Card - Purchases at 14.00% APR, verified by MonitorBankRates on October 30, 2026.

Current Financial Plus Credit Union Flint, MI Rates

12-Month CD3.45%
18-Month CD3.45%
24-Month CD3.30%
60-Month CD3.50%
Savings0.10%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Financial Plus Credit Union Flint, MI Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Financial Plus Credit Union Flint, MI Texas Ratio

Financial Plus Credit Union Flint, MI Health Trend

Financial Plus Credit Union Flint, MI CD Rates

Financial Plus Credit Union Flint, MI Savings Rates

Financial Plus Credit Union Flint, MI Money Market Rates

Financial Plus Credit Union Flint, MI Checking Rates

Financial Plus Credit Union Flint, MI Mortgage Rates

Financial Plus Credit Union Flint, MI Home Equity & HELOC

Financial Plus Credit Union Flint, MI Auto Loan Rates

Financial Plus Credit Union Flint, MI RV, Boat and Powersport Loan Rates

Financial Plus Credit Union Flint, MI Credit Card Rates

Financial Plus Credit Union Flint, MI Personal Loan Rates

Financial Plus Credit Union Flint, MI Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Financial Plus Credit Union Flint, MI earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Financial Plus Credit Union Flint, MI

Does Financial Plus Credit Union Flint, MI offer CDs?

Are CDs from Financial Plus Credit Union Flint, MI NCUA insured?

What is the highest CD rate at Financial Plus Credit Union Flint, MI?

What CD terms does Financial Plus Credit Union Flint, MI offer?

What is the highest savings rate at Financial Plus Credit Union Flint, MI?

What is the highest money market rate at Financial Plus Credit Union Flint, MI?

What is the highest checking rate at Financial Plus Credit Union Flint, MI?

What is the lowest 30 year fixed mortgage rate at Financial Plus Credit Union Flint, MI?

What is the lowest auto loan rate at Financial Plus Credit Union Flint, MI?

What is the lowest personal loan rate at Financial Plus Credit Union Flint, MI?

What is the lowest credit card APR at Financial Plus Credit Union Flint, MI?

How many branches does Financial Plus Credit Union Flint, MI operate?

Is a member application needed to join Financial Plus Credit Union Flint, MI?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Financial Plus Credit Union Flint, MI offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Financial Plus Credit Union Flint, MI rates compare?

Current Financial Plus Credit Union Flint, MI Rates

Compare to Other Credit Unions